- [Narrator] So, yay! You can get the
same shitty job as any graduate.
And you really can guys, you can get a sales job,
you can get a customer service job,
you can get an office job, right out of high school!
You can do that, you would have four years of work
experience and be a supervisor to new college hires.
So you're 22, you're the boss, and all these
stupid college grads come, and they're like
"I've got a degree in History,
I'm gonna take over the world!"
And you're like, "Hey kid, get over there
and get my lunch, get my coffee."
That's how it works! Now, I'm not saying that you
necessarily even want one of these crap jobs,
but you can get one, just like any other college graduate.
And if someone says to you, "You can't get a job
without college!", you need to share all this
information, share the numbers, and ask
them to explain their position and make
them defend that statement in the face of facts and data.
You will win that conversation every time because you have
actual facts and data and everyone else is just going off
conjecture and a lot of crap that they heard.
So, we're getting, we're almost there! We are so close!
And we're almost ready for the good stuff.
I want to just be able to get it into you, how do you build
a life you actually want, how do you make money?
But we have to deal with the last
element of this stupid college conversation.
It's like the finale of any movie, where
there's just one more big badass villain to overcome.
And that's this, and I want you to have
the best defense/offense argument to
absolutely shut up anyone who gives you trouble, okay?
An airtight, logical argument or
the equivalent of a gun from the future
and you've gotta be able to address this nonsense.
And that is this, you're gonna hear that, you're still
gonna hear that a college degree earns you more money.
And this is 100%, organic, pure,
grade-A, top of the line, bullshit.
It is bull-shit. And here's why. Okay.
Misleading statistics are widely promoted.
If you Google what a college graduate makes,
the top result is gonna be from Time Magazine,
which is normally a trusted resource, but if you look at
where they are getting this data, it says fifty thousand
dollars, fifty thousand dollars a year!
Are you kidding me?!
Talk to ANY college graduate. They are NOT
making fifty thousand dollars a year!
This data comes from the National Association
of College and Employers, okay?
Do you think these guys are impartial?
These guys, are the quote "leading source of
information on the employment of the college educated".
That's what they say on their OWN website!
The Board of Directors is comprised of
former college career counselors.
Guys. This is like, asking Exxon and Shell,
what is the best source of energy?
Is it solar, is it wind, or is it gas?
And then Shell and Exxon say "Well, we think it's gas!"
It's totally biased!
Of course these assholes who represent the colleges
are gonna have statistics that make it look
like college is a good investment.
But, they are LYING.
They are lying so badly.
How can the average salary for a college graduate be fifty
thousand dollars a year, when college underemployment is so
high, when unemployment is so high, when customer service,
when most people are working in customer service, sales and
office jobs making twelve dollars an hour,
or maybe fourteen dollars an hour, working at restaurants.
How can they be making fifty thousand dollars a year?
First of all, the average doesn't account for majors.
So you've got engineers and software developers that
actually DO make some decent money and they're all lumped
together, and if you look at how the NACE actually breaks
down their numbers. Look at this.
This is basic statistics, you know,
this is stuff from high school, or even middle school, okay?
You got, engine--they sampled these number of salaries,
I'm gonna show you what these guys actually do.
They sample their own people, first of all.
It's not a real scientific study.
They actually voluntarily ask for
information and they mess with the data.
So they sample 3,000 or 4,000 engineers that are actually
making fifty-five thousand dollars a year, and then they
sample 149 English majors who are making, 24 thousand, they
are making like twelve dollars an hour, right?
And then, you gotta really think
about it, this is critical thinking.
Engineering degrees only count for 5% of Bachelor's degrees
awarded yearly, okay, it's 98 thousand
engineering degrees out of 1.85 million.
So there should only be 5% of the
salary sampled should be engineering,
but it's not, it's the most!
So you got, 58 foreign language people, you know,
a few English language people, a few people
doing Leisure and Fitness studies, and Philosophy.
And four thousand engineers!
Don't you think that's gonna throw
the data off just a little bit?
It does, so then, they read up this BS report,
Time Magazine doesn't think any deeper at all,
they just throw it up there, and now some 17 year old
Googles this and says, "Oh, I'm gonna make a fifty thousand
dollars a year when I major in Interpretive Dance!"
And, that's why you have 1.5
trillion dollars in student debt.
If these guys were actually making
fifty thousand a year, guess what?
That debt would be going down or
it wouldn't be rising so astronomically.
So, they jumble all the salaries together,
it's very, very misleading.
That's the first problem.
Now, the second problem, when it comes to
the question of college grads earning more money, is this
earnings and unemployment rates by educational attainment.
Now this chart, is Thanos, okay?
This chart, is so misleading and misrepresentative of
reality that you really have to understand it to,
to really get that this is why there's 1.5 trillion
dollars in student debts, okay, in student debt.
First of all, this data is 20 years old
and it's only employed people over the age
of 25 but look at what it's saying.
It's saying that the average bachelor's degree
holder is making eleven hundred dollars a week.
That's insane, guys, there would not be this student debt
if that was true and you have to think deeper,
you have to use your critical thinking, okay?
So, it looks like the more education you get,
the more money you make, the lower your unemployment is.
Absolutely misleading because
correlations are not conclusive.
Now, you don't even need to know
statistics to understand this.
The correlation is just like circumstantial evidence
in a trial, you know, you can't, you can't convict
someone of murder based on circumstantial evidence like,
"oh, the murderer was wearing a pink shirt and Joe likes
pink shirts, so Joe must be the murderer!"
That's it. It, it, it's, it's not conclusive.
So here's what actually happens and
why those numbers look the way they do, okay?
College is pushed on everyone.
So those who don't go at this moment,
before skip college, of, skipped college for success,
people who don't go to college, aren't the driven,
bright people who are entrepreneurial like you guys.
Most of the people who don't go to college now
are just not as driven, they are not the brightest.
The bright people go to college.
And you know, this is starting to change
and that's what, you know, I want to affect that change,
people going, you know, a career path versus college.
In 2016, 70% of people went to college,
2017, 66.7% went to college, so 3% drop,
maybe next year, it'll be more, and more and more.
But right now, most people go to college.
And what happens is a smart person goes to college,
they waste 4 years, they incur debt,
and 10 to 20 years later they grow their career
and they make more money than the person who didn't.
And this is what happened with me,
and almost everybody that I know, okay?
I graduated in 1999 from NYU.
I spent 10 years working, waiting tables,
doing office work, telemarketing, doing bullshit jobs.
I worked for, I worked at the Haleakala Crater in Hawaii.
I did, I delivered pizzas for Pizza Hut
and 20 years after I graduated,
I figured money out, I figured a lot of this stuff out.
And I went from making 20 or 30 thousand dollars
a year to making 100 thousand dollars a year.
I worked my ass off.
But these assholes are gonna lump my earnings in with the BA
and they're gonna use those statistics to tell you that I'm
making 6 figures because of my degree and that is a lie.
It is an absolute falsehood.
- [Narrator] Like the truth, behind
that million dollar bonus.
- There could be no more misleading
statistic that I could possibly tell you about.
- [Narrator] Misleading, Nemko says, because it
includes super earners like
these billionaires, they skew the average.
- [Narrator] It is correlated information.
So don't believe it, don't believe that information because
you could correlate any two pieces of data, okay?
You could correlate the people, the number of people who
drowned after falling out of a fishing boat with the
marriage rate in Kentucky and you go, "Oh these, these,
looks like one of these pieces of data is affecting the
other, hmm, well, when that marriage rate goes up in
Kentucky, I better not go fishing cuz I might drown!"
It's insane!
With no control, the data is meaningless and hilarious.
So, same thing with this chart,
median lifetime earning by educational level.
It looks like the more education,
the more money you make because of the degree.
So, "oh I should get a master's degree,
I'll make more money!"
And this is the other thing that these guys
did that is so misleading, they put PhD in with JD and MD.
PhD guys, my dad has PhD, is when you spend,
it's like the ultimate intellectual masturbation,
you are doing, you are getting the
most hardcore, useless degree there is.
But JD or MD that's a lawyer or a doctor, so they're gonna
lump the most useless degree, a PhD, in with the JD and the
MD and that's really misleading cuz there's not, PhD's are
not making 300 thousand dollars a year, alright?
So you can correlate anything!
You can correlate the divorce rate in
Maine with per capita consumption of margarine.
You can say, "Well, when that divorce rate in Maine goes
down, people stop eating margarine. We need to get that
margarine consumption up, lets have divorce rate go up".
It's, it's just data, and without a control,
it doesn't mean anything, so here's what,
I'm gonna explain what that means very simply.
Very simple guys, you know, just think of it this way, is
this guy on the left gonna make less money cuz he doesn't
have a degree, than the guy on the right, okay?
You got, some asshole who's not, you know,
not very driven and then you have some science nerd.
And you lump them together and if they lump good students,
driven people, and people without aptitude or drive into one
big pile, it's totally non conclusive.
So here's what would be statistically accurate.
For a real study, you have to take 1000 college
ready people, like you guys, who are smart and driven,
and you send 500 to college, and you have
500 skip college and it's never been done before!
Because all they'll do is they'll say,
"Oh, this, you know, this, the people who
happen to go to college happen to make more money".
This is a control and a variable, okay,
so if you take 500 college ready people
send them to college, and the--
(clears throat)
So this is a statistically accurate study,
you take, you have to compare two similar groups.
You take 1000 college ready people,
you send 500 to college and you have 500 skip college,
and this have never been done!
Never been done!
There's a control group and a variable group,
now this is basic stuff, when they test, when they test
medicine, to see if a medicine works, they have a placebo,
they have a control group, so they'll take a hundred people
and they give 50 of them the drug and 50 they give a sugar
pill, because you have to have people who are similar doing
different things to see what the difference is.
And if you want to prove that college is the reason
people make more money, you have to do it this way.
It's never been done.
The closest thing is what we're doing now.
I have so many students like Zach and Shin and Karen and,
and so many other people, who are having such success in
life without college and these are people
who would've been pressured to go to college.
But because they didn't go to college,
they're not sleeping in a ditch, they're doing better.
They're doing better than the other people.
- [Narrator] Many successful college kids would have been
successful, whether they went to college or not.
- [Nemko] You could take the pool of college bound
students and you could lock them in a closet
for 4 years and they're gonna earn more money.
- [Narrator] You could spend 4 years, twiddling your thumbs,
sitting in a closet, eating ice cream, playing video games,
I don't care what you do for 4 years if you do something
other than college, you're still gonna make more money,
you're still gonna be successful in life.
That's my whole point of this whole,
this whole thing, my whole insane thing.
So congratulations, you made it,
you made it through the matrix.
You're still in school, but now you've
taken a realistic trip into the future and you've
examined things that most people never even look at.
So I want you, my goal for you
is to stop stressing, and relax, even though
I'm about to have a hemorrhage here, screaming about this.
I want you, to stop stressing about school,
and relax, because you are in a crazy, it's like you're in
an asylum right now, and you're the only sane person.
SATs, APs, grades, they're a waste of you time
and your energy, it's gonna lead you to this future that
you've just seen, where you've wasted all this time, and you
don't need to do it, so you can relax.
So when you skip all that bullshit, and you
stop stressing about your college admissions,
and your APs, and your grades,
you can start focusing on creating a life that you want.
Or you can at least take a breath, you know?
Screw getting A's, get C's, no one cares.
I've been an adult for 20 years, and I can't
even think of anyone's every asking me
what my grades in high school were like.
It's meaningless.
So, now you're ready for the skip
college for success approach. This is where for
age 15 to 23, you will focus on stuff that matters.
Making money. Self Development. Self Directed Learning.
Mostly making money because then by the time
you're 23, 24, you have a foundation and you have the
ability to do what you want with your life, travel,
you have choice, you have freedom, you have power.
You could do what you want, you're not sitting in
a mountain of debt, you know, freaking out about getting
your first job at Starbucks or at some office somewhere.
So let's look at the typical fifteen
dollar an hour customer rep job.
Let's say you're 18 years old and you skipped college.
You have no debt, you have a head start,
and you're on a stepping stone to your next project,
you can support yourself and save money
and actually enjoy this, you know, kinda maybe boring job.
But if you're 22, and you have
a degree, OH MY GOD, it is HELL.
You have 400 dollars a month in loans,
you're 4 years behind the 18 year old who skipped college,
you have a wasted degree, it's really hard to save
and support yourself, and that doesn't even take into
account the stress and just the internal
freakout of, "What the freak did I just do with
the last 4 years or, you know, 16 years of my life?"
Puts you in a much better position.
So there's resources telling the truth,
and they exist, but they're just not that well known.
I have provided a lot of these
resources in the Resource Section.
There's a book called Better Than College by Blake Boles
that's great, there's a website called UnCollege,
a website called Successful Dropout, Hacking Your Education
by Dale Stevens, The Education of Millionaires.
All these books are so awesome cuz they're full of
practical, common sense, empowering information that is
completely different than everything you were taught in
school and by now I hope you can see there's no
"Didn't go to college monster that's gonna eat you!"
In fact, you're better off and you're getting a head start.
Really, really you are.
Cuz conventional wisdom is usually stupid, it's so stupid,
you know, doctors used to endorse cigarettes.
Twenty years ago the things we thought were real,
you know, and true, we no longer think that.
Things are always changing, you are way ahead of the curve,
guys, and if you don't wait for conventional wisdom, that's
what I'm saying, you wait until everybody catches onto this,
then, you're gonna be in trouble, you know?
In 1951, Ronald Reagan was in a movie with monkey.
Who the hell knew he was going to
become President of the United States?
I'm not gonna use Donald Trump,
you can say the same thing about Donald Trump.
The point is, you don't know what the future
is gonna bring and we always look back
and kinda laugh at what we used to think.
I'm 40 now, which is insane, cuz I
remember being 17, guys, it goes fast.
I don't care if you're 13 or 17,
you think, "Aww! Being a teenager sucks I want to grow up!"
It's gonna go FAST.
- [Bueller] Life moves pretty fast.
You don't stop and look around once
in a while, you could miss it.
(upbeat music)
- [Narrator] Once you hit 18, you are
legally an adult, so it's your life regardless
of your age and you should start operating like that.
Nobody can make you go to college,
nobody can make you take out loans.
It's your signature on those forms and you, you stand up to
your parents and your teachers and say, "It's my life, it's
not your life, you can't make me do crap", okay?
And now you have the facts to back it up
and a glorious fire will be lit under your ass
as your mind is freed up and you learn what to do
instead of the nonsense they've been teaching you in school.
So again, this is the skip college for success approach,
this is what we'll be getting into for the rest of the
course, making money, self development, self directed
learning relevant to adult life after 22, let's set you up
for 40 years of happiness instead of the 4 year low that you
would normally blow in college.
And we're gonna get into that.
If you're gonna pursue a piece of paper, this is the better
option, which leads us to the next section, which will be
after the next video, which is called "How to Actually
F*cking Make Money" and there's one more video in this
section called "It's All About Self Directed Learning".
I want you to watch that video and then we're gonna get
into, "How to Actually F*cking Make Money"
and I'll see you there.
- [Bueller] Life moves pretty fast.
If you don't stop and look around
once in a while, you could miss it.
(upbeat music)
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