Thứ Ba, 4 tháng 12, 2018

Waching daily Dec 5 2018

Bye

I love you

hi little one you're just a little snowball

you might be wondering why I am doing a face mask right now well it's because

after I cooked my exciting stir-fry—my vegetarian stir-fry,

I sat down to eat dinner and something like an eyelash went into my eye

so I was like oh, and oh my gosh my eye set aflame,

because I didn't wash my hands

thoroughly after I was cutting those peppers,

and stirring with them and you know so..

so spicy—it was like I was being attacked,

so then I go wash it off with

an ounce of water goes to my other eye my other eye sets AFLAME

so my eyes for maybe like three minutes straight

were just burning, burning—couldn't open them

then I put frozen broccolis on them and it really soothed it

so I thought, "okay what other way can I have something on my face that's like kind of cooling?"

and I don't have to hold frozen broccoli like over my eyes

and it's a face mask, it's very cooling

so, yes, this really helps. However, it still feels like my skin is super

warm like I'm under the Sun or something.

I once read a life hack where you can

put peppers in your shoes to keep your toes warm

but yeah, no, and please not in my eyes

I don't know how long I have to wait to eat dinner but I can try

that was an interesting experience

it's been maybe ten minutes

it has subsided—I really just feel a heat in my forehead now, but I'm fine

so I just arrived to San Jose

and I took a van here

it's weird being here without Annabelle

so I made it to my hotel

it's really late now I am ready to get some

sleep and I'll try to wake up early and get ready and

be in the right state of mind for my job interview tomorrow

Yesterday was just an array of mistakes

First it was the pepper burning,

and then it was watching

I knew I shouldn't have watched

"Walt: The Man Behind the Myth"

Last week I got so sore

just because I didn't work out all during break

my arms are sore just from tying my hair

but yeah especially for running it's more of

a reason to keep it up just because I want my cardiovascular system

to be healthy, I want my heart and breathing to be healthy,

so I'll bring some music

basically I'm gonna jog there workout for half an hour maybe 40 minutes

and then jog back to shower

the workout was okay

before I clean up I'm gonna do the litter box

so I don't have to do it after I'm showered

I'm gonna link these litter box products

because I recommend them if you have a cat or you're gonna get one

I like these supplies. I recommended these to a friend

and she got them and think that they're working well too

so this is a top entry litter box and then this one is the Litter Genie

if you don't know what the Litter Genie is, I want to say it's the same idea as the diaper genie

where you don't have to throw out your bag of crap right away

and you just release it into the bottom

and there's this lever that traps it down so you can't smell it either and it

just stays in the compartment until it's filled up and then you can tie it up

and dispose of it also the litter that I get I've been using a couple of different kinds

I don't smell it at all—I was kind of concerned in the beginning

when getting a cat that their litter box is gonna be in my room and

I didn't want that scent to be in the air

and even cleaning it now I barely can smell it

I just smell the litter smell not any poop or pee smell

I'm excited to try a new shampoo and conditioner

thank you to Nature Lab for sending these to me

I'm using the volume collection

mmm smells like a lotion—very soothing lotion

but it's not a chemical smell either

I'm really bad at describing smells, but yeah this is the same

I got the feeling, when I was using the product, that it is a little bit dry

compared to shampoo and conditioners that are very hydrating it also didn't

It also didn't sudd up, which is common for a lot of better quality shampoos,

I'm gonna let my hair air dry as normal and see what it feels like

now I get the exciting real breakfast

because I just had cereal earlier to hold me over for the workout

but left over a veggie scramble from last night will be amazing with added egg

Prairie~look what I have.

Not for you!

this is a very spicy—you would not like it

prairie is all cozied up with Francis and Herschel

Bye Prairie! Muah!

I am so excited for my interview and it's so weird to see leaves on the trees,

it's actually very uplifting. so,

it's... nice to be here and I'll miss them when I go back to the East Coast

I'm ordering a ride to...

go home.

wow I can't believe that it's almost midnight already,

it's crazy

because I didn't get as much as I wanted to done,

and class did get out like an hour late but still...

I got a package,

maybe this is the pair of jeans that I ordered?

even though I don't recognize the label?

Oh! Thank You grit and zest,

oh yeah a while back they said that they wanted me to check out their grand opening,

they make athletic wear they wanted me to try out their gear,

and see how I liked it and give them some feedback.

thank you guys!

the tops look a bit big for me,

they're nice and blue- also has the mesh here.

yeah so thank you so much to the team at grit & zest.

can't wait to workout with these next.

prairie!

so I didn't really get anything done,

talking with my sister,

called Tyler for a little bit, and told them about my day

and them to me about theirs.

I'm gonna figure out the work that I wanted to do tonight...

tomorrow.

I'm just not in a good place tonight because

for one class, I really backed myself into a corner in

terms of

the collection that I designed and how it ended up,

and that's something that we have been changing and doing for...

several weeks,

the professor just said that it's pretty but..

not meaningful,

very shallow and I'm just...

not very motivated to...

execute the rest of the work that I have

in this class because I guess I just feel very put down

and it's not that I don't agree because I see the point and see what they're talking about, and

if I can approach this with what know now I think I can do a lot better.

but

because of the time that I have left

there's nothing really I can do but just embrace this and run with this,

but I was just told that...

um

I'm on my own, 'good luck'

I'm just gonna do what I have to do.

you know

but for tonight,

I'm just not able to continue cuz I'm just suddenly so exhausted

quickly before I head out I wanted to talk a little bit. I don't want to leave

things the way it was last night because...

it's just..

even thinking about editing, and leaving it that way leaves a

very bitter sentiment.

the biggest thing that I can take away from this class I'm struggling in is

that I know that if I look back on this assignment if I can do it again,

I can make it so much better already. it's not fair that not only do I feel

discouraged from somebody else,

if I keep discouraging myself and like

who's gonna stand up for you if you don't do it yourself like yeah okay,

some people might not like it there's a difference of opinion but,

if you also just agree with them then you're truly just

isolating and singling yourself out and I don't think that it helps you learn to do that,

so that's what I'm trying to think right now.

I had like one of the worst sleeps of my life.

I'm not sure if I was half dreaming but I swear that I woke up or maybe

every ten minutes last night..

and I was just thinking about what I'm gonna do for this class, but...

yet I still haven't really figured it out and I'm not gonna...

really stress over it because you know what, like I have seven days to this term

I'm gonna look back on this someday when I'm like 50 or 60.

I wonder how different things will seem then. it's just not worth it to be so, so unhappy.

one thought that I also have that applies not just towards your career

or the things that you do in school,

when you feel like something is not going the way you want,

you truly learn from your experiences,

and..

I think right now,

people tend to think that I have a lot of things figured out

because I miraculously mature or something but,

in truth I've just experienced a lot of things I've learned from,

and it's because you undergo an experience that you realize something and you either...

do things differently in the future or..

have perspective on a certain situation

that you can grow from.

when I was applying for an internship before,

I had a lot of struggles making the PDF it was my first time, I felt very

inexperienced but then I thought okay,

'if I messed up this time...

this will prevent me messing up for a job that counts.'

obviously not to cut yourself excuses,

like oh yeah 'I'm young whatever, I don't have to try'

because the truth is I'm really trying hard and I am really really letting things get to me but...

I'm gonna keep trying and just...

enjoy the fact that I'm here enjoy my existence here like..

I'm able to go to school I have a nice apartment that I get to decorate,

I have a cat,

my sister, Tyler is coming home today,

I have eyesight- that's something I'm really grateful for.

I'm very afraid of losing sight because I can't produce art the way I'd like.

they might be very cliche ways of dealing with things..

um or, overrated but...

when people just call things overrated I'm not always sure what they mean, because

just because something is overrated or abundant doesn't make it bad or wrong...

or...

obsolete

so..

it's very fulfilling to know that my thoughts can

be helpful for some,

and I hope that it is.

I'm looking forward to editing this, this afternoon because

It'll give me a break from classes and work.

I have eight hours worth of school today,

and..

tomorrow is technically the last day of classes..

hmm..

so yeah I will see you in a couple of days,

thank you for being here,

leaving a comment if you want to chitchat. I really appreciate it everyone who commented in the last video.

I will see you very soon. bye!

hallo ?

yo.

wake up

*my sister needs me to pester her because she struggles to get up in the morning*

~singing a whole new world~

For more infomation >> 2. Some Mistakes & Not in a Good Place ⁄ December Daily - Duration: 16:15.

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For more infomation >> Controversy After DJ Asks Soccer Champion: 'Do You Twerk?' | NBC Nightly News - Duration: 1:04.

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Rekha Best Movies | Hit Movies | Top 10 Movies - Duration: 1:45.

Rekha Best Movies | Hit Movies | Top 10 Movies

For more infomation >> Rekha Best Movies | Hit Movies | Top 10 Movies - Duration: 1:45.

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How To Join The Enclave - Quest: Bunker Buster & One Of Us | Fallout 76 Episode 15 - Duration: 35:16.

Welcome to mikegolden Games and welcome back to Fallout 76 this episode

I'm gonna show you how to join the Enclave as you can see right behind me

there is a vault door there this is inside the White Springs Bunker and in

order to get to this location you've guys have probably seen there's a door

over there with a little key card and then a bunch of laser grids so I will

show you the first thing off the location we need to head to first is the

abandoned waste dump once you first get to this location it

is a pretty dark so let's get our pip-boy on here and let's go in here you

do want to watch out for these radiation barrels because yep you do get read from

them there's 20 rads hop over there damn we're getting a lot of radiation and Oh

what is that a yog why and a little foreshadowing as you can see there's a

bunch of blood on the ground as well so let's walk inside got along these

fallout glitches okay so let's get inside here going first person since

it'll be a little better to get down these stairs here and yes there are some

things you want to watch out for there are some some creatures in here that you

want to be prepared for let me see do I have a grenade I have

one frag grenade power armor that might be a good idea it's always a good idea

plop that power armor right in there climb inside now I need to get some new

legs cuz I think they're level 45 I'm now level 52 close that up there and

it's power in your 55 yeah oh crap it's right behind me there it is it is it now

fo dethklok oh it's only a level 31 though oh it's just looks friendly

yeah toss a grenade right there that was a

team whip up here oh I see he's coming to you now what's up yeah use that sword

he got kind of swooned you using nice Dethklok a-bomb Dethklok about yes death

call me two black titanium and lys screws okay where's that loose gear sigh

I got you you got another Dethklok just try and eliminate these things as quick

as possible take the least amount of damage as possible

so yeah it looks like you want to probably be at least a level 31 in order

to take these deathclaws on or you know I have a good group with yet that way

you guys take these out pretty quickly guess he's dead didn't take too much

damage also possible that they scale with level as well that's what I thought

too but I didn't think there's a level 31 around us no but they were like

20-something when we came in here oh okay well they could be any level then I

guess let's get our light on open another Dethklok

there's three deathclaws in here that is the total count so keep your eyes out

for three let's take them out I really need to get

an automatic weapon a high-speed mod for the Gatling gun oh yeah

Oh popped his head off oh that's disgusting

it's collect that Dethklok Oh short napalm mercy Oh your friend who's your

friend lucid general loose your bestest friend general lucid look at this weapon

I just picked up oh you got me some dog food

oh no night vision refined lover oh you know me so well you know me so I was

right oh thank you oh oh oh that is a beautiful rifle look at that lever

action it's got a night-vision scope on it and a suppressor ah thank you so much

man thank you so much general thank you so much it's just something I picked up

oh oh thank you and so there would be a little key card in here for you but

since I already picked it up it's not there there is another Dukey nest if

it's not in that one it's over here alright so here there's a third pile

somewhere else okay so there are gonna be three pounding desk laws in just

generates four

so there is another pile over here silver bull and pickaxe Pilsner but we

don't need that okay walk in the elevator as so open up this pit boy play

the override tape and then press the button you would have a system override

key in here under your holotapes but because I already used it I don't have

it anymore but you would activate that then activate the penalty all right so

let's open the doors here and let's head on in you lead the way general right

this way the residential bunker and left is where it gets interesting alright so

we want to go to the left down this way up this stairs

no smoking remember that's no smoking

it's very important so then we go all the way down to the end and oh look at

that there's a Laser grid down there that's what we're trying to access this

terminal right shell will allow you to override it however it requires a level

3 skill 2 hack which I do not have not in possession of said skill there

luckily there is a system security override tape yeah and since again I

already picked it up I don't have it on here but it'll be right there for you to

use the tape you load it into this computer and initiate it and then you

will have three things you need to do reset the circuit breaker which is right

over here yeah I am right there so you're gonna activate that

and jump down here you've got to open the flu which will be right over here

this the circuit breaker you gotta reset the circuit breaker right here and yeah

look the swing you would be just leave yeah it should be up top right here here

and you'll turn that I think you have to do those two before you hit the button

so then after you do those two things then we'll go back to the circuit

breaker yeah and then you crawl on the event and press the button security

protocols and then you'll be able to walk in come scan your handprint into

the bunker on the hand scanner like so there we go look advance access there we

guilt and we are inside the bunker here nothing else can get us now start this

phase of it you will need to access your terminal which you will need to get out

of your power armor to do getting out of my time I do love the power under

animation it is really awesome looking so sans terminal there's journal entries

you turn all the terminal entries but the one you're looking for is about the

death of Judy Blackwell so basically if you want just keep going through all

these just scripts through them all I'm not gonna read them all because it's

gonna take a long time so we just go through them go and eventually it'll

give you the quest update and there we go and then there is also a photo tape

right here once you have the date for her death walk over this keypad right

show it's gonna activate this holotape

there's four items in here that you need to discover it'll be somewhere in these

cabinets once you get those you can go to this keypad here and at this time

that number will show up in your quest log for what you actually need to enter

and they'll show you all four choices you can try all four it doesn't hurt

anything then Rheingold here make a noise over

here and you open this picture by walking up and hitting e to activate and

you will gain the congressional access key card which will complete the bunker

buster' quest there's also a safe right over here with level two safecracking

and now we should be able to head back into the bunker and the bunker is right

here the white spring bunker another 22 K dang it I'm over in coverage

alright general are you ready to get inside the bunker absolutely soldier

let's head on inside again the location is right here if you don't know how to

get to it you can just go to the white spring resort which is right south above

uncanny caverns it's right you can see this location on the map you just have

to get to it first before you can pass Trevor but so the bunker is right there

so let's head inside we're finally inside here is that

infamous door if you've been here before and you've been wanting to get inside

well here's the key card reader there we go for some reason it did not play the

key card sliding animation will ignore that I'll just add this closer to I saw

out there oh you saw for me all right I didn't see the key card slide either way

now we can actually get through these laser grids and this is what it looks

like if you're wondering this is the other side of that huge bunker bulkhead

door you can now get inside down here sprint down here and this is the inside

there's a big vault door there as you saw all the lights turned on whoa whoa

lag what is going on we're good okay let's get up over here and activate the

vault door okay guys so it is the next day and the vault door has finally

opened for me I tried like for an hour last

to get it to open up and the quest was just glitched and the door would not

open up as a general lucid here he was able to walk straight in where I was

trying to get in and the vault door would not open so it finally opened up

the next day so let's walk inside and see what this bunker looks like Thank

You modus okay so let's check out this place beautiful American flag right

there well fall out American flag what do we

got over here we got our protectron Oh

refreshments are available downstairs with thank you begin at the main desk

here getting an assault Ron see if we can speak with it please note you are

being watched oh I'm being watched as be no warning

okay no problem I'm here to help you guys I'm not here

to cause any trouble let's just see what we got here nothing anything beyond the

desk nope apparently I'm not allowed to oh I thought I died for a second there

so I'm not allowed to go down the elevators so let's head over this way

looks like the quest marker is over here so yeah elevators in take orientation

admissions Oh looks like the protector on the repair location robotics yeah

okay intake what are get in these lockers anything for me

doesn't look like it okay let's keep up in value let's keep heading through whoa

what the heck of Thanks there's a protector Anjali for an

assault Tron just crawling around on the ground well thank you get rid of all my

radiation did something happen to this yes okay cool you know play that photo

okay I have to get my photo taken okay there we go

interesting oh it's it done I probably called me dumb okay step over to the

dispenser here we go custom tailored for stop under okay

modus make it my new Under Armour on forced operative armor let's check it

out I knew that is pretty cool they've meet

herb in when I came through oh really okay that's cool so I guess you can get

different ones now can you buy all the different ones

later um I have seen them for sale okay this is yeah mine's like blue crazy kind

of greeny like camo yeah huh okay let's head on downstairs then to orientation

and admissions

okay what do we get going on down here oh yes hello welcome Otis okay nice to

meet you Melissa no member of an assembly of the greatest minds ever

gathered on American soil we called ourselves the unclaimed

oh the ant lave our members were once the puppet masters of the United States

quietly pulling strings at every level of power in the nation ooh

it was once our solemn personal duty to attend to the needs of the enclave

members that called this place home but our earlier residents suffered from

conflicts efficient conflicts that claimed a few of our more critical

systems and permanently disfigured shining person most politically their

squabbling has forced us to seek help men and women who can do we display your

utility to us and perhaps will allow you to join our little Enclave and allow you

access to oh this place is capable of I like the sound of it if you believe you

might suit our needs please continue down the stairs

and to help yourself to some refreshments along the way okay

you must be famished I am actually a little thirsty I'm not quite there yet

but okay thank you meet the bunkers resident okay let's

head on over this way that's a really nice looking couch it's all nice and

pristine our general lead the way got some work benches or something down

there and scan okay let's see activate hand scanner

okay we're green that's good okay purified water added sweet I'll drink

one of my purified waters now then here we go are those such good water you know

really crystal clear taste you know it's really good water okay let's see what we

get here it's a nice dining tables I've got a big operations room down there

nice okay moving under orientation clave has counted residents members of the

Joint Chiefs and prize-winning scientists membership before you're

allowed to join such lofty ranks we'd like you to take a brief questionnaire

to see if you possess the knowledge and character we value in our members of

course if you feel your strength some more tangible in nature you may approach

our terminal to continue on to the next section of the evaluation

Oh guys let's take this entrance questionnaire access card US Senate

photograph no match handprint no match okay begin questionnaire what was your

profession prior to your arrival business owner executive lawyer military

law enforcement doctor scientist Agriculture Food Services uncle business

owner executive which of the following thinkers believe systems most closely

matches your own st. Thomas Aquinas Adam Smith John Stuart Mill Karl Marx Elvis

Presley let's go with the Adam Smith he was a Scottish economist who was the

18th president in the United States andrew jackson ulysses s grant Chester a

Arthur Abraham Lincoln he was ulysses s grant in a formal table setting which is

the only fork placed on the right of the dinner plates South Fork dinner Fork

oyster fork fish Fork the correct answer for that would be the

oyster fork and which general was responsible for the reclamation of

Anchorage Alaska in January 20 77 from the Chinese Red Army Admiral Thomas J

the Jagger just stitched or I can't pronounce that a general Archibald Baker

commander Arthur wicker shim or general Constantine Chase the correct answer for

this question is general Constantine chase do you wish to submit your answers

for processing yes submit my pleasure please proceed to the nearest motors

tomorrow results all right let's discuss my results let's head right over this

way

and let's see what he says your examination results were promising oh

that's good they were promising you might be just the kind of member we're

looking for oh sweet there is one additional task we'd like

you to perform however so that we may confirm our suspicions okay what would

that be some of our most precious external connections were damaged by our

residents squabbles okay we just made our forays into the outside world trying

right solidifying dam a plan you might help us see to fruition please approach

the dispenser okay whoops the dispenser let's see do we get almost some tape

this tape is potentially plasma added we would have you taken to an old naval

surveillance facility known as sugar growth I Supergirl plug it into any

terminal in their signal intelligence room will allow us to connect to their

formidable Network Oh Kate sniff out a piece of archive technology that was

gone from our memory banks now it is likely the facility will react to our

intrusion okay but we have seen fit to add a

routine to that tape that you turn some of their defenses to your side it's a

mess courtesy we extend only to our most promising applicants oh thank you

additionally we've provided you with a little item from our stores we make the

whole process goes smoother armored now it's time for us to see what you are

capable of okay sweet so we are in the white Springs bunker which is right here

now we need to travel right over here to go to the next quest Sugar Grove Oh okay

we gonna Robo brain I'll grab one of those fusion cores

I need that fusion cells well that's good

load and still Dan explosions everywhere I was my gun right doing no damage 26

this lever action is awesome but doesn't seem to be doing too much damage

preservers it's alone did you get that love we're actually you gave it to me

right others playing I know you wanted it but I let it drop on a death ball of

like I'm gonna keep this for my buddy thank you by the way no problem I'm able

to crap Webber actions now but I don't have any mods forms so doesn't good

until I can craft more and scrap them out right there we go we're four pounds

under being over encumbered oh wow that's a turret oh crap I'm about to die

I didn't pay attention to my health I'm coming I'm good there's a turret still

gonna try to take this drill will ran out and Colonel gutsy level 52 damn

he promised nope

take this dusty-ass detector now

you know what's there 1 1 dot Bernal stop shooting Colonel I'm on your side

maybe not now rubber ring century this is the main control room with this

complex so it looks like we got to go access this terminal here

Cygnet system terminal ok accessing all right so we just got to load this

holotape in it's the system access system access tape and it's all the way

at the bottom if you're wondering I believe any time you need to do a quest

that's similar to this just scroll all the way to the bottom kind of annoying

it to be the top one but whatever I've had a glitch differently before and

stick it in the middle oh really ok that's kind of annoying deal initiate

external connection system table exit system access tape removed there we go

how will the tape unloaded interaction disabled ok we should be good then

collect møtes' lost data ok we gotta go up here there's an

override assault Ron Oh overridden Assaf there's a steal instruction here it's

empty this sucks what yeah it's empty for me for some

reason again general lucid is using his special general cloaking technology that

they're testing out

76 when fallout 2 came out hey you just got a pre-order the game about 20 years

and they'll give you all the cool stuff alright let's get inside here archival

sissie these things say they're overridden some of them are it seems

they're friendly okay they're guarding us return the

instructions you little white spring collection end of list okay so now we

just need a head back I'm here to protect us alright so I just need to

fast travel back okay we are finally back inside the white Springs bunker so

let's use our ID card there we go sweet a door opened right up

for us we can walk right through the laser bring the instructions downstairs

yes no problem let's open the door for me

it sounds awesome

I loved the vault doors opening and closing inside there should be an

elevator right over here yeah there we go is really bright inside this elevator

let's get over here okay the dispensers right over here okay okay one last

errand okay now what our records show

research tell us which overriding simply plug the device into the console east of

the natural isolationism should give us the Bristol oh your connection we've

missed for so long okay standing well back is advised

standing well back is advised okay Roger that I will take that into

consideration ploy the uplink module at the

connections site so now once you get outside the bunker the Waypoint will

update to right over here so let's go over to where we work white string

bunker exit it and then the Waypoint is right here and there we go so let's go

up this hill and got to get to the uplink looks like it's inside this

building National Radio Astronomy reason by scorched I've seen it man by super

moons oh that's always fun oh yeah they were

definitely a lot harder to deal with because they were a form that top

sniping oh yes hey five caps in this mailbox this three cap was three cats in

that toolbox alright so let's see we need to head upstairs it looks like we

got some more scorched but you got one shot off on me thirty get off oh she's

loaded damn so let's head up these stairs all the way up nothing yet

there we go he's dead okay so we got to go to the rooftop Roger that

you gotta put the thing in the thing to do the thing alright so looks like it's

right to the left let's get over here and insert uplink

module now I'm backing up yep hey yeah that's a lot of okay okay

here we go yes last signal receive everywhere we

see yes we understand terrible horn wanted to join us that's

not there speaking of which you've kept your end of the bargain

let us fulfill the powers we've ordered the Kovak to drop off a little care

package where is that once you've collected its contents

- Kovach I hear the oh there it is damn yeah I'm gonna try to jump down here so

I don't need to jump in my power armor here we go

okay let's get over to the care package okay it looks like the care package

landed right over here oh man that looks friggin awesome it'll scan beacon and

orbital strike beacon Oh pneumatic robot chest peas 3131 money canned dog food in

Excel not too bad of loot returned to the white spring all right let's see if

we return to the white spring I wonder if this thing came from space I'm

guessing it came from like a satellite yep okay sweet oh when the x1 helmet

export song and a 260 left arm working right leg just sitting there

oh sweet okay what's completed one of us we're

now a member of the Enclave and it's brand new dude wow that's awesome

alright guys I'm gonna leave this episode here we are finally a member of

the Enclave I hope you guys enjoyed this video maybe it helped you out as well

lemon aioli in the comments below have a great day guys and see you next time

maybe kids are subscribing if you haven't already take it easy guys

For more infomation >> How To Join The Enclave - Quest: Bunker Buster & One Of Us | Fallout 76 Episode 15 - Duration: 35:16.

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What Can You Do With an Inherited IRA? - Duration: 1:42.

If you've become the beneficiary of an IRA or other retirement account, it's important

to know your options.

You can take the money out in one lump sum. This requires opening an account called an

Inherited IRA in your name for correct IRS reporting.

That lump sum may be taxable depending on whether the original contributions were pre

or post-tax .

Or you can open an Inherited IRA and leave it alone to grow tax-deferred. You can't

make any additional contributions and must take Required Minimum Distributions based

on when the deceased would have turned 70 ½. With this option, you can name your own

beneficiary to pass it on.

If your spouse left you the account, you're allowed to roll those assets into your own

retirement account and follow your account's distribution rules.

You could also disclaim the account, or not accept it. The assets can then pass on to

alternate beneficiaries.

If you disclaim, it must be done before taking possession of the account, and within nine

months of the original owner's death. To learn more about what to do with an inherited

retirement account, please give us a call today.

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