Waching daily Sep 27 2017

You scared the fudge out of me!

Oh, that's nothin'.

One time I made my friend Emily give birth.

I don't know what that means, but I hate it.

Almost as much as I hate doing my taxes.

Now, what's that you were saying about how taxes could be easy?

Well, think about it.

Taxes are a bill the government charges you,

so why do you have to do all the math? all the math?

all the math?

Imagine if we did that with any other bill.

(doorbell rings)

How much do I owe you?

You tell me.

Divide number of toppings by cheese consumption?

$12?

Wrong! Now you're goin' to jail!

Bogus.

Instead of making you fill out a complicated return,

why doesn't the government just tell you how much you owe?

Well, 'cause they need to know my income,

my interest on my savings...

all the numbers that are on those forms.

News flash! They already do.

Employers, banks, and other financial institutions

already send detailed records to the IRS.

Okay, we just got Hank's W2s and 1099s.

I could calculate his tax bill myself...

Nah, I'll just wait quietly

while he sends me the exact same information.

D'oh!

The government could quite literally

do your taxes for you.

It's an idea called return-free filing.

Instead of the government checking your work,

you'd check theirs,

and it would make taxes more like this.

Ooh, honey, our taxes came.

Oh...

Just need to deduct that work trip to Toledo and we're done!

Hey, think we have time for some wild, bedpost-rattling sex?

Why not? Our April's wide open.

Return-free filing is already used

by countries around the world

and could allow millions of Americans like you

to do your taxes for free in just five minutes.

Yeah, well, those bozos in Washington

would never go for an idea that makes that much sense.

Actually, return-free filing bills

are introduced in Congress all the time,

and both Barack Obama

and Ronald Reagan pushed for it.

Yes, we can.

Tear down this wall...

of paperwork.

(cheering and applause)

Wow... that must be the only thing those guys would agree on.

For more infomation >> Adam Ruins Everything - Why Filing Taxes Is So Hard (Tease) | truTV - Duration: 2:06.

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What OT Can Do For You : Learning Work Skills - Duration: 1:01.

I have a chronic illness that put me in a deep

depression, so that brought me to a whole new

understanding of life.

You ever make cookies before, or you started doing it when you

came here?

I start making them when I came here.

Yeah.

What makes OT a little bit different?

What's something that you like?

You give us the opportunity to say how we feel, what we feel.

To go out, go to meetings.

You know, cook in the kitchen.

I love saying that, cook in the kitchen.

What's always been the most important is seeing them

progress, and know the things that we've done here are helping them get their

lives back.

I'm proud that I could say this is home.

For more infomation >> What OT Can Do For You : Learning Work Skills - Duration: 1:01.

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Retirement plan loans - What you really need to know - Duration: 3:01.

[Music]

I never thought I'd have to consider taking a loan from my retirement plan.

Then I hit a few bumps in the road, looked into my options, and made an

informed decision. Here are some things I learned along the way.

Ask yourself: Is borrowing from a family member or bank a better option? Also, if you're a home owner,

you could consider a home equity loan, which has potential tax advantages.

Did you know that if you can't pay your scheduled loan payments, you will likely

be hit with taxes and a 10% penalty unless you're nearly 60 years old?

It's a lot to think about.

If a loan from your retirement plan is still the best option for you,

here are some more things to consider: Borrow only what you absolutely need.

Have a backup plan to pay back the loan in case you leave or lose your job,

because your loan balance will probably be due within 60 days, or even right away.

There are usually fees associated with setting up or maintaining the loan.

Your payments are automatically deducted from your paycheck, and

you have up to five years to pay it off, possibly longer if you're using the money to buy a house.

You'll pay interest on the loan, but you pay yourself the interest,

so it goes right back into your retirement account, which isn't so bad.

Retirement plan loans don't impact your credit because they aren't reported to credit bureaus.

Another thing to think about is that, while your money is out on loan instead of in your account,

it's not being invested in the market — meaning that you may be missing out on potential earnings.

[Music]

If you take a loan and reduce how much you're contributing, which is pretty common,

you'd reduce your savings even more substantially.

[Music]

So it's important to keep saving while you pay back the loan.

[Music]

Taking a loan from your employer's retirement plan is a big decision.

Consider all of your options before deciding if a loan from your retirement account is right for you.

[Music]

For more infomation >> Retirement plan loans - What you really need to know - Duration: 3:01.

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Can temperature swings make you sick? A greenfield physician weighs in - Duration: 1:44.

For more infomation >> Can temperature swings make you sick? A greenfield physician weighs in - Duration: 1:44.

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HealthWatch: Mood Could Affect Flu Shot; Losing Weight Could Save You Money - Duration: 2:01.

For more infomation >> HealthWatch: Mood Could Affect Flu Shot; Losing Weight Could Save You Money - Duration: 2:01.

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TRIBUTES AND THE END OF THE CHANNEL--TRIBUTOS E FIM DO CANAL - Duration: 0:25.

End of the channel

I'll read the comments by the end of this week, after that the channel will be completely without maintenance

But

I'm starting another channel, only with speedpaints and memes, without AMV's / Tributes, link in description

videos of speedpaint are private. If I did an Art Trade with you, and you want to speedpaint, contact me via DeviantArt or the hangouts of the new channel

Plz, don't ask me why, I just want to start from 0

About the Tributes/AMV's

The Banguela AMV will be available on my channel for you to see as many times as you want.

if you see another channel posting my video, let me know and report it

That's it, thanks for listening