- Hey, it's David here.
Behind me, the island of Puerto Rico.
San Juan, right over here.
As many of you know, back on September 20th, of 2017,
Puerto Rico and many of the islands
down in the Caribbean were hit
and, in many cases, devastated by Maria.
We're about three and a half months after that disaster,
and reportedly, San Juan has only 50%
of the power grid back up.
In other words, 50% of the citizens here on this island
still do not have power.
Now you can say, "Well, that's a travesty".
"Well, why isn't the US doing more?"
"Or why isn't, why isn't, why isn't?"
And those are all great questions.
I can make this a very political video,
but that's not my intention.
I will say that in many ways, socialism,
centralized government, which was really established
by the United States when it took
over this beautiful island back in 1898,
has set up the fail forward of this beautiful island.
So it's not the citizens' fault, per se.
It's really lack of structure, and as I said,
centralized government, and a lot of socialism,
a lot of welfare here.
A lot of things that are not set up
to move an economy forward.
But, here's the big one.
Our government, the federal government, the US Congress,
in their great wisdom--
I'm being very facetious there.
In their great wisdom, they set up a triple tax incentive
for the government of Puerto Rico
to borrow money that was below market,
because in the United States, if you invested in the bonds
of the sovereign debt of Puerto Rico,
you got a state, local, and federal tax exemption.
In other words, there was no taxes to be paid,
so it incentivized people to invest
in bonds of Puerto Rico.
That's interfering in the normal marketplace.
Without those incentives, would the country--
I'm sorry, not the country.
Would the territory of Puerto Rico have been able
to borrow as much money as they borrowed?
Because you know, before the hurricane,
actually for the last several decades,
this beautiful island has been in a major debt crisis,
major debt crisis.
The government borrows money hand over fist,
because there's no limitations,
and because it's easy to borrow money.
And so they overload.
They become susceptible to too much too fast,
and they don't know what to do with it.
They don't build the infrastructure
that is the capital marketplace,
so now the debt overload has overwhelmed
the private marketplace.
There's no infrastructure here.
There's no capital markets here,
because they've become immune.
So, the reason I'm talking about this today,
is because in your own business,
especially those of you who are
professional practice owners, dentists,
and veterinarians, and optometrists, and chiropractors,
what have you maybe succumbed to in your practices
that are taking away your ability to control your future?
Well, here's a big one.
How about insurance?
You know, insurance got started in the dental marketplace
back in the 50's, and the American Dental Association
and I think probably most privately practicing dentists,
I was not one back then and you weren't either,
but most privately practicing dentists bought
into the fact that, well, if people had insurance,
they would come use it and that would drive the practice.
Well, that's artificial, and as we've gone
through decade after decade after decade,
today now insurance is controlling the private marketplace
in a big, big way.
You know it, you feel it, and so many dentists,
especially those coming out of school
with a lot of debt today, feel like they have no other way
if they are going to go into private practice,
but to sign up and become under the gun,
under the thumb of insurance companies,
which are directing everything.
And in fact, if you're dealing
with PPO managed care insurance companies,
you're signed up in network, you're de facto working
for the insurance companies.
I mean, you just are.
But you're taking all the risk and liability,
with none of the upside.
They're controlling you, because you're letting them
be your marketing arm.
That's really what it comes down to,
is most dentists are too afraid,
don't know how to market, don't want to learn how to market.
They want to focus on what they do,
and do great clinical work, and I get that,
but that's not gonna drive your practice.
That's not gonna drive your future.
If you're allowing the insurance companies
to be your marketing arm,
to provide you patients in the door,
then you've succumbed no different
than what the government of Puerto Rico has done
over decade after decade, and look
where they are today, in shambles, in shambles.
So, I'm future pacing you.
I'm letting you know that you may be surviving right now,
but there is a short window.
Because it's not gonna get easier.
The insurance companies are not gonna let off on the pedal.
They are gonna keep pressing and pressing and pressing.
So, what are you gonna do?
So, that's the bad news.
The good news is, very few of you listening to this,
and a whole lot less who don't even hear this message,
are gonna do anything.
That means you, if you want to do something,
you can make a change,
but you've got to be intentional about it.
You can't talk about it.
You can't go to courses about it.
You've got to make the change,
and you've got to start with the way you think.
It's the way you think.
If you don't change the way you think,
then you're not going to transform anything.
Changing the way you think is the key
to making a difference in your life, in your business.
Doing the same old thing, or just trying
to make linear growth is not going to make that happen.
You've got to take quantum leaps.
The only way I know how to do that is
to be a part of groups that think differently,
and that's not your typical dental industry conference.
I'm sorry to say, you might get great clinical tips there,
but learning to think differently,
you've gotta get outside the box.
That's what I've done in my life.
That's why I'm free today to travel the world,
do what I want to do, and impact more people
in a more definitive way, because I think differently
about what I do.
I think differently about how I can ten x everything.
Not just grow bigger, but how I can ten x my freedom,
my free time.
If you want more of that, I'd suggest
just follow me, David Phelps, Freedom Founders.
Follow me.
I do a lot of videos, a lot of blog posts,
and I will gladly try to help you transform your life.
But, it starts with the way you think.
Don't think like the governing body of Puerto Rico.
You've gotta be different.
Alright, remember, always stay focused on your freedom.
Over and out.
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