Thứ Hai, 26 tháng 11, 2018

Waching daily Nov 27 2018

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Imagine you're doing some yard work on a Saturday afternoon and installing some fencing in your

backyard.

Suddenly your neighbor shows up and claims that you installed the fence six inches too

far into his property.

Without warning he tosses a glove at your feet and brandishes a mace, challenging you

to a trial by combat to determine both of your property rights.

Sound extreme?

Well, for centuries this was just the way most land disputes were settled across Europe.

Hello and welcome to another episode of The Infographics Show- today we're taking a look

at trials by combat and asking, could you survive one?

Ancient European courts had various, and very imaginative, ways of determining innocence

or guilt in the absence of witnesses.

Trial by ordeal would see the accused undergo a difficult, painful, or perhaps life-threatening

ordeal, with innocence proven if one could successfully complete the task given them.

Trial by fire was, much like it sounds, a way of determining guilt or innocence by having

individuals brave roaring fires, or carry red-hot metal rods a set number of paces.

Lastly though, is the infamous trial by combat- perhaps the most straightforward way of determining

innocence or guilt between two parties.

In all of these cases it was believed that God himself would intervene on the innocent's

behalf, thus failure (or death), was a sign of God's judgement.

It seems people began to disagree as early as the 14thcentury though, with the emperor

of the Holy Roman Empire declaring that innocent men were being convicted just for being physically

weaker than their opponents.

Yet trials by combat remained in effect across Europe regardless for centuries.

Having their origins from the customs of the wild Germanic tribes, their popularity grew

as the Roman Empire declined, leaving a wild and lawless Europe in its wake.

They would remain popular up until the 17thcentury, with some of the last recorded trials by combat

taking place in Britain- though it wouldn't be until 1819 that they would be officially

abolished by Attorney General Samuel Shepherd who introduced the Trial by Battle Abolition

Bill.

In 2002 a 60 year old man given a traffic violation in Britain officially challenged

the British Driver and Vehicle Licensing Agency to a trial by combat to settle the matter,

proposing that the DVLA appoint a champion to fight in their stead and that the two would

fight with "samurai swords, Gurkha knives, or heavy hammers".

The fine in question?

25 pounds- though the DMLV would go on to fine him an extra 200 with 100 in costs.

But let's say we went back in time and you were summoned before the courts with your

innocence to be determined by a trial by combat- what could you expect?

Well, if the accusations against you are being levied by the state, the court might hire

a freelance champion or simply appoint a volunteer prisoner sentenced to death to fight you.

Prisoners who volunteered were often released after five successful trials by combat, though

other times they were hanged anyways.

Freelance champions were available not just to the courts, but to individuals as well,

with some wealthy nobles keeping a champion on retainer the same way a lawyer may be kept

on retainer by an individual or company today.

Armaments to be used varied across Europe, but typically swords, maces, or quarterstaffs

with sharpened metal points were provided for the combatants.

In some places though purposefully awkward and unwieldy instruments such as iron rods

curved into ram's horns were used.

Customs varied, but typically the combatants were forced to shave their heads and sometimes

allowed no armor whatsoever.

In other places they were allowed to wear only hardened leather armor with light gloves

on the hands, but the head and the legs below the knee must be exposed.

In preparation for the trial by combat, a squire was assigned to each combatant, and

these squires were responsible for the preparations for the event.

A 60 foot (18 meter) square was prepared, and the combatants took oaths against the

use of witchcraft or sorcery.

Then the trial would begin, typically at noon but sometimes at dawn.

Typically the trial required that one of the two combatants be dead or disabled, but in

the cases of civil suits or charges of murder, or treason, or the like, a defendant needed

to either kill or disable their attacker, or survive until sundown, at which point he

or she would be considered innocent.

That's right- she, because while most places excused women from trials by combat, not all

did.

It wasn't just women who were excused though, children, the old, and the infirm were typically

granted a pass, with trial by jury being the replacement.

Throughout the battle any of the combatants could cry out "craven", signaling their

defeat and the trial would end.

However many courts would then invoke outlawry, effectively expelling the individual from

the protection of the law and making it perfectly legal to kill or harass them with zero repercussions.

As civilization progressed outcry against trial by combat grew, with most of the citizenry

outright despising the concept as early as the 15thcentury, claiming it only rewarded

brutes and thugs.

Eventually trial by combat was replaced by the much more progressive trial by jury, though

amongst the nobility trials by combat became 'gentlemen's duels', which remained popular

well into the 19thcentury before being outlawed in most countries.

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in your life- whether defending your life in a trial fight to the death or just getting

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Join skillshare and start learning today!

The bible says "thou shalt not test the Lord thy God"- why then do you think ancient

Europeans thought God would really intervene and decide guilt or innocence?

Should we have trials by combat today?

What would they look like?

Let us know by commenting in the notes.

Also be sure to check out our other video, You vs Predator - Could You Defeat It?

We hope you've enjoyed this episode of The Infographics Show!

Please remember to like, share and subscribe.

See you next time!

For more infomation >> Could You Survive Trial By Combat? - Duration: 6:20.

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What will the Partner Visa mean for us? - Duration: 1:12.

- When embarking on the Partner Visa Journey,

it can be quite easy for you and your loved one

to get caught up on the logistics of it all.

That is the forms, what are we going to include,

the cost, who's doing what.

It can quite quickly become a stressful

and negative process for couples.

I've seen it happen to hundreds over the years.

When you set out on the Partner Visa Journey,

the one thing to do is to get

really clear about what it actually means to you.

Why're you going through this process?

At the end, what's it going to mean to the two of you.

Will the grant mean the security and freedom

to be able to plan the rest of your lives together?

Will it be the next step towards having children together

or being able to purchase your forever home?

It might be for the visa Applicant

that's securing that Partner Visa's

going to open up more opportunities when it comes to work.

Whatever it is, it's really important

to get clear from the outset.

Getting clear about what your goals are

upon securing that Partner Visa

is going to be what's going to get you through

what can often be a stressful process.

Make it a positive process for you and your partner.

For more infomation >> What will the Partner Visa mean for us? - Duration: 1:12.

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2 Big Telemedicine Stocks You Can't Buy Yet - Duration: 3:57.

Shannon Jones: Todd, with the time we have left, let's switch gears just a bit and talk

about two privately-held companies, the first of which is a company called MDLIVE.

It started back in 2006. It sounds very similar, to me, to Teladoc.

But, it's attracted the likes of some big-name healthcare backers and partners.

Todd Campbell: What's interesting for investors to keep an eye on, I mentioned early on when

we were talking about Teladoc that of the big three, Teladoc is the only one that's publicly-traded.

Two more, these other two that you should be keeping your eye on. MDLIVE is one of them.

They have about 30 million consumers that are enrolled as members because of relationships

that they have with different healthcare payers.

They expect to do about 500,000 virtual visits, that's the run rate right now, per year. Smaller.

That's less than what Teladoc did last quarter. Still, a big player.

And, as you mentioned, big investors in the healthcare area, especially as of this year,

through a new capital raise that they did, include Cigna, which is a major insurer,

and Novo Holdings, which is the venture capital arm of Novo Nordisk, a major biopharma company.

Jones: The other company is actually the company that's been behind Apple's health study,

a company called American Well.

For those of our listeners who aren't familiar with the Apple heart study, Apple has been

using an app using the Apple Watch -- wearable devices -- to identify irregular heart rhythms,

including those from potentially serious heart conditions like atrial fibrillation.

The Apple heart study is basically utilizing this video consultation to connect participants

in the study to physicians 24 hours a day, seven days a week.

Let's talk a little bit more about American Well, one that I didn't even realize was a

part of this study. It's gotten so much press.

I didn't realize just how connected they were to Apple.

Campbell: This another company that you can't buy yourself, necessarily, unless you're one

of the lucky few. It's a private equity, private venture.

But they're raising a truckload of money -- just shows how much interest there is out there

in telemedicine companies. They just raised $366 million this summer alone.

Participating in that capital raise was Philips, which is one of the global leaders in telemedicine technology.

They're actually going to be joining American Well's board.

Anthem Health is also an investor in this company.

One of the things that's interesting when you look at MDLIVE and American Well is to

see that these insurance companies are taking these equity stakes within these telemedicine providers.

I think that's incredibly encouraging for what their view is of telemedicine in the future,

and how it could change how people get low-cost care.

Jones: Absolutely. Definitely a positive there.

In closing, Todd, it sounds like telemedicine, intriguing opportunity for investors if you're

not already in the space. An even more intriguing value proposition for patients.

Everyone can agree that healthcare costs here in the U.S. are out of control and need to be reined in.

Sounds like telemedicine could be just what the doctor ordered to help with that, Todd.

Campbell: Absolutely. And like most things, don't go crazy with it in your portfolio.

But keep an eye on it. I think it's really exciting.

In ten years from now, these companies are going to be a lot bigger than they are today.

For more infomation >> 2 Big Telemedicine Stocks You Can't Buy Yet - Duration: 3:57.

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Never Refinance Your Mortgage - Your Bank Loves You For It - Duration: 1:36.

Okay - I know that's a bit of a sneaky headline but I honestly believe that to

be totallyTrue - How come that is

I'll tell you why - Only 45 percent

of Australian mortgage holders have refinanced in the last four years.

Now - I don't know the exact numbers but what if every one of those could save

between point one and point two percent off their mortgage - Hhow much money would

that be? Where's that money going? - I'll tell you where it's going - In the Bank

Profits Not the Customers. Most people I to speak to know they could save but

they struggle to get the time to do it. I understand the hassle - I understand

it's stressful and understand it takes too much time at least that's what

clients of mine have said. I solve this problem by developing checklists and

information that makes it easy for people to get their information together.

I've had clients that have saved quite a few thousand dollars for a two hour

meeting and they said it was the best two hours they've ever spent.

I can't guarantee that's going to happen for everyone but in any event the

exercise can be very rewarding from the one simple perspective that at least

you'll know exactly where you stand and if you are getting the best deal then

you can relax about it. So the question to ask yourself - Is two hours of my time worth

it. As usual feel free to reach out I'm here to Help You take care.

For more infomation >> Never Refinance Your Mortgage - Your Bank Loves You For It - Duration: 1:36.

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A Really Bad Banana Joke - Duration: 0:10.

What is a porn star's favorite fruit?

A B A N A N A

(R I P C O M E D Y)

*Laughs while D Y I N G I N S I D E*

For more infomation >> A Really Bad Banana Joke - Duration: 0:10.

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Putting You First: Your Money Monday - Duration: 1:50.

For more infomation >> Putting You First: Your Money Monday - Duration: 1:50.

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Is The Brazilian Butt Lift Safer Than Buttock Implant Surgery-Dr.Hourglass - Duration: 4:25.

Hi, this is Dr. Hourglass, and welcome to another video in our channel Bootyman.

Today we are going to discuss: Is the brazilian butt lift safer than buttock implant surgery?

In this channel, we will discuss everything you need to know about buttock enhancement procedures.

Welcome back!

Brazilian butt lift and the buttock implant surgery are the two options to enhance your backside.

I can perform both procedures and help you achieve your aesthetic goals.

During the pre-operative consultation, I will examine your butt, assess your health,

and ask questions about your aesthetic goals and expectations.

Based on the findings, I will determine whether you are a good candidate for the Brazilian butt lift

or butt implant surgery.

Many patients ask me whether the Brazilian butt lift, also known as fat transfer to the butt,

is safer than buttock implant surgery.

There is no doubt that fat transfer to the buttocks is safer than butt implant surgery in case of the risk of infection.

Many factors make the Brazilian butt lift relatively safer.

During the Brazilian butt lift, I will extract the excess fat from different areas of your body,

process the fat, and then inject it into your butt.

On the other hand, butt implant surgery involves placing prosthetic objects called butt implants

into your backside.

Since the fat transfer procedure does not involve inserting artificial devices into your butt,

it is safer than butt implant surgery.

But this doesn't mean that all patients who get butt implants are exposed to many risks.

In my practice, I have performed the butt implant surgery on hundreds of patients

without any significant complications.

Your health will also determine whether butt implant surgery will be risky for you.

As butt implant are artificial objects, the patient will be at risk of capsular contracture,

which is not the case with the Brazilian butt lift.

The good news is that I prefer to use suitably sized implants and place them within the gluteal muscle.

It helps reduce the risk of capsular contracture.

It also helps prevent implant rotation and displacement.

During the Brazilian butt lift, I will not make major incisions on your butt.

Instead, I will inject the fat into your butt through a special needle.

It plays a critical part in decreasing the risk of infection, bleeding, and scarring.

In this video we discuss: Is the brazilian butt lift safer than buttock implant surgery?

Next week, will discuss: Risk of butt implant removal.

Remember to comment below, share this video, like this video, and subscribe to our channel

for more information, here at the Bootyman channel, only on YouTube.

Also log in to our website

for more information about your procedure and to see amazing surgical results.

For more infomation >> Is The Brazilian Butt Lift Safer Than Buttock Implant Surgery-Dr.Hourglass - Duration: 4:25.

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What is Earnest Money, When do I Need It, and How Much? -- "10 Questions" Series #9 - Duration: 0:59.

For more infomation >> What is Earnest Money, When do I Need It, and How Much? -- "10 Questions" Series #9 - Duration: 0:59.

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Seeing Eye Dogs - Lucky Puppy Lottery - Audio described version - Duration: 1:39.

Sandy, a Seeing Eye Dog, sits behind a table.

The table is set up with Lucky Puppy Lottery tickets, brochures and a collection tin.

A name tag around the dogs neck has the name "Sandy" engraved on it.

Fiona, a woman, walks past and glances in Sandy's direction, then looks away.

Something in Sandy's expression makes Fiona look back and slow down a bit.

Sandy stares at her.

Fiona does a bit of a double-take, goes to keep walking, then stops and looks back at

Sandy.

Fiona: "What?"

Sandy, the Seeing Eye Dog, just stares straight ahead.

Fiona: "Okay...Sandy, I can see that you're selling Lucky Puppy lottery tickets for Seeing

Eye Dogs…"

Sandy continues staring.

Fiona: "What?

Did you think I wasn't going to buy one?"

Sandy looks at Fiona curiously.

Fiona: "I'm absolutely going to buy one, I'm just…"

Sandy continues staring.

Fiona: "I'm in a bit of a rush, so..."

Sandy looks to his side and another puppy with the name tag "Ray" appears.

Fiona: "Oh come on!

Look, Sandy, and your very cute friend, Ray, I know that when I buy a Lucky Puppy Lottery

ticket I am giving an Australian who is blind or has low vision a life changing gift of

a Seeing Eye Dog.

I know that!"

Sandy and Ray seem to nod their heads in agreement.

Fiona looks down at the table at one of the lottery brochures and picks it up.

Fiona: "I also know that I could win a brand new car and twenty thousand dollars cash."

Fiona seems instantly more interested now that she has seen the prizes on offer.

She looks at the dogs who tilt their heads at her.

Fiona: "But that is not why I'm buying a…"

Ray seems to whisper in Sandy's ear.

Fiona: "Ten?

Ok, I'm buying ten tickets because I'm a good person!

Sandy and Ray."

Sandy and Ray look away appearing uninterested in what Fiona is saying.

Fiona throws her hands in the air in resignation and pulls out her wallet from her hand bag.

She proceeds to place money down on the table in front of Sandy and takes some lottery tickets

in return.

Sandy looks away disinterested.

Fiona: "Oh, wow Sandy.

Just… wow."

Fiona exits screen.

Fiona is now seated behind the table next to Sandy and Ray.

Fiona: "Sandy doesn't need a brand new car to drive around in, or twenty grand, but

that's what you could win if you buy a Seeing Eye Dog Lucky Puppy Lottery ticket today."

Video cuts to a still image on screen with the heading 'Paw-chase your lucky tickets

now!' under which appears an image of a Seeing Eye Dog puppy and a Mitsubishi Mirage

car, the first prize in the lottery, with the wording 'Tickets are $2.50!' Lastly

the Vision Australia logo links appear, Seeing Eye Dogs Vision Australia alongside this is

the website address www.seeingeyedogs.org.au.

For more infomation >> Seeing Eye Dogs - Lucky Puppy Lottery - Audio described version - Duration: 1:39.

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Why The Austin Housing Market is Slumping - Duration: 3:44.

The title of this video is why the Austin housing market is slumping. Have

you read the headlines of what's going on in the United States housing market

in 2018 here's a few headlines: 1) housing price growth Falls to the lowest level

since May of 2013 2) housing market falters despite strong economy 3) housing market

slows as prices and rates increase 4) the housing market is cooling off 5) trouble

ahead for the housing market. That's the national picture of what's going on in

the real estate market but what's happening in our Austin Texas market?

where are we? I just recently read an article that talked about the three

stages of a housing bubble stage number one is MANIA. stage number two is PEAK.

stage number three is BUST. in stage number one mania, prices are rising

rapidly, loans are easy to get, and rates are attracting. So that's where we were a

few years ago here in the Austin market 2013, 2014, 2015 especially..

And prices were going up 2016 6% a year and we kept hearing economists

say that this is an unsustainable rate. The mortgage rates back in last year

2016 you could still get a 30-year fixed-rate below three and a half

percent but right now rates are four and a quarter to four and a half percent FHA

rates many times are now over 5%. So we are beyond the mania stage of what might

could be a housing bubble. Stage number two is what's called peak and that's

when nervous owners jump into the market because they're afraid they're not going

to get the highest price and supply jumps and prices begin to stagnate.

I think that's where we are right now because we had that lowest amount of

inventory here in Austin in 2013 with six thousand two hundred ninety seven

listings but right now we've got nine thousand two hundred and thirty five

listings which is a 47% increase since the low of

2013. Supply has been jumping and and our price appreciation is about half of what

it was in recent years. The third stage is bust and that's when inventory builds

and sellers start having to lower prices to get home sold and I tell you I'm

seeing a lot of expired listings, I'm seeing a lot of sellers having to lower

prices to get their home sold and it becomes a vicious cycles because buyers

begin to say well I'm gonna wait I'm gonna wait to see if the prices come

down even lower. Are we in a housing bubble I don't really think that "bubble"

is is the appropriate word but housing always goes through a cycle of a

seller's market and then a neutral or balanced market and then a buyers market. We are

shifting from a seller's market towards a buyers market. We're gonna see lower

home price appreciation. We're already seeing it's taking longer to get a home

sold we're seeing more price reductions. We're seeing more expired listings. Now,

I've been practicing real estate since 1995 so let me say this... if you

absolutely need to get your home sold in today's market be sure you work with an

experienced agent who has the expertise to help you get top dollar from today's

market. Thanks

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