Waching daily Oct 27 2018

so many people don't have this financial education right when I was growing up

the only way that I could think of money was cash right and I would hear about

Bill Gates and you know how he has like 50 60 billion back then I was thinking

oh this guy must have so much money into the bank right into public savings

account or I don't know where does he hold so much money but the problem is

that all of the richest people they most of them they don't have cash right they

probably have around 0.5% of their wealth into cash and why is that because

cash is a very very bad way to hold your money right so how do these people get

so rich and how do they keep their wealth and how over time they get

wealthier and wealthier now that happens is because the biggest part of their net

worth comes from shares and equity in companies and real estate and that's the

truth let's look at Wikipedia the world's billionaires index and for 2018

right we have Jeff Bezos at one hundred and twelve billion dollars right but

source of wealth is Amazon right and how does that happen well he has a big

percentage of the shares of Amazon and Jeff Bezos last year was on third place

and had seventy two point eight billion and we can see that for a year from

seventy two he has gone up to hunt one hundred and twelve and the way that

happens is because when we look at the Amazon stock price in one year it has

gone up 96 percent and of course since he is invested into Amazon his net worth

skyrockets so that's how all the richest people's held their money right and we

can see Bill Gates source of wealth Microsoft Warren Buffett Berkshire

Hathaway but not all nodes LVMH which is basically a lot of brands

including rivet on Mark Zuckerberg Facebook

Amancio tag Zehra and so on and so forth so why is

investing and having equity so important because if the alternatives are really

bad right what are the main two alternatives cash and charging your

money into a savings account into a bank so first I want to discuss cash and why

holding cash is actually quite bad because cash by design is inflationary

object cash is made so that there is inflation and then there is amazing

video by the amazing vitaly oh that explains how economy works in about 30

minutes it's very easy to understand it's brilliant I'll put a link into the

description of this video and you can go watch it and understand how economy

works so you know in order for economy to grow you need inflation and when the

inflation is controlled is actually very good and I'm gonna read a bit about that

what's behind inflation that's on investopedia inflation comes about this

demand for goods and services grows in an economy as the money supply in the

economy Rises there is likely to be more demand from customers looking to buy

various goods the rising demand creates a pressure on prices and a rise as more

people are willing to pay for these Goods sales hiked up their prices

another situation that could lead to inflation is when there is an increase

in the cost of production so overall growing economy having more

money means that there is inflation but let's look at the effect of inflation

let's say you have $100 into a savings account that pays a 1% interest rate

after a year you have 101 dollars into your account during this period if

inflation runs 2% you would have to have 102 dollars to make up the impact of the

higher prices since you have 101 though that means that you have actually lost

1% of your purchasing power which means that if you hold cash you are vulnerable

to inflation if hold cash overtime even though that the

number of how much money you have doesn't change your actual buying power

decreases over time you lose your buying power another thing that's very

important about cash is that you are subjected to swings into the price

compared to other currencies because when you have cash you probably have

mainly one currency let's look at the pound against the door into a period of

what four years the pound has lost over twenty four even over twenty five

percent of its value which means that people that had thousands of pounds you

know back in 2014 now even though this you have these thousand pounds they're

buying power against the door is 25 percent lower in the same time remember

that inflation is also compounding it around one to two percent per year which

means that these thousand pounds if they want to buy something from America now

can buy them probably somewhere around thirty five to forty percent less than

what they could buy just four years ago so they these people lost more than 30%

of their buying power in a short span of four or four years so in short if you're

holding cash over time you are losing buying power because of inflation and

compound it with that you lose power because it's very probable that your

currency might lose value against other currencies

what about savings accounts right this is the second option which a lot of

people go about and you know this was my mindset in the problem with that and why

this video is so important is because if you don't have someone that's you know

doing finance or business or entrepreneur into your family around you

it's very hard to get out of this mine said I didn't talk anything about net

worth about shares about equity you know how inflation affects you and

you know how you can make use of that then turn your money to work for you

instead of you losing your bank power the second thing that gets so many

people is savings accounts and we know that banks these some of the highest

rates of savings account received around 1.8 percent per year but if we look at

the actual inflation per year we can see that in u.s. it is between 2 to 2.8

percent in the last two three years which means that if you hold your money

into a savings account used you lose buying power because of inflation the

second thing is you still subjected to swings into currencies and the third

thing is most banks will not let you actually withdraw money or you know

handle your money which means that you don't even have access you know to your

own funds let's talk about why investing is so good so this is a chart of the S&P

500 index which basically tracks the 500 biggest companies in u.s. which are

basically some of the biggest companies in the world overall which means that it

is a quite good indicator what the stock market overall is doing so we can see

here I've opened the all-time chart of the S&P 500 and what we could observe is

that at any period over 15 years the stock market is higher than where it was

before that and into a very big percentage of the time in every period

of 5 to 10 years the stock market is high and it was and you know we can

follow that from 1950 to 2018 if you invest into the S&P 500 which means that

it's super simple right you invest into index you don't have to choose companies

don't implant the stand companies you just invest into the economy right

because these basically tracks the economy if you invest introduced the

economy into an index let's see what happens so if I opened here a kind of

reverse compound calculator and here have calculated the interest rate that

you would gain if you get invested in s AP 500 back in 1950 when it began so I

want to see how much on all the data that we have over time how much is the

interest rate and we can see that back in from 1950 basis the ACP started at

around sixteen point nine and now in 2018 it is a two thousand eight hundred

fifty this is sixty eight point six years and

we are calculating the annual interest rate and we can see that we get an

annual appreciation of seven point seven six percent seven point seven six

percent with inflation we said at around two percent at the moment right so okay

but let's look at some more interesting stuff okay let's look at if you invested

exactly at the best possible time at the downturn in through the 2008 crisis if

we look at this back in 2008 GAAP was around 683 and now as we said this at

two thousand eight hundred fifty and that's it into a time frame of nine and

a half years we can see that this is again of sixteen point three percent per

year with a savings account giving you one point eight and with cash giving you

zero right so we can see the difference and you would say yes but nobody can

time the market right that's what you say all the time like you know nobody

can invest the best time and I say okay let's look what if you invest at the

worst time okay if you invested exactly at the top before the crisis and you

never sold stayed invested into the index let's see what happens

okay the peak here before the crisis is around 1550 60 and as we said now we had

two thousand eight hundred fifty and that's almost eleven years what we get

is again if we invested at the worst time in the last ten years you still get

five point seven compounded interest rate per year five point seven which

means that you cover your inflation rate in you still get three point seven

percent gain of buying power per year what is even better is that stocks have

something called dividend yield which means that stocks give you back money

just to hold them and on average the SI p 500 companies which is what you'll be

invested in you have a dividend yield as we see in the last twenty years around

two percent over all over time it's been actually much higher but let's take the

last two percent which means that on top of this five point seven percent

compound interest rate when you put two percent up you get seven point seven

right this is the worst time if we to which we take the seven point seven

percent which is on the all-time average interest rate and you put 2% that's nine

point seven percent historically on average you would get as a game if we

invested just into basically the economic of United States and here I

have opened a very simple compound interest calculator

and what if you started right now with zero dollars you get your nine point

seven percent annual rate because you invest in the S&P 500 use a new safe

five hundred dollars per month for 30 years and the numbers that we get

actually really really interesting into the first ten years starting from zero

in investing into the SA P 500 you have $100,000 in 20 years you have

$368 and into 30 years you have over a million safe that's how all the rich

people have money that's how they become richer and that's why over time the

richer become richer because they invest their money they don't call them cash

they don't spend them on stupid stuff that loses value they invest them thank

you for listening I hope you enjoyed this video comment on anything you want

to down into the comments and also consider checking out my patreon page

which is on patreon.com slash in travursel where you can support the

channel so I can create more and also access quite interesting content about

investing technology mindset and anything else thank you for listening

see you next time

For more infomation >> How The RICH Make MONEY & How To Build WEALTH. Can You Become A Millionaire With $500/Month? - Duration: 14:25.

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Would You Eat These Zombie Breakfast Rolls? - HGTV - Duration: 2:57.

For more infomation >> Would You Eat These Zombie Breakfast Rolls? - HGTV - Duration: 2:57.

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Gardner Village Cascade Springs Steadmans AAA Spring Cornbellys Neptune Divers - Duration: 28:31.

Ria: What kind of Salty Sea

Creature do you get

when you put a pumpkin in the Pacific?

Well we're not exactly sure!

But they all seem to have body parts.

Chad: Join us for some crafty carving at a

submerged

pumpkin party.

Ria: Then We will discover a legal way you can

take shots

from the seat of your razor as one family

searches for that

picture perfect fall color.

Chad: plus we will meet the winners of our

Halloween

Costume Contest as they join us for a fearsome

feast

and a night of haunts.

Ria: And Scott Huntsman gives the AYL Jeep a

springy new

facelift. At Your Leisure is next.

Chad: Okay everybody, it's Halloween. So how

do you really

scare somebody for Halloween? You have them

go to dinner

with us! Hi everybody welcome at your leisure.

I'm Chad booth.

Ria: And I'm ria Rossi booth and these are the

DiMarco's this

is Austin and his mom Casey, and they are our

contest winners

they won our Facebook costume contest and

they are going to be

hanging out with us during this whole show

tonight.

So, take a good look at them because you're not

going

to get rid of them.

Chad: That's right, they've been learning a lot

Austin and I are built

the same way I looked like that when I was his

age and we both

play a common instrument were going to find out

a lot more of those

things as we get going through our Halloween

show.

Ria: Yeah were starting out here at Archibald's

in Gardner Village

and were going to have a fantastic delicious

Halloween meal.

Chad: True and then were going to go

wandering down towards

Thanksgiving point to Cornbelly's which sounds

like a digestive

problem, but actually it's a fun corn maze will tell

you a little bit

about that later in the show but right now our

table is waiting.

And there's a lot to learn about the most

Halloweeny place in

Salt Lake.

Are you guys ready?

Kasey: Were ready.

Chad: Let's go.

Witches: I can see your full of fright.

Witch: Happy Halloween ha ha ha ha.

Ria: Well as you can see everybody there's lots

to do out here at

Gardner Village and Halloween time. It's so

much fun. There is actually

a witch festival going on out there. There is like

a lot of witches out there.

Chad: There are more witches per capita in this

one five square block area

than anywhere else in the state of Utah. And of

course, at the center of it all

is Archibald's restaurant where were having our

contest dinner and we waited

for you, but you are out there with the which is

too long. So, we had to go

along and eat without you. We did save yours

for you. It's right here.

Ria: What you think. Austin did you like it?

Austin: It was really good.

Ria: Yeah, how about a Kasey?

Kasey: It's good.

Ria: Yeah so, they can serve up some really

good food here. If you're hungry.

Chad: Old style home cooking.

Ria: You bet.

Chad: Well right now it's time for us to go to our

travel adventure and you know

Halloween is like the pinnacle of fall and the

pinnacle of fall is the pinnacle of color

one family has captured this and they do it in an

interesting way.

Here, eat your dinner, did you have something

to say Austin?

Austin: Right now, let's go to our travel

adventure.

Teresa: I think in nature people act more natural

I think they act more like

themselves then they would in a room filled with

people. I think people

are more uptight around other people. Or maybe

they have social anxieties

disorders and can't let themselves free.

Dave: This is my favorite thing to do when I get

out here. I love everything

but sometimes just getting a chair and sitting

listening to the birds and the

breeze or whatever it would be and just sit it's

just so beautiful.

You can't sit in a town and hear and see what

you see right here.

Dave: She loves to take pictures of anything

that's out there, when they go out.

I see it and it's embedded in my brain. I don't

need a picture and I go home,

and I think about all of

Teresa: I think he just understands me. So,

when I say stop. He stops

I've got to get out and take a picture. This spring

flowers or the fall leaves

or whatever animal we've been lucky to see all

kinds of animals on our little side by

side trips and so he's very patient he doesn't

ever get upset and he just

stops and lets me do my thing.

Dave: I'll let her do her thing. She takes her

pictures and then all the way home in

the truck. She'll go back and look at every

picture and that way. I know they're

embedded in her brain to, but it takes two turns

to embed it for her

but only one for me.

Teresa: I think he loves for me to be with him in

the side-by-side.

So, I think that he's happy to do whatever I say.

Kristi: I mean, as we aged we've gone from

motorcycles to the four wheelers

and now in the last autumn of our lives, we are

side-by-siders

and I am so glad that the industry has developed

side-by-sides

so we can still do this.

Nolan: Oh, just getting away from the normal

life, getting away and being

able to do something special and different. We

all like to do something different

in our lives and some kind of different exciting

thing happening instead of the

normal routine of daily life, from everything we

do it's good to have a break.

Kristi: The colors are just beautiful tapestry

looking across the mountainside

of autumn colors and it's just great to be able to

come up and enjoy it.

Nolan: Well, I think it's beautiful. I got these

beautiful colors look at these

beautiful trees appear we've seen yellow, red

every color or of tree there is today.

And I also think that fall is wonderful because it

leads into the

snowmobile season.

Kristi: We are older, and our activities are limited

and were able to do this,

but it just brings so much joy sitting here and

thinking remember when we

were up in this area and we did this.

Nolan: Every time we come up these trails, I

think I've been up here.

I remember that. Oh, and it just makes me

realize that I've got a good life to live

and I need to enjoy it. Maybe it's not as good as

it used to be but it's still good.

Scott: Welcome back to at your leisure. I'm Scott

Huntsman the product review

guy with the Jeeps now today we've got the at

your leisure Jeep here and I am

not going to let these guys take this back home

to the trail until we take care

of the obvious problem. Can you see it? going

downhill sagging.

The leaf springs on the driver rear. I have a fix

for that were going

to be pulling the springs off of both sides were

going to run up to

AAA spring they're going to fix us up with some

new springs arc them

correctly for the lift give us all the hardware as

well.

Scott: All right we're here at AAA spring in Salt

Lake City.

These guys have the springs for our Jeep

project and all the hardware

to go with, so let's go on inside and go talk to

them.

Scott: We're AAA spring specialists. We

specialize in suspension parts

for everything from pickups to class six seven

and eight vehicles semitruck's

dump trucks we can get springs for Mustangs

old Camaros anything that had

a leaf spring on it. We can get. We cover all the

parts from the springs to the

bolts are there to the shocks U bolts we custom

make U bolts for any size that you need

everything's automotive grade.

Scott: Let's pull this inside and I'm going to show

you what it takes

to pull the leaf springs off of this Jeep.

So, step number one with the wheels off then we

can loosen all of the U bolts

and shackled mounting bolts.

This is Pinion angle shim it sits in the axle with a

big and at the back

to put the Pinion to correct the angle well this

has a bit of a lift kit into it,

it must go back to keep that Piñon angle.

Okay, with the help of an assistant, I will remove

the leaf spring

from the vehicle with the helper I will lift the

spring back in place

and start the bolts once the spring is in place

and the bolts have

been started into the shackles will then start the

U bolts and their

nuts with the top plate.

Once the bolts are started. We will then work all

of the nuts and

bolts in the shackles the specs once the

assembly is final torqued

then it's time to reinstall the wheel with some

anti-seize all on the

lug studs and then we will torque the lug nuts.

All right. Final product we're all them. It turned

out nice right side to

left side are dead on nice and level. We have

good friend new springs

and hardware, and everything turned out good.

In fact, it brought the

back of this Jeep up about half an inch. Overall,

and I'm very happy with that.

I'm willing to let it go back on the trail, now a

couple of hours' time.

2 to 3 hours with some good tools and know-

how and you're all set.

But if this job is a little too much for you just

come and see us

Tunex South Jordan tunex West Valley city we

can get

you all set and taken care of.

I'm Scott Huntsman, at your leisure will be back

in just a moment.

Chad: We have Beetlejuice music here are you

scared?

Welcome back to at your leisure. It's pretty

scary.

We are at the second part of our at your leisure

Halloween

adventure at Cornbelly's.

Ria: Right, so were finished with Gardner village

and now are off to

Cornbelly's what do you think?

Austin: It's amazing.

Ria: Are you excited?

Austin: Yep.

Ria: Do you think you're going to get scared or

do you think you're going to have fun?

Austin: Going to have fun.

Chad: Well what do you think are you scared

Kasey?

Kasey: Not yet, but I think I will be.

Chad: You've been to dinner with us, so it can't

get much scarier than that.

Ria: I think if you keep hanging out with us

you're going to be really scared.

Chad: So right now, let's go find out why

Cornbelly's is one of the

premier Halloween attractions in the whole

country is about. Let's go.

Brett: First corn maze was I believe about 4

acres.

I grew up on a cattle ranch in Idaho. So, I kind of

got a little bit of

farming in my blood and you know there's the

whole saying

you can always take the boy out of the farm, but

you can

never take the farm out of the boy will that was

probably

the case with me. It was one of those ideas that

just keeps

you up on it and everybody thinks you're crazy,

but I just

couldn't put that idea to sleep and I wrote a

piece of land

and then boom boom boom. It all happened.

The corn maze right now is about 12 acres plus

the 4-acre

haunted corn maze and then we've got about

another

10 to 15 acres of attractions that we have here.

I'd say the biggest attraction is really the

atmosphere.

I mean we have over 50 attractions here and all

the pumpkins,

corn maze animals hayrides kind of your

traditional Halloween

things that everybody yearns to do but we have

about 50 other

attractions that people won't find anywhere else.

We guarantee this to be the best Halloween

experience in the

state of Utah. We have stuff here for grandma

and grandpa to

the little kids they can get in the corn box and

bury themselves

with grandma and grandpa and spend an hour in

there we've got

stuff for teenagers the insanity point, which is

one of the best

haunted houses with turkey legs and ribs and

fresh donuts

made every day you name it we got it.

Hey that's the spice of life to see people have

fun and in fact

I have my little police hat on because I walk

around, and they

give little kids tickets if they're having too much

fun. I give them

a little token and that go by something, but they

think it is a real

ticket until they see it and then they get really

excited.

This year our last weekend is actually the

second and third of

November which is a Friday and Saturday.

We do are big pumpkin smash and we smash

and bash pumpkins

like 15 different ways. We drop him from cranes

we let you beat

them with baseball bats. We should them out of

cannons you

can drop him from the zip line and try to get

them into a basket

you walk through the owhe gooey pumpkin guts

with your bare

feet and let it gush up between your toes, but it's

real fun activity.

We get a lot of people that come once or twice

and then

they love to come that last weekend.

Chad: All right, I'm actually squealing with

delight. Right now,

because we are about to watch the Cornbelly's

pig races,

this is the last race of the night.

Ria: I can't make my pig noise squeak squeak

squeak squeak.

Chad: All right, it's time we were going to head

off to the

trailhead adventure as soon as the pigs run it.

Here we go.

Narrator: Pumpkin carving and scuba diving.

Two things that most people would not pair

together.

But when you gather the Utah dive community

on a sunny

fall day in October you can get some crazy ideas

like

carving a pumpkin underwater.

Lori: Today was our annual underwater pumpkin

carve with

Neptune divers and Seabase. It's a mix from

anywhere from

brand-new divers to our dive professionals all

experience levels.

This is a great way to bring them all together.

We had just over 20 divers that were carving

pumpkins.

Bob: Is if pumpkin carving wasn't fun enough

were going to

go underwater and carve whatever design we

have and fish

flying all around us. We're going to make a turtle

out of it.

A sea turtle so I don't have an official went on it

but

we're estimating 50 to 60 pounds, we started

early spring

growing it in my backyard and Heber city.

Narrator: With tanks on their back's divers took

the waters

at seabase sinking the pumpkins to the bottom

to carve with

thier dive knives. which at the bottom divers

meticulously planned

out and carve out their designs. while fish

gathered around to

observe the spectacle.

Landen: Well, this morning was my very first

dive that I've done

ever since I've been certified without an

instructor by my side

and I was nervous when we first got in there and

it just started

coming together and I felt better and then we

started carving our

pumpkins and was a lot of fun.

Alex: We got our pumpkins and then went

underwater to carve them,

and you just carved underwater what you had in

your brain.

And then just made sure that it didn't float up on

you and you try

to have fun while doing it.

Bob: Because it moves around everywhere on

your and you're

in your wetsuit. You're all tight and constricted

and you're trying

to see around, and you have limited visibility.

Narrator: With the visibility being merely a few

feet the divers made do

and overcame the challenges and got creative

with their knives and

carved an array of pumpkins.

Being fed by saltwater springs Seabase

resembles

what it's like to dive in the ocean and is a great

training ground

for people in Utah to experience what an ocean

dive is like.

Linda: We started Seabase because we wanted

a place for

Neptune divers' people and other divers to be

able to have a

normal natural environment to dive in and the

fact that the

water turned out to be salty and perfect for

ocean life.

We put ocean fish in it, and so it was extra fun

just because we like

interacting with animals and it makes it realistic.

We've done an annual pumpkin carving contest

since the early days

because it gave people a reason to come out

this time of year after

school starts and it's an event that turns out to

be really good for

a shallow water place and we have lots of

shallow areas and

so it just seemed a natural.

Lori: We provide diving at Seabase because it's

more of a natural

environment they can actually wear their thick

wetsuits and get

more experience and work on their buoyancy a

little bit more so

that they are prepared when they go dive the

ocean.

Narrator: Ending the dive with a delicious chili

lunch and a raffle.

Skills were put to the test on how creative they

could get with

their pumpkin carves, creativity surfaced from

scary faces to

sharks and even a sea turtle the top Carver won

prizes and

raffle tickets were given to the group. The more

active you were

throughout the year, the more tickets you

receive to win a variety of prizes.

Lori: A lot of the people had 20+ tickets and they

are those from

attending the monthly dive belongs and taking

specialties from

Neptune divers. We hope this year we get even

more attending

those monthly dive alongs. We have a lot of dive

sites.

We hit and then we top it off with our favorite

here at Seabase in October.

Narrator: If you want to get involved with the

Utah dive community

you can follow Neptune divers on Facebook and

stay updated

on all the dives they have planned. And maybe

next year you

can find yourself carving a pumpkin underwater

and putting your dive skills to the test.

Ria: Yeah because it's you and your mom

against. Chad and me.

Kasey: We got this.

Ria: Okay, there you go, there you go.

Chad: All right the challenge is on this is a great

welcome back for

you to at your leisure and we are going to

actually

have this Apple competition now that you

understand the game and

what's at stake, it's Austin and Casey against

Chad and Ria

Chad: Oh So close.

Ria: You got him.

Ria: You got him right in the snout.

Kasey: Oh, that was a good one.

Ria: Put it in there.

Ria: bull's-eye, not really.

Chad: Pig snout.

Ria: What?

Chad: Pig snout, pig snout.

Chad: Anyway, we've had our ups and downs,

but we ended the winner,

and somebody else did to its time for our sticker

contest winner

Ria: We have a side by side contest winner this

week.

Chad: License number C94 9VH you are the

winner!

Ria: Congratulations you just one a custom built

Clearly Tough Windshield

for your rig.

Chad: Clearly Tough windshields are scratch

proof and durable.

Take the steel wool challenge at Clearly

Tough.com.

So Ria, What's on deck for next week.

Ria: Nothing really Chad except that we are

going to join a

bunch of girls who aren't afraid of a little dirt as

they kick up some

sand at an all Girls Only Jeep event. No BOYZ

allowed!

Chad: Then Just when you thought Halloween

was over, along comes

Reece with a story about the witches of eastern

Europe!

Chad: well, that's all the time. We have this

week for your leisure. You know who your

friends are in life and you know who will betray

you. We and here at Cornbelly's at. Where else?

Corn beach, corn cob beach we've got three

metric tons of corn here and if they don't find me

send out the rescue party.

Thanks for winning our contest Casey and

Austin.

Thank you.

Ria: Did you guys have fun?

Kasey: We did, a lot of fun.

Ria: We did too thank you.

Chad: I would high-five you but I'm like under the

corn. Oh no. Remember, there is adventure

around every bend, you just got to get out there

and create your own adventure.

At your leisure. Stop it, stop it.

Ria: You know what we could feed a small

village with this.

Chad: It is a small village.

Ria: This is. Gardner Village, Gartner village

could feed their entire village with this.

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🍎 Idiom Lesson XL - "an arm and a leg" ~ an Able Idioms creation - Duration: 46:31.

hello everyone my name is Michael from Able Idioms our

motto is master your idioms and master your English you can find us at

AbleIdioms.com, in social media instagram facebook twitter I imagine most of you

have seen us on instagram that seems to be our biggest following we love apples

today we're gonna do a full idiom lesson about just one idiom but first I think

we should review the definition what the heck is an idiom I hear this word all

the time but it sounds kind of strange what does it mean if we go to Wikipedia

wikipedia says an idiom is a common word or phrase which means something

different from its literal meaning but can be understood because of their

popular use Thank You Wikipedia at abel it eum's we have a slightly different

definition but it's very similar we tried to make it very simple and easy to

understand so here's our definition an idiom is a group of words with a hidden

meaning which is understood because native speakers use it all the time okay

so we've covered the definition of an idiom and I'm going to tell you what

idiom we're going to cover today it's going to be an arm and a leg this is one

of the most common idioms in the English language wherever you go in the

english-speaking world with whoever you speak that's a native speaker they're

going to understand this idiom you might be thinking well I already understand

this idiom I would urge you to stick around because we do our lessons a

little bit different so we'll be studying an arm and a leg and we'll be

doing it in six parts all parts will have to do with an arm and a leg

the first part will be conversation so you can see this idiom in action next

part will be pronunciation practice together and make sure you're

saying it correctly then we'll do the definition where you can find out you

know what the heck does it mean we'll do usage I'll give you some tips and

strategies on how to use this idiom then we'll do practice great we need to use

we need to get some practice using this idiom then we'll review make sure we

know what we're talking about so what do you think six parts this is going to be

all about the idiom an arm and a leg I think we should get started

all right so an arm and a leg let's do conversation follow along with me Fred

that meal was incredible thanks for paying Tom it was delicious but it cost

an arm and a leg Fred don't worry it's only money Tom if you had to pay you

would think it'd cost an arm and a leg too so here's a conversation are you

getting a good idea for what it means if the idiom an arm and a leg

well I think we can look at another conversation great

Sara your birthday gift cost an arm and a leg

Henry I hope it's better than what you got me last year

Sara what I spent an arm and a leg on that gift to Henry oh uh I mean it was

the best gift ever

oh right so we did conversation ding ding

let's do pronunciation of the idiom and arm and a leg

we're going to do 3 speeds turtle speed rabbit speed and bird speed each time I

would ask you to repeat after me wherever you are in the world repeat

after me and improve your pronunciation so here we go with turtle speed an arm

and a leg

okay one more time make sure to repeat out loud after me an arm and a leg

you might notice that the a I'm not saying a I'm saying up and I like I

would like to have a great definition as to why it's that way but native speakers

we kind of do it we do it we want and how we've been raised to speak and

sometimes we'll say a but here I would say ah it just flows nice and you'll see

once we get to bird speed that it just sounds better

in my opinion to just say up and it's very common for Americans to do this

okay let's get to rabbit speed ready repeat after me an arm and a leg

and arm and a leg

all right and now regular speed bird speed repeat after me

an arm and a leg

and last time an arm and a leg

alright so we just did pronunciation whoo let's move to the next part which

is definition maybe one of the most important sections so an arm and a leg

has a literal meaning in other words a basic meaning if you took each word and

you separate it apart and you looked it up in the dictionary this would be the

basic meaning and it's an arm and a leg so this is the basic meaning it's two

body parts right my arm and my leg but an arm and a leg also has what's called

a figurative meaning why don't we say that word repeat after me figurative and

it's just a fancy way to say a hidden meaning it's like an extra meaning that

is not obvious when you read the words so you may already know what it means

but here we go an arm and a leg means a lot of money and the idea is that if

something costs so much and you have to pay so much money you feel like wow I'm

giving so much of myself to pay for it so somewhere along the line someone said

wow it's like giving my arm and giving my leg to pay for that so here we have

the idiom an arm and a leg so an arm and a leg means a lot of money

when we learn idioms I think it's wonderful to learn similar and opposite

expressions this helps us just well build more vocabulary and also

understand other ways to say the same thing

so first let's do the similar ones I'm gonna show them to you in a moment I

will say each one and then pause and I urge you repeat after me and improve

your pronunciation here we go

super-expensive an insane amount way too much and you might notice I'm putting a

little bit extra emotion in my voice and I think it makes sense if you get a bill

at a restaurant and suddenly the price is holy cow is something you weren't

expecting you probably wouldn't say this bill is super expensive you would say

wow this is super expensive you probably have some emotion it's an are a constant

arm and a leg so those were similar expressions let's do opposite

expressions as well repeat after me almost nothing a great

bargain dirt-cheap okay I tried to put some emotion in my voice as well but

this time it would be kind of surprised emotion because wow we thought maybe it

was gonna cost more but it's almost nothing it hardly cost anything at all

it was a great deal so these have been expressions similar in opposite to an

arm and a leg let's go back to our original conversations so I'm gonna

repeat again follow along Fred that meal was incredible thanks for paying Tom it

was delicious but it cost an arm and a leg Fred don't worry it's it's only

money Tom if you had to pay you would think it

costs an arm and a leg too so let's use what we just learned and we're gonna

swap out the expressions so instead of saying an arm and a leg

Tom could say it was delicious but it was super expensive and instead of

saying if you had to pay you would think it costs an arm and a leg - Tom could

say if you had to pay you would think it costs way too much - so these are other

ways that we just learned to say an arm and a leg a very similar meaning you

might notice as well here when we're having an arm and a leg it's very common

to use the verb cost to cost something because we're talking about money right

so an arm and a leg is a big huge amount of money more than we were expecting and

an amount of money that we don't like so we can use the verb cost with it it just

makes sense let's do our second conversation so Sarah says your birthday

gift cost an arm and a leg Henry I hope it's better than what you got me last

year Sarah what I spent an arm and a leg on that gift - Henry oh I mean it was

the best gift ever so instead of saying your birthday gift cost an arm and a leg

Sarah could say your birthday gift cost an insane amount and whether she says an

arm and a leg or any insane amount Henry's gonna understand that

- Sarah she spent a lot of money Sarah instead of saying what I spent an arm

and a leg on that gift - Sarah could say what I spent a lot of money on that gift

- so all of these different ways to say an arm and a leg have a very similar

meaning so let's move forward

okay so we just covered the definition and hopefully it's crystal clear what

the idiom and arm and a leg means let's move forward here we go let's do usage

all right let's get some ideas and different ways to use this idiom first

I'm gonna give you some tips these are some important things about this idiom

this specific idiom first off it's a fixed phrase okay so what does that mean

it means we're not gonna grab other words and stick them in between we're

only gonna use this phrase as it is it's stuck together an arm and a leg which is

great because when we move it around or we use it in different parts of the

sentence we know we have to take the whole chunk and move it from one section

to another in this idiom there's no verb to update we have some art an article an

article a conjunction and two nouns right but there's no verb so we don't

have to worry about conjugating a verb also this idiom will be part of a larger

sentence that means by itself this idiom is not a sentence if I walk up to you

and say an arm and a leg you would be like okay what are we talking about this

idiom does not work all by itself it needs a full sentence so it's going to

be part of a larger sentence in our examples you can see an arm and a leg is

inside a larger sentence and it's really common I know I said this before but

it's really common to use this idiom with the verb cost to cost so same with

this one we have the whole sentence and with in the sentence we have the idiom

the idiom does not function by itself as an independent sentence it will be

within a larger sentence all right so let's do this idiom I'll give you some

examples you using it in the past the present and the

future wonderful here we go so in the past you could say last month the jacket

cost an arm and a leg in the present right now the jacket costs an arm and

leg and in the future next year the jacket will cost an arm and a leg so

doesn't matter if we're in the past present or future

this jacket is freaking expensive if you notice here an arm and a leg stays the

same in all of the sentences you don't put any words in between it's a chunk it

moves around it's a phrase it's a group of words that sticks together

however the verb will change right we went from the past cost we went to the

present costs and we went to the future will cost so it's important to update

the verb when you use this arm or leg depending what tense you're in if you're

in the past present or the future all right we just did some usage and now

we're going to do some practice all right

and before we get into the practice we're gonna review something that I

don't think a lot of people teach when they're studying idioms so lucky for you

we're going to talk about the four different types of sentences in English

hmm what does this have to do with idioms you might ask I would say it has

everything to do with idioms we don't learn idioms just to memorize them we

learn idioms to use them so okay we'll get back to an arm and a leg in just a

moment but I'm going to give you an example of all of these different

sentences so first we have the declarative sentence so repeat after me

declarative and in this sentence it's just where we share information so for

example let's say we're talking about dogs and I said the dog is hungry

you would say okay you shared information with me

that's a declarative sentence I declared something I shared information the next

part or the next scent of sentence is then the imperative sentence let's say

the word repeat after me imperative all right and in this kind of sentence we

give a command or make a request so if we're talking about dogs I might say

well I told you the dog is hungry so feed the dog that might be if I'm a

little bit upset or I'm just want to be very direct if I want to be kind and

make it more of a request instead of a command I might say please feed the dog

all right the next kind of sentence is the

interrogative sentence big fancy word which just means question so repeat

after me interrogative I can't guarantee you use

this word very often unless maybe you're a teacher but it's good to know it's

great to have a wonderful huge vocabulary so an interrogative sentence

means to ask a question so we're talking about the hungry dog and we might say

why is the dog so hungry why is the dog so hungry didn't you feed him okay so

that's interrogative sentence it's a question the last kind of sentence is

the exclamatory sentence repeat after me exclamatory another fancy word to mean

strong emotion so in these kinds of sentences exclamatory sentence will be

expressing strong emotion so we're talking about this dog right maybe we

come back and we see that you know this dog is super hungry so we gave him some

food and we asked why is the dog so hungry then all of a sudden ah the dog

is eating my foot so you probably if the dog if the dog starts eating your foot

you probably wouldn't use a declarative sentence the dog is eating my foot

it probably hurts like crazy so you'd use an exclamatory sentence you'd say

the dog is eating my foot and exclamatory sentences and with an

exclamation point because we want to show emotion so these are the four types

of sentences let's remember a declarative sentence share information

imperative sentence give a command or make a request interrogative sentence

ask a question exclamatory sentence express strong emotion here we go so

here's a picture now on the right side you can see we have the idiom and arm

and a leg and we're going to make a declarative sentence where we share

information and we're going to use this picture so first off when I look at this

picture I see a beautiful city at night close to the river the lights are on and

it's just a wonderful panoramic view of the city so let's use this idiom that an

arm and a leg and this picture and make a sentence if

we were in a one-on-one lesson if we were doing this privately I would be

pushing you to make a sentence then we would improve it and share how we could

use it but since you guys are listening on YouTube and watching this from who

knows where in the world which is wonderful thankful thank you for

watching I'm going to make the sentences for you so follow along here we go so

we're gonna share information and we're gonna use the idiom an arm and a leg so

we might say I moved to the city and I found out that everything costs an arm

and a leg so this could maybe sound like an exclamatory sentence but it could

just be a phone call that we're having with our parents or our friend who lives

somewhere else you know I moved to the city and I found out that everything

costs an arm and a leg so we shared information all right

do one more and this is a declarative sentence once again where I'm going to

share information with you but I'm gonna use an arm and a leg how

about last night I went to a restaurant and they charged me what yes they

charged me an arm and a leg all right so we have two sentences and inside we used

the idiom an arm and a leg so let's have you guys repeat after me we're gonna do

the first sentence here I go repeat out loud after me I moved to the city and I

found out that everything costs an arm and a leg

all right I hope you repeated after me out loud this is the second sentence so

I will say it and you repeat after me out loud last night I went to a

restaurant and they charged me an arm and a leg

all right so here we did two examples with the kind of sentence that is

declarative where we shared information let's move on to the next type of

sentence and we use the same picture in the same idiom but this time it's going

to be an imperative sentence where we're gonna give a command or make a request

so with an arm and a leg we could say mmm maybe I'm a greedy greedy business

owner and the waiter comes over to me and says hey you know what price should

we give and I say charge them an arm and a leg so I'm giving a command or making

a strong request I'm telling my waiter what to do so I'm gonna use this verb

and I'm gonna say charge them an arm and a leg let's do another one let's see if

we're gonna give someone a command charge is a pretty good word to use

pretty good verb to use let's see it charge them an arm and a leg we could do

the opposite maybe the customer just talked to the waiter and he says don't

charge me an arm and a leg so they're both giving commands to the other one

the boss said to the waiter charge them an arm and a leg and maybe the group

maybe it's a group so they said don't charge us an arm and a leg so they're

trying to tell the other side what to do so it's a command it's making a request

so let's do the first sentence repeat after me

charge them an arm and a leg

and the second sentence repeat after me don't charge us an arm and a leg

all right wonderful let's move on to an interrogative sentence which is a fancy

way to say ask a question and we're gonna do it using an arm and a leg so

maybe we say why does everything in this place cost an arm and a leg so it's an

interrogative sentence we're gonna stick in a question mark at the end and ask a

question another one maybe from the last thing we were talking about we go up to

the owner and we say why did you charge me an arm and a leg so we're asking

questions I asking the question we're trying to get information so repeat

after me and let's make the idiom bold so we can see where it is in the

sentence so repeat out loud after me why does everything in this place cost an

arm and a leg

and the second one repeat out loud improve your pronunciation

why did you charge me an arm and a leg

ok let's do the last type of sentence which is an exclamatory sentence we're

going to express strong emotion and we'll try to use more with the picture

this time than I did last time so let's see this city is not everything costs an

arm and a leg

another one maybe will do I can't believe they charged me an arm and a leg

and we're not going to be saying with low emotion I can't believe they charged

me an arm and a leg it's going to be much more emotion because it's an

exclamatory sentence so repeat after me this city is not everything costs an arm

and a leg

I guess if you want to get picky you can say there are two sentences here but

just one of them uses an arm and a leg all right repeat after me I can't

believe they charged me an arm and a leg

and after it might fit to say my food to say I'm so pissed off because they took

all my money alright alright let's go to another picture we're gonna go a little

bit quicker this time an arm and a leg and what is this picture I would say

we're in a mall somewhere this could be pretty much any mall in America and

there's an escalator two escalators is two floors at least lots of stores

people walking around shopping in the camera perhaps it's on a tripod sitting

right next to the railing and taking a picture of whoever's going by so we

could say a declarative sentence share information in this mall all of the

stores charge an arm and a leg we could also say she went let's use a person huh

Mary went to the mall and realized that everything doesn't cost an arm and a leg

so maybe everybody told her that everything was so expensive but she went

there and she realized hey it doesn't cost an arm and a leg let's make these

bold so I'm sharing information declarative sentence repeat after me in

this mall all of the stores charge an arm and a leg

second sentence repeat out loud after me Mary went to the mall and realized that

everything doesn't cost an arm and a leg

all right let's go to the next type of sentence imperative sentence we're gonna

give a command stop charging everyone an arm and a leg

maybe we're upset and every time we go to this store it's maybe it's the only

store maybe they have a monopoly and whatever product they're selling and the

charge really high prices when maybe it's not necessary to do so so we say

stop charging everyone an arm and a leg all right another imperative sentence

don't charge that lady an arm and a leg

she can't afford it afford it means she's not in this she can't afford it

means she's not able to pay for it all right so let's make the idioms bold and

all right so repeat after me

stop charging everyone an arm and a leg

I'm a second sentence don't charge that lady an arm and a leg she can't afford

it

and once again I guess it's two sentences but sometimes it's better to

have more than one so we can understand the situation let's move on to an

interrogative sentence so let's ask a question which would be related to the

mall how is it possible that everything in this place costs what an arm and a

leg right do you realize that most things here do not cost an arm and a leg

so we have two sentences interrogative sentences or asking questions and we're

gonna make them bold all right so repeat after me how is it possible that

everything in this place costs an arm and a leg

in the second sentence what I'm gonna fix it

do you realize that most things here do not cost an arm and a leg

so in the second sentence later army might be saying WOW such a great deal I

really got a discount it was dirt cheap okay the last type of sentence

exclamatory sentence and we're going to do with this picture holy cow

everything costs an arm and a leg

goodness gracious I can't believe it all costs an arm and a leg

it's alright so the first part two little sentences and let's make the

idiom bold you can see where it fits in the sentence and remember it's a phrase

and it doesn't get broken apart it just gets moved around

repeat after me holy cow everything costs an arm and a leg

if you haven't heard holy cow it's kind of like my goodness you're so surprised

huh the second one goodness gracious I can't

believe it all costs an arm and a leg

so goodness gracious and holy cow are very similar it's a Wow

all right great work let's move forward so we did an arm and a leg we did

practice now let's move on to review let's see if we know what we've learned

hmm so I'll be asking you some questions and I'll pause and give you time to

answer or if I don't give you enough time just pause the video here we go

let's get into it question number one hmm

once again I will read the question and I will pause and give you time to answer

okay which of the following is a true statement about the idiom and arm on a

leg here we go here are your choices the first choice is this idiom must be used

as part of a larger sentence the second choice is this idiom can be used as a

sentence all by itself so we have two choices the one on the left the one on

the right what do you think which one is a true statement I'm going to wait for

just a moment pause the video if you want me to wait longer and then I'm

gonna give you the answer and we'll talk about it

okay I'm giving you the answer last chance to pause the video if you need

more time here is the answer in three two one yes this idiom must be used as

part of a larger sentence I know we talked about this earlier in the lesson

today an arm and a leg is a group of words but it's a phrase it's not a

complete sentence remember how I said if I walk up to you and I say an arm and a

leg you would be like what I have to fit it into a larger sentence if I walked up

to you and said this shirt costs an arm and a leg suddenly things become clearer

alright so this idiom must be used as part of a larger sentence this idiom

cannot be used as a sentence all by itself hopefully remember that about

this idiom an arm and a leg one easy tip is that there's no verb so

if there's no verb we really can't make it a sentence all by itself question

number two well are we ready here we go question number two ah it's a

conversation bill I wasn't surprised that the lobster dinner at the fancy

restaurant cost an arm and a leg marry yeah I had to save my money for two

months to be able to eat there so that's the conversation here is the question

which expression below is similar to the green words above I'm gonna give you

some choices and I'll give you some time and I'll read each one and pause if you

need more time to make your choice here we go a a hairy pickle be an insane

amount si an absolute mess D an ocean of sadness so we have four choices and the

question is which expression below a a B C or D is similar to the green words

above so here we go I'm gonna pause for a

moment pause the video if you need more time

okay last chance to pause the video the answer is coming in three two one

POW the answer is B an insane amount so of the four answers B is the most

similar to an arm and a leg bill could have said I wasn't surprised that the

lobster dinner at the fancy restaurant cost an insane amount if we choose the

other ones cost a hairy pickle cost an absolute mess cost an ocean of sadness

they just don't work so the best answer is B how did you do

question number three moi okay it's another conversation

Angela we just got back from France we thought everything would cost an arm and

a leg but prices were reasonable Heather interesting I just got back from

France too I have no money left at all for me everything cost an arm and a leg

so there's the conversation the question is which answer below is the opposite of

the green words above so we're looking for opposite this time the choices are a

a pretty penny be a decent amount see almost nothing D way too much so which

of the four choices is the opposite of an arm and a leg take a moment and I

will do my countdown to the answer pause the video if you need more time

and the answer is coming in five four three two one

POW the answer is C almost nothing so we're looking for the opposite right we

don't want the same we want something that is the opposite and Angela and

Heather when they're talking about an arm and a leg they're referring to

something that was kind of expensive even though Heather even though Angela

was saying that they weren't an arm and a leg she's still talking about an arm

and a leg as if it means a lot of money so the answer here is see almost nothing

question number four ah an arm and a leg and a picture of a ring create a

declarative sentence using the idiom and the picture if you remember a

declarative sentence shares information so I'm gonna pause for a moment it would

be a great time for you to pause the video and write down or create a

sentence and then I'm gonna give you what I would create okay so I'm going to

pause and I'm gonna start typing in three two one last chance to pause the

video here I go okay hopefully you have your own answer

if I see this ring and I see the idiom an arm and a leg I would look at it and

say holy cow that's a big diamond I need to make a declarative sentence I need to

share some information about this ring so I might say this beautiful diamond

ring costs what that's right an arm and a leg and probably a foot and an ear and

a tie this diamond ring is probably very expensive okay mm-hmm so my sentence is

this beautiful diamond ring costs an arm and a leg so repeat after me this

beautiful diamond ring cost and arm and a leg

all right if you want in the comments below you can share with me what your

sentence was and with an arm and a leg

alright question number five wonderful here we go

another picture woo and an arm and a leg this time create two different kinds of

sentences using the idiom and the picture woo let's do a quick review

declarative sentence share information imperative sentence give a command or

make a request interrogative sentence ask a question exclamatory sentence

express strong emotion okay so right now would be a great time for

you to pause the video and think of a sentence I guess before you do that

let's talk about the picture I see pyramids right

probably in Egypt right and there's a sunset or a sunrise in the background I

haven't been to Egypt so I'm not sure which direction is east or west if

you're looking at the pyramids from this side but something about the pyramids we

need to make two different kinds of sentences using the idiom an arm and a

leg okay so go ahead pause the video right now

and I'm going to start making my sentences in just a moment okay so I

hope you have two sentences of your own and here I go I think for the first one

I'm going to do a declarative sentence I'm just going to share information

these are very common types of sentences right so we're gonna use the pyramids

and the idiom and arm and a leg hmm what should we do okay let's see um I went to

the pyramids and the food cost an arm and a leg

we probably wouldn't be thinking about food when we go to the pyramids but

there's probably snacks and vendors and people selling food on the street and

stuff so maybe it was really expensive I don't know I've never been to Egypt but

making a sentence so repeat after me I went to the pyramids in the food cost an

arm and a leg

for the second sentence I'm going to make an interrogative sentence do you

remember what interrogative means just a fancy word for questions so I'm going to

make a question all right so the pyramids and the idiom an arm and a leg

let's see here I think oh wait why did the ticket why did the bus ticket why

did the bus ticket to the pyramids cost an arm and a leg to repeat after me why

did the bus ticket to the pyramids cost an arm and a leg

I think I know the answer because they know you really want to see the pyramids

and you'll be willing to pay a high price for the bus ticket okay so if you

want in the comments below leave your sentences that you made using the idiom

an arm and a leg in this picture okay so we just did review we did questions and

we created sentences and it was wonderful - Jayden so today in this

lesson we covered the idiom an arm and a leg and we learned that an arm and a leg

is a lot of money more money that we want to spend it's so expensive it's too

much it's an insane amount and we did this idiom in this lesson we did six

parts we did a conversation we did pronunciation we did the definition

usage practice and review so we did a lot with just one idiom hopefully you

can see how important it is to learn idioms this is just one idiom but it can

be used in a lot of situations so hopefully this hopefully this lesson was

useful to you if you have any questions if you have any questions feel free to

leave a comment below and I will answer as best I can

alright so that's it for today remember to mashed your idioms Master your

English you want to check us our a table idioms com if you enjoy this material

feel free to like this video and subscribe alright have a wonderful day

we'll see you next time

For more infomation >> 🍎 Idiom Lesson XL - "an arm and a leg" ~ an Able Idioms creation - Duration: 46:31.

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Hello everybody! Philip here...

This is a friendly reminder for all

We will be having a Deaf Community forum happening tomorrow

At the Portland Art Museum

at the Miller Room

Miller room is located inside the Mark building

For more information, I encourage you to take a look at the Facebook event.

Okay, I'm excited to see you there tomorrow at 1pm - 3pm! Okay, thank you and take care!

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🎤 Psalm 8 Song with Lyrics - How Majestic Is Your Name - Jason Silver [WORSHIP SONG] - Duration: 3:12.

1 O Lord, our Sovereign, how majestic is your name in all the earth!

1b You have set your glory above the heavens.

2 Out of the mouths of babes and infants

you have founded a bulwark because of your foes,

to silence the enemy and the avenger.

3 When I look at your heavens, the work of your fingers,

the moon and the stars that you have established;

4 what are human beings that you are mindful of them,

mortals that you care for them?

5 Yet you have made them a little lower than God,

and crowned them with glory and honour.

6 You have given them dominion over the works of your hands; you have put all things under their feet,

7 all sheep and oxen, and also the beasts of the field, 8 the birds of the air, and the fish of the sea, whatever passes along the paths of the seas.

9 O Lord, our Sovereign, how majestic is your name in all the earth!