My name is Ben Long and I'm a lawyer
with RSH Legal.
For many Iowans, filing a lawsuit
for your personal injury claim
can seem intimidating.
Dealing with injuries and then
adding the complexity of a lawsuit
can be overwhelming.
However, you don't necessarily
have to file a personal injury lawsuit
right after you've been injured.
Many times, a settlement for your
harms and losses can be arranged
before a lawsuit is ever filed.
This agreement between the two parties
often saves time and money
for both sides.
There are certain situations, however,
when it makes sense for you to file a lawsuit.
Number one.
You and the person who has harmed you
cannot reach a settlement agreement.
It's likely the insurance company
of the person who injured you
will try to settle your case
as soon as possible.
Understand that the insurance
adjuster's ultimate goal
is to save their company as much money
as possible.
To do that,
it usually means putting as little money
as possible in your pocket.
If you feel the insurance company
is not offering you a fair amount
to settle your claim,
filing a lawsuit may be the only way
you can get compensated fairly
for your injuries.
Number two.
The statute of limitations is coming up
on your case.
There is a limit to the amount of time
you have to get compensation
after you have been injured.
This is called the statute of limitations.
In Iowa personal injury cases,
the statute of limitations is generally
two years from the date of your injury.
If you haven't filed a lawsuit or
settled your case by that time,
you will lose out on getting any
compensation for your injuries.
If it is getting close to the two-year mark
and you haven't settled your case,
it might be a good idea
to file a lawsuit.
Although you can file a lawsuit
on your own,
we generally recommend that
an experienced personal injury attorney
get involved at this point.
There are a couple of reasons
for this.
Number one: a knowledgeable
personal injury lawyer will advise you
on the specifics of your case.
This can include what they believe
your case is worth,
what filing a lawsuit will involve,
and whether it makes sense to settle now
or file a lawsuit to potentially
go to trial.
Your attorney should make you aware
of the benefits and risks
of filing a lawsuit so you know
what exactly filing a lawsuit
means for you.
Number two: an attorney can handle
the work for a lawsuit for you.
Filing paperwork,
meeting court deadlines,
and corresponding with the
insurance company can be a lot
of work for one person to handle
on their own.
If you are ready to file a lawsuit,
it makes sense at this point
to hire an experienced
personal injury lawyer.
Once your attorney files your lawsuit,
you will need to work closely with them
to help prepare your case
and answer questions the other side
may have.
If you have questions about
filing a lawsuit in Iowa,
you need to speak with an
experienced personal injury attorney.
Call RSH Legal at 1-800-433-0283
today, and schedule your free consultation.
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