Thứ Sáu, 1 tháng 2, 2019

Waching daily Feb 1 2019

There goes my heart beating

Cause you are the reason

I'm losing my sleep

Please come back now

There goes my mind racing

And you are the reason

That I'm still breathing

I'm hopeless now

I'd climb every mountain

And swim every ocean

Just to be with you

And fix what I've broken

Oh, cause I need you to see

That you are the reason

There goes my hands shaking

Cause you are the reason

My heart keeps bleeding

And I need you now

If I could turn back the clock

I'd make sure the light defeated the dark

I'd spend every hour, of every day

Keeping you safe

I'd climb every mountain

And swim every ocean

Just to be with you

And fix what I've broken

Oh, cause I need you to see

That you are the reason

For more infomation >> Calum Scott - You Are The Reason ( cover by J.Fla ) - Duration: 2:45.

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Top 7 English Proverbs that You MUST Know - Duration: 12:33.

Hi, I'm Vanessa from SpeakEnglishWithVanessa.com.

Are you ready to learn about useful proverbs?

Let's talk about it.

Part of having an advanced English vocabulary is knowing phrasal verbs, idioms and yes,

proverbs.

But if you search on Google English proverbs, you're going to find lists of 150 proverbs.

That's way too much.

Nobody wants that, and when I looked at those, half of them, I didn't know what they were

and I've never used most of them in my life.

You don't want to waste your time.

If native speakers don't use them, then you don't need to know them unless of course you

know everything about English already and you want to know more of the stuff that I

don't even know, okay, go ahead.

Today I want to help you learn seven common proverbs that native speakers actually use

in real life.

If you use these, native speakers won't look at you like you're strange because these are

normal.

Don't use a bird in the hand is worth two in the bush.

We never say this.

It sounds pretentious.

Pretentious means snobby or stuck up.

Instead, use these seven proverbs, like normal people.

Sometimes English learners find it difficult to learn proverbs because proverbs can be

long sentences or at least a couple words all together that you need to know in the

exact order, but the good news is that all of these seven proverbs can be shortened to

just a few words.

We'll talk about that in just a moment.

But let's get started with the first four.

Number one, actions speak louder than words.

If you tell your mom that you're going to take out the trash and you don't do it, she

might say to you, "Actions speak louder than words, just do it."

Or you can reduce this proverb and use the expression, "You know what they say about

actions."

We're going to be filling in that final word with something different for each proverb.

So if you don't take out the trash and your mom says to you, "Actions speak louder than

words."

Well, she might say, instead, "You know what they say about actions," and she's expecting

that you know this proverb.

She's expecting that in your head, you will fill in actions speak louder than words.

So you will definitely hear this and you can use this.

Oh, you know what they say about actions.

It means that actions speak louder than words.

So what you're doing right now is not matching with your words.

Actions speak louder than words.

Let's see how this kind of phrase, the shortening in this phrase would work with another proverb.

Proverb number two, honesty is the best policy.

Just like all proverbs.

This is a little bit too simple.

Sometimes honesty is not the best option, at least 100%.

Honesty, you don't want to say, "That dress looks terrible on you."

Probably not a good idea to be completely honest in this situation, but in general,

honesty is a great idea.

So we could say honesty is the best policy.

What if we used our shortening expression?

You know what they say about honesty.

So let's imagine that at work, one of your friends saw that someone else was stealing

some supplies from the office and your friend says to you, "Should I tell our boss?

I don't want to tattle."

That means to tell on the other person, "But I don't think it's right.

What should I do?"

You might say, "Well, you know what they say about honesty," and you're expecting that

your friend knows this proverb because all native speakers know this proverb.

Honesty is the best policy.

You're expecting that your friend will think, "Oh yeah, honesty is the best policy.

I should be honest.

I should tell my boss about this situation."

So you can say honesty is the best policy, or you can use our special phrase, you know

what they say about honesty.

Let's go onto the third one.

The third common proverb is no news is good news.

Let me tell you a quick story.

When my husband went to college, which is where I met him, the college was eight hours

away from where his parents lived and when he went to college, he was so into the activities

and into studying, kind of studying that he didn't call his mom for two months.

So in this situation his mom could have said, "Well, no news is good news."

This means that if there was a big problem, she would probably know about it.

Either Dan, my husband, would call her or maybe the school would call her.

So if there's no news, it's probably good news.

We can shorten this expression with our key phrase, "Well, you know what they say about

no news."

So maybe if a Dan's parents are having a conversation and they're saying, "Why didn't Dan call us?

Is he okay?

It's been two months."

Dan's dad might say to his mom, "Well, you know what they say about no news," and Dan's

mom might say, "Yeah, yeah, I know.

Okay, well he's probably fine."

So we can shorten it by using that expression.

The fourth common proverb is better late than never.

This is one of my favorite excuses for being late because you don't really have to explain

why you're late.

You can just say, "Hey, better late than never," which means you should be happy that I'm here

at all.

It's better to be late than to never come to that place.

So better late than never.

How can we shorten this?

Using the phrase, "Well, you know what they say about," we can't use the previous style,

which is just taking that first word.

Instead, we're going to have to make a little verb phrase here, you know what they say about

being late.

You know what they say about being late.

It's better than ever coming.

So here, if you come to a party late and everyone's already there, they're already eating.

You could say, "Better late than never," or maybe if you're the host of a party and someone,

one of your friends comes to the party late, you could say, "Better late than never."

Or you might say, "Well, you know what they say about being late," and it just shows,

"Hey, I'm glad you're here.

Even though you're late.

Who Cares?

I'm glad you're here."

Before we go onto the next three proverbs, let's do a quick review.

You could say, "You know what they say about actions.

You know what they say about honesty.

You know what they say about no news.

You know what they say about being late."

All right, let's go onto the next three proverbs, which we can shorten in a different way.

The fifth proverb that we commonly use is slow and steady wins the race.

Slow and steady wins the race.

This comes from the fable of the tortoise or a turtle and the hare, another word for

a rabbit.

They're in a race.

The hare goes quickly and then gets often distracted, but the tortoise, the turtle goes

slow and steady.

He is consistent and because he doesn't stop, he wins the race.

Maybe you don't want to learn all seven of these proverbs and memorize them today, but

you're going to memorize one every day for a week.

You are going to study slow and steady, great.

But how can we shorten this expression?

We often just say slow and steady.

It just means the same thing.

Slow and steady wins the race.

Let's imagine a quick situation.

If you're cleaning your house and it just seems like a total disaster.

There's so much mess everywhere and your friend comes over and says, "What in the world are

you doing?

This looks like a disaster."

You could say, "Slow and steady, slow and steady," and this means that you're cleaning

slowly but steadily.

It might look like a disaster, but don't worry, slowly and steadily you will clean your house.

You can just say, "Slow and steady, slow and steady," and they can understand that by being

slow and by being steady, you will win the race.

You will win the cleaning mess.

Let's go onto the sixth proverb, which we can also shorten by saying just the first

couple words.

The sixth proverb is the grass is always greener on the other side.

Grass is the little plants, the little green leaves that come up in a soccer field, that's

grass.

Have you ever been out to eat at a restaurant and you see your friends' food and you think,

"I wish I'd ordered that."

You're kind of jealous of their food.

Well, in the situation the grass is their food.

Someone else's thing seems better than yours.

The grass is greener on the other side.

The origin of this proverb is a lawn or a yard.

There is a fence and there's your lawn and there's your neighbor's lawn.

Their lawn always looks better than your lawn, at least that's what you think.

You're a little bit jealous because their thing looks better than your thing.

But here we have a subtle meaning with this idiom.

It means that you think their food is better.

You think their grass is greener.

But in reality it's probably not.

It's just in your head.

What someone else has always seems better than what we have.

So here it's kind of a false perception.

Other food isn't actually better than what I ordered, but I just think it is.

So in this situation, when you're eating out with your friend and you say, "Oh, your food

looks so good, I wish I'd ordered that."

Your friend might say, "The grass is always greener."

The grass is always greener.

Your friend didn't finish the expression on the other side.

Your friend just said the first couple words.

The grass is always greener.

You can use this in so many situations in English and really in daily life.

So I hope that it will help to add and enrich your vocabulary.

I want to know, is there a proverb leg this in your language?

I know that there are a lot of similar proverbs to this in other languages, but I'm curious

about yours.

Let me know in the comments, is there one like this in your language and what does the

translation mean?

Is it about grass?

Is it about something else?

The seventh and final proverb that we're going to talk about is a classic one, do unto others

what you would have them do unto you.

This comes from a saying of Jesus in the Bible and really it means do to other people what

you want them to do to you.

It uses some kind of fancy old fashioned language.

We often use this for children.

Maybe if one child takes a toy from another child, the parent might say, "Oh, do to your

friends what you want them to do to you."

Maybe in little simpler terms like this instead of do unto others, we might use it in simpler

terms for children.

I thought about this proverb actually a couple weeks ago because a local store got robbed

by a man at gunpoint and it was the third time that this store got robbed within a couple

of months, and I thought, "What?

How did this happen again?

Come on, do unto others.

How hard is it?"

I used this, and in my head as I was thinking about it, do on to others, to mean why did

the man do this?

He's not thinking about how his actions will have an effect on other people.

He doesn't want someone to rob him, so come on, do on to others what you want them to

do unto you.

But instead we can shorten this and just say, "Do unto others.

Do unto others."

We might say this to other people in our lives or maybe just think about it in our hands,

"Do unto others.

Okay, I can do it.

Do unto others."

Now I have a question for you.

Do you have any of these proverbs in your language?

The grass is always greener on the other side.

Just remember the next time you're late to you can just say, "Better late than never."

Or if your friend is upset because you told her the truth about something, you can say,

"Well, you know what they say about honesty," and if you're worried about your progress

in English, you can just think, "Slow and steady, slow and steady.

I can do it."

Thanks so much for learning English with me and I'll see you again next Friday for a new

lesson here on my YouTube channel.

Bye.

The next step is to download my free eBook, Five Steps to Becoming a Confident English

Speaker.

You'll learn what you need to do to speak confidently and fluently.

Don't forget to subscribe to my YouTube channel for more free lessons.

Thank you so much.

Bye.

For more infomation >> Top 7 English Proverbs that You MUST Know - Duration: 12:33.

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5 CENAS QUE SEUS PAIS ESCONDERAM DE VOCÊ - Duration: 4:29.

For more infomation >> 5 CENAS QUE SEUS PAIS ESCONDERAM DE VOCÊ - Duration: 4:29.

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కోకా కోలాతో చికెన్ ఇలా వండితే రుచి అమోఘం.. ఒక్క ముక్క కూడా వదలరు | Livefood Telugu - Duration: 4:14.

For more infomation >> కోకా కోలాతో చికెన్ ఇలా వండితే రుచి అమోఘం.. ఒక్క ముక్క కూడా వదలరు | Livefood Telugu - Duration: 4:14.

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showing you all my clothes + really old drawings - Duration: 17:10.

For more infomation >> showing you all my clothes + really old drawings - Duration: 17:10.

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Fastest tutorial ever neck joint replacement Barbie english diy - Duration: 1:15.

Greetings and welcome my dear fellow collectors. This one of the shortest Barbie doll repair videos I've ever made.

It's super short and Ican't tell you what happens as fast as it happens.

It's about how to replace a missing neck joint. You all know how it works?

Well, you need a neck joint, in my case an old one without the anchor on top.

You gently push the joint into the body and then you heat up some water to set the head back on the joint and the neck.

Nothing very complicated,

but it sometimes is knowledge that save lifes. Especially for Barbie ... you needn't to throw her away immediately.

Thanks for watching. Every Friday comes a new exciting video for you. Please don't forget to subscribe to my channel. Thanks.:-)

For more infomation >> Fastest tutorial ever neck joint replacement Barbie english diy - Duration: 1:15.

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free roblox gift card code generator 2019 - Duration: 1:55.

free roblox gift card code generator 2019

For more infomation >> free roblox gift card code generator 2019 - Duration: 1:55.

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AMA Public Affairs: Distracted Driving - Duration: 2:04.

We see it every day.

Drivers distracted by texts, emails, their latest playlists,

and a bunch of other things that take their attention away from the road.

Unfortunately, the problem is actually only getting worse.

For many of us, getting behind the wheel is the riskiest thing we'll do in a day,

and, we do it every day.

So, we owe it to ourselves to give driving our complete attention,

because driving requires it.

There's a lot going on that you need to be aware of:

Traffic signals, pedestrians, cyclists, and other cars.

We simply can't drive properly if we're driving distracted.

And distraction is now believed to be a leading cause of collisions, ahead of speeding and impaired driving.

In fact, research shows that people who text while driving are at least eight times

more likely to be involved in a crash. Eight times.

But research aside, this is about keeping you and your friends safe,

and we can all do more.

Every time we drive distracted, it's a choice that we make.

You might think it will just take a second, but a second is too long.

Anything that takes your focus off the road increases the risk for you, and the people around you.

So, what are we going do about this?

Government, police, and partners like us at AMA are working hard to

make people aware of the dangers of distracted driving.

But ultimately, the solution starts, and ends, with you.

Each of us has the power to make a real dent in distracted driving.

The text can wait.

The Snapchat update can wait.

And the selfie - can definitely wait.

We're all part of a driving community,

and we all want to get to where we're going safely.

So, do your part.

Avoid distractions and focus on the road. Because,

We're all in this together.

For more infomation >> AMA Public Affairs: Distracted Driving - Duration: 2:04.

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Lazar Markovic: You won't believe these Matic comments made when star joined Liverpool - Duration: 2:38.

 But the flop winger was once touted as a world-beater. Markovic joined Liverpool from Benfica in 2014 for a reported £20million, but has failed to live up to expectation, leaving the club on loan four times

 When his move to Liverpool was secured five years ago, Nemanja Matic, who was with Chelsea at the time, made some stunning claims about his fellow Serbia international

 "What can I say about our Markovic? It was excellent playing with this fantastic kid for six months," Matic told the Mirror

 "He has such massive potential that if he changed his attitude in training he could be one of Europe's best players in his position

" Markovic was highly rated as a youth player in Portugal, scoring seven goals in his debut season after joining from Patizan

 "But he's young, he'll mature, and then nobody will be able to stop him!" Matic added

 Another man to sing the praises of the youngster was the then-West Ham manager Avram Grant

 "I can say that apart from Ronaldo and Messi, Markovic is one of the best talents I've ever seen at 19 years of age," Grant said in 2014

 Fulham's official announcement on the signing of Markovic claimed that Aleksandar Mitrovic, the club's top scorer this season, recommended his fellow Serbia international to the club

 "The Club is delighted to confirm the free transfer signing of 24-year-old winger Lazar Markovic from Liverpool on a deal until the end of the season," the statement read

 "Fulham received very good recommendations from Aleksandar Mitrovic regarding the player

 "Markovic made his breakthrough at Partizan Belgrade where he was a teammate of Mitrovic and named in the SuperLiga team of the season in each of his two full – and title-winning campaigns in the first team

"

For more infomation >> Lazar Markovic: You won't believe these Matic comments made when star joined Liverpool - Duration: 2:38.

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Motivational yourself, Videos hindi & English - Duration: 3:38.

For more infomation >> Motivational yourself, Videos hindi & English - Duration: 3:38.

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How to create interactive learning paths for in the classroom - Duration: 2:30.

Every student learns at a different pace.

Some students can work independently, others need more guidance.

It's not easy to keep in mind every single student in your classroom.

That's why working with learning paths can be a huge value to your classroom work.

I'm Lucie from BookWidgets and in this video I'll show you how you can create interactive

learning paths in your digital classroom.

But first: What actually is a learning path?

A learning path is a sequence of courses or learning "parts" that allows a student

to master a topic or subject in small steps.

This approach is more effective when a student needs to absorb a lot of information on a

certain topic.

You can also set up learning paths for students who need much more guidance than other students.

Or, when differentiating, you can give every student a different learning path they can

follow at their own pace.

To create interactive learning paths I'm using 2 educational tools: Symbaloo and BookWidgets.

Use symbaloo to create the learning paths, and use BookWidgets to create the content

parts for in the learning path, and make it interactive.

Let me show you how that works.

Step 1.

Create a widget or exercise in BookWidgets.

Choose between more than 40 different widgets or "exercises" to engage your students.

Make your own adapted crossword riddles, jigsaw puzzles, web quests, quizzes, timelines and

much more.

Adapt these digital lesson "templates" with your own learning content.

Make a few short exercises that follow each other.

Step 2.

Get a shareable link.

Every BookWidgets exercise has a special link you can share with your students.

You'll need to use this link in Symbaloo.

Step 3.

Create a learning path in Symbaloo.

Add your "steps" or "learning tiles" to the Symbaloo grid.

Now add a BookWidgets link to a widget exercise to every tile in Symbaloo.

Choose how you want to arrange your learning path.

You can create some fun paths here!

And that's it!

Now you can share your Symbaloo dashboard with your students and let them follow the

learning path, starting with the first button and BookWidgets exercises behind it.

Do you like this idea and you want to learn working with Symbaloo and BookWidgets?

Check out the Symbaloo blog for more ideas and I've put a link to some BookWidgets

tutorials in the description that help you with creating these amazing exercises.

Hope you like this teacher tip.

Leave a comment if you want and don't forget to subscribe.

Thanks!

For more infomation >> How to create interactive learning paths for in the classroom - Duration: 2:30.

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Ce qui VOUS ATTEND en 2019 ! - Duration: 2:39.

Turn on the subtitles to fully enjoy !

Hello guys, we just arrived in Maldives

and this time we'll take the time to talk about our 2019 projects.

First of all, we really want to create more than before !

Of course, we'll continue to upload videos about Japan, but not only.

We really want to talk about creative process and filmmaking and also travel more worldwide !

What about Kico ?

Right now I'm learning to get my diploma to teach Ikebana and calligraphy.

Eventually I'll be learning to travellers coming to Japan to discover culture and art !

We'll also be talking about this on the channel soon.

Well... To talk about filmmaking I really need a better place to shoot.

We're thinking about creating a small home studio for this purpose.

You might know that japanese apartment are really small and that's the case where we live.

It will allow you to shoot in better conditions and have better lightings and background.

Finally, we'll be launching a website to share more in depth our activities.

We'll try to launch it as soon as possible !

Everything that can't be shared on video will be online.

So check it when it will be available.

Already back in Tokyo after 12-hours-flight !

This time we've been sharing with you our main projects for the beginning of 2019.

There is much more that we can't share now.

We are very grateful to have you all !

We hope that you'll enjoy our content this year and if it's the case smash that share button !

See you soon and enjoy this last b-roll part ! Bye !

For more infomation >> Ce qui VOUS ATTEND en 2019 ! - Duration: 2:39.

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9 LIFE Saving HACKS for SHORT Girls You MUST Try | #Fashion #Fun #Sketch #Beauty #Anaysa - Duration: 5:31.

Anaya's this dress and shoes are not properly get fitted to her.. so you have these

cause her height increased

so many of her party dresses remains shorten

so you can take any one

Oh God..

why don't you gave a bit more height

If your thoughts too are like this

so watch this video till the end

so the base of this video is Illusion

that how with your outfits can appear taller

Most people think they look taller in black outfits

so they often carry black from top to bottom

like they wear black boots, trousers, top etc..

Anku too wore this

but no matter as she is tall

but black will make us look thin & classy

ok got it but it makes us appear thinner

so you can carry black short dress

its ok now

but if you keep your overall look black

this will makes your height appear shorter

carry these long boots with this dress

the skin which appears creates a barrier between these two

now who will call you short

Instagram is so popular these days

We all like upload pictures daily

so I thought why not to give some tricks for Instagram too

If you click pictures from top to downwards then you'll look like this

so you need to click pictures from down to upward

its better now..

you can also click picture in this pose like keep your leg slight away like this

this will create illusion of long legs

if you're clicking pictures with your friend who has long height

then you'll keep the one with long height behind you

you'll not looking too short

want long height??

then also need to take care of hair

no we don't want to cut our hair.. but want that long height too

have you listen..

they need all

If you've short height you look longer

don't want to cut hair???

yeah there's a way....

that high ponytail

lets see

done with high ponytail and now see the difference

this will make our neck too look long

you looking short even with the heels

and how short you'll look without heels

try to do something for your height

so for this you can carry bell-bottom or Plazo pants

I keep it little longer so as to cover my heels

wear crop top instead of that long top

see the difference here

in crop top your body will look balanced

like your bottom part will appear longer

and if you carry that high waisted bottom

again play that song

now move on to our next hack

Attention...

yes stand straight

all we've that wrong posture

some walk like this bending shoulders to downwards

and some walk like this

all these wrong postures will make your height appear shorter

so stand straight

whether you stand or sit

your shoulders should always be in a straight posture

yeas its a little thing but beneficial a lot

so will you follow these hacks??

If you carry these type of bottoms then your height...

so you need to carry

now you think what's this?

In this bottom is according to your height

that is no wrinkles at all

so the conclusion is if you carry that wrinkled jeans

your height will look shorter

and if you carry that straight or jeans without wrinkles

your height appear taller

so just follow these hacks and adjust your height according to you

and also hit LIKE and wait for that notification bell

For more infomation >> 9 LIFE Saving HACKS for SHORT Girls You MUST Try | #Fashion #Fun #Sketch #Beauty #Anaysa - Duration: 5:31.

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'You Can't Be a Taker' Vivica Warns Entitled Son - Duration: 2:15.

For more infomation >> 'You Can't Be a Taker' Vivica Warns Entitled Son - Duration: 2:15.

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SEVENTEEN - YOU MADE MY DAWN Album's First Listen!! | Malaysian React | THIS ALBUM IS A HUGE BOP!! - Duration: 19:26.

I just love listen to Seventeen's album because

Every songs that they released is really good

In their previous album, there are many songs that are so awesome

This is also have 6 songs in the album

This is maybe have the songs for vocals, rap and performance sub-unit

I think this album will have that type of the songs too

But i dont know which song that belongs to performance, vocal and rap group

The one that I downloaded is the whole songs, but I can't know who is singing that songs

I just follow the song's order in the album, so the first one is Good To Me

In the video, there has no lyrcs or anything

For more infomation >> SEVENTEEN - YOU MADE MY DAWN Album's First Listen!! | Malaysian React | THIS ALBUM IS A HUGE BOP!! - Duration: 19:26.

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Liquidity vs Solvency | Are they Both Same ? | Know the Top Differences - Duration: 8:35.

hello everyone hi welcome to the channel of WallStreetmojo friends today we are

going to learn a concept that is liquidity versus solvency are they

through the same thing I guess not there is a difference between them so

let's understand the difference and see what is exactly going on on around with

liquidity insolvency you see before making any investment it's very

important to know two factors upfront whether the investment will maintain the

liquidity of the company and whether the investment of the company is making

would keep solvency of the company there are two statements I'll again repeat

the two factors whether the investment will maintain the liquidity of the

company and whether the investment the company's making would keep the solvency

of the company intact okay so many investors overwhelm themselves with the

meaning of liquidity and solvency so as a result the user this terms

interchangeably however this two are entirely different from each other

see liquidity can be defined I'll s over here liquidity basically can

be defined as the forms ability to need the current liabilities of the of the

current assets it has okay liquidity is basically the short term concept you can

say and also one of the most important one because without liquidity of the

form won't be able to pay off its immediate liabilities okay so we use

this ratio like current ratio or sorry your current ratio we use quick ratio if

you use cash ratio which is known as your CR to determine the liquidity of

the company but when we talk about your solvency solvency on the other hand can

be defined as the ability of the form to run its operation in the long run that

means solvency is a long term concept as simple as that

and the investment can affect both of this but they are much different there

is there is much difference different than each other both of them are

different from each other so let's learn liquidity was a solvency

in infographics manner now as you can see that each of these concepts are much

different here the most significant difference that that is between the

liquidity in the solvency so let's understand from this infographics

liquidity was a solvency the force that we are going to understand is the

meaning liquidity can be defined as the ability of the form we have just

discussed to pay off its current liability with the help of its current

assets while solvency is basically the level of situational ability of the firm

to operate to run the business for a longer period of time now second point

of difference what it's all about liquidity it's a short term concept

absolutely because liquidity in itself involves what your current assets and

your current liability and when those two things are involved absolutely the

liquidity has to be short term concept in nature and it because cash and cash

equivalents to pay off its current debt while solvency it's a long term concept

of how well the operations of the firm would run so this is the second point of

difference the third point of difference that we are going to understand is the

obligations liquidity it has a short-term obligation

because it involves current assets and current liabilities

while solvency it has a long-term responsibility now the fourth point of

difference why understand this liquidity it is

basically to know how fast the current assets can be converted into cash as

simple as that now what about solvency it is basically

whether the firm can perpetuate again and again year after year whether it can

stay solvent whether it can be a going concern situation whether the company is

in a going concern case or not so it's going to perpetuate again and again

you're after your then fifth risk now over here in case of current assets and

current liabilities the risk is really very low because everything will be on a

short term note everything will get converted but in case of the solvency

the risk is really high and absolutely you cannot deny the fact what to look

into balance sheet now current assets and current liabilities we now know very

well whenever we talk about liquidity term current assets and current

liability have to come into picture and in the detail account of every items

beneath them under current assets and current liabilities but when we talk

about solvency solvency is all about the company's shareholding patterns that is

shareholders equity what is the amount of debt it is holding any long-term

assets if any so all those are some of the solvency criteria now what are the

ratio is used we just discussed current ratio and the quick ratio which is also

known as your asset test ratio for liquidity purpose but when we talk about

solvency debt to equity ratio now debt to equity ratio is one of the key

measure for your solvency interest coverage ratio there is one more called

DSCR ratio that is debt service coverage ratio in finance industry DSCR ratio is

very famous and it is the most renowned one incase of the interest ended at

coverage so this are some of the ratios which are the key drivers determinants

of these solvency impact of each other when we talk about liquidity if solvency

is high liquidity can be achieved apps and within a short period of time

because solvency will lead to your liquidity but if liquidity in over here

if liquidity is high solvency may not be achieved very quickly absolutely that it

is it it's undoubtable fact that we cannot deny it

now let's understand the key differences between L and s that is your liquidity

and your solvency when we talk about the key differences as you can you know or

we just already saw liquidity and solvency cannot be interchanged and they

are completely different from each other let's look at some of the key

differences between liquidity and solvency see liquidity can be defined as

the firm's ability to pay its current liability with the help of the current

assets and solvency on the other hand is the isn't is an individual or the firm's

ability to pay off its long-term debt in on the long-term loan

second liquidity is basically the short term concept while your solvency is

basically your long term concept a third point of difference liquidity can be

found out by using the ratios like current ratio quick ratio and over here

we have the ratio like debt to debt to equity ratio and we have ratio like a

DSCR ratio or interest coverage ratio and interest cover a thought or concept

right liquidity has a low risk you can see and over here

high risk right liquidity needs to be understood too low how quickly a firm

would be able to convert its current assets to into cash and solvency on the

other hand talks about whether the firm has the ability to send the cash

flow for the long period of time so based on this after understanding all

the differences and the key differences let's let me finally conclude on on this

note as you can see in your liquidity insolvency both are very important

concept absolutely for a business but they cannot be used interchangeably

because they are completely different in their nature in this scope okay and in

case of their purpose right liquidity can basically ensure you know

whether the firm will pay off its immediate debt and solvency or the other

hand you can say that on the other hand handles the long-term debt and the forms

ability to perpetuate so once you understand this concepts you would be

able to become a prudent analyst so you would also be able to make a quick and

an effective decision about any next move that you are supposed to take for

your business thank you everyone

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