Hey, gorgeous. It's Denise here from LuckyBitch.com.
Today, we're talking about things we might have learned from our parents
about money. You know what? A lot of the things we learned have probably
created major money blocks as we've grown up. It actually doesn't matter if you
grew up rich or poor because, since I've been teaching thousands of women, I've
realized that our money blocks come from our stories, not the reality.
Today, we're going to look about five common and very damaging money
messages that you might have picked up as a kid and how to shift them so you can
now have a healthy relationship with money and create a first class life and business.
Your money blocks might have come from the smallest things in your childhood
or from really obvious things. Obvious things could have been maybe your
parents constantly fought about money. Maybe they got divorced and had
massive fights around child support. Stuff like that can be really damaging and
I see that sort of stuff all the time. Other times, though, our money stories have
come from really subtle things or maybe common family phrases that unwittingly
have caused your problems as an adult. Let's talk about them.
The first one: in for a penny, in for a pound. Meaning, maybe you've already
invested a little bit, so you may as well keep going. I see this in entrepreneurs all
the time where they feel really bad about saying no or changing their mind, even if
something is not working. In for a penny, in for a pound. Another term for this now
is the sunk cost fallacy. I always find that hard to say. It convinces you that you're
not allowed to walk away from something if you've committed to it or if you've put a
little bit of money into it. Or, your parents might have said something similar like,
"You've made your bed, now you lay in in." The message there is that even if you've
screwed something up, you've got to live with the consequences forever.
I see women do this. Maybe you're six months into a business and you're
starting to hate it, but you've spent a little bit of money. Or maybe you've realized
that you've hired the wrong person to make your website, but you're trying to
make it work so you're still throwing money. Maybe, like me, you've created
something expenses like a mobile app, only to realize, "Hang on. This is not my
business model." You might think that just because you've invested money –
in for a penny, in for a pound – that you're not allowed to change your mind and say no.
But, in reality, as an adult, you can quit things any time that they don't work for
you and you don't have to keep on throwing good money after bad.
If you're in a hole right now, stop digging. Stop funneling further money into
something that you know is not right for you – otherwise known as rolling the turd
in glitter, trying to make it work. Plus, every business screw up is a priceless lesson.
Maybe the lesson that you learn is totally worth the money that you lost.
Let's talk about another one. Money doesn't grow on trees. Did you hear that one?
Money doesn't grow on trees. Maybe this confused you as a kid because you're like,
"But money is made of paper." How we interpreted that message is that money is
hard to come by and there's never enough of it. This can be really damaging for
entrepreneurs because you might start to perpetuate the myth that you have to
work really hard to make money or it doesn't count. Maybe you do things like
you procrastinate, you reinvent the wheel, maybe you refuse to delegate or refuse to
outsource because you're resisting making money easier. It's probably the
biggest money block that I see in female entrepreneurs. It's that thing that money
has to be really hard. It's time to let that one go.
Message number three. Did your parents ever say: Am I made of money?
What do you think I am? Made of money? Things like that make you feel really guilty
for desiring stuff. I see that now that women feel really bad and guilty about
wanting to create a first class life. I suspect that started from a really young age.
If you've heard that again and again, you might believe the there's not enough
money in the world; that it's greedy to spend it on things that you want.
Maybe you feel like you're selfish and bad for asking. I see this all the time that
these messages make women believe that you're not allowed to ask for stuff.
You're not allowed to ask for what you want in life.
Okay, next one, I love this one: It's better to help people than to make money.
This one is so freaking damaging, even though it sounds good on the outside.
Help people rather than making money. The assumption is that you can't do both.
If your parents constantly said stuff like that, that it's better to help people, it's
better to give than to receive, you might still be saying this because you genuinely
want to transform people's lives. But, it's keeping you broke because you think you
can have one or the other, but not both. That's a good one.
Here's the last one and my favorite: Money is dirty. I've got young kids,
so I totally get this. I'm always like, "Don't lick that coin!" I'm almost said things like,
"Don't touch that. Money is dirty." Then we hear things like, "filthy rich people," or,
"money grubbing people," as if you're doing something dodgy to earn money
and money itself is dirty. What kids hear is that money is bad. There's wonder that,
as women, we kind of have conflicting feelings about money. Maybe your
parents said other things around money, too. Maybe you had family mottos.
There's so much power in uncovering what those entrenched stories and beliefs
around money are for you. What do you do with that information?
Maybe something's already clicked. Sometimes just being aware of the story
behind those blocks is enough to shift them. Be curious about your family
mottos and how the impacted you as a change and how they impact you today as
an entrepreneur. If you need any help, helping inspiring women like you to shift
money blocks is what I do and I've got lots of resources for you. If you want to
see how these messages could be showing up in your business, I've got a
free workshop that helps you identify where you're sabotaging yourself and
I give you some really practical actions that you can shift today as well.
You can watch that free at LuckyBitch.com/money.
I would be absolutely honored to help you make friends with money this year and to
take you through some of those clear money blocks so you can see that
thousands of other women around the world feel the same way. It's going to
open your eyes to see where you can be blocking money from your business.
Again, that's free at LuckyBitch.com/money.
It's time to get over those childhood money messages
because it's your time and you're ready for the next step.
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