Waching daily Apr 1 2018

In this video I'm going to tell you about how much money you need on your SmarTrip card to ride the Washington DC

Metro and how to load it up.

HELLO! Welcome to Trip Hacks DC, my name is Rob. I'm a tour guide here in the nation's capital. Ifyou're coming to Washington DC

and you're looking for the best tips, tricks, and hacks for exploring the city, make sure to subscribe to this channel and hit the bell

notification icon so that you don't miss any new videos.

And if you're interested in signing up for a Trip Hacks DC tour, head on over to TripHacksDC.com

afterwards, to see the tours that I offer. If you're new to this channel I actually have several other Metro videos

and I will leave a link to my Metro video playlist in the video description. If you have any questions about using Metro during your

trip, leave a comment on this video and I will try to help you out, otherwise,

let's get started... One question that I get asked a lot is "how much money should I load onto my SmarTrip card?" In my

previous video on the dos and don'ts of Metro, I

suggested buying a SmarTrip card with the $8 default value and topping it up as needed; however if you're coming to DC and you

know you're gonna be staying for a while, or riding the Metro a lot, it might make sense to add more money at the beginning.

Unlike in other cities, our Metro does not use flat fares. What you will pay

depends on how far you travel and whether you're riding during peak time around rush hour or not. For a typical visitor who is staying downtown

and using Metro to get to the major sites,

I would budget $2.50 per ride on average. $2.50

is a good starting point.

For some people it might be too much; for other people it might not be enough. So if you want to get really precise about

it you can actually use the Metro website to find out exactly what the fare is going to be

between two stations. So once you're on

www.wmata.com you're going to find the page for the station where you're starting your trip from. Scroll down a little and then click or tap

"Metrorail Fares" then from the drop-down box select the

station that you want to travel to. In this example if I wanted to travel from Capitol South to Arlington Cemetery

station I would know that it costs $2.50 during peak hours

and $2.20 during off-peak hours.

So if you're a really super organized planner you can look up all of the fares for the trips that you plan to take and

then use a calculator or a spreadsheet to

total them up. Now the next question that I get asked all of the time is

"should I buy an unlimited ride pass?" and my answer to this is almost always

NO

Psychologically we humans love unlimited stuff. The reason is because after you've paid that original amount

everything after that feels free - even though it really isn't. In my experience, most visitors to Washington DC

will not use Metro enough to make an unlimited ride pass worth it. Plus

they're generally confusing and even if they do save you some money,

chances are that that amount is going to be pretty minimal. So since you're not going to be using a pass,

let's say that you loaded your SmarTrip up with $8 like I suggested, but now you're running low,

what do you do?

Topping up your SmarTrip is super simple. Find a fare machine in any station and

start by tapping your SmarTrip up against the target. On the little screen it will tell you exactly

how much money you have on your SmarTrip card. If you have cash

it's as simple as just feeding it into the machine. If you want to pay with a credit card

you can use the up and down buttons to change the amount on the screen and then swipe your card to add it.

After you're done

you just tap your SmarTrip card against that target again to complete the transaction.

But let's say that you forgot to top-up your card and now you're taking a ride

but you don't have enough money on your SmarTrip to cover it. For example if you're taking that $2.50

Arlington Cemetery ride from the example earlier

but you only have

$2.00 on your SmarTrip card

when you go to exit, the fare gates actually won't let you out. What you're going to have to do is use one of the

Exitfare machines to add more money to your card. Now the big, huge annoyance about these Exitfare machines

is that in 2018 they are all cash only, so be mindful to either check your balance before you go into the system,

or carry some small bills with you. And lastly

let's say that you overestimated and overloaded your card

and now you have a balance that you didn't spend. Can you get a refund on your unused balance? The answer to this one is...

Maybe. On the wmata website it says that if you live outside of a 100 mile radius of Washington DC or Baltimore

you may be eligible for a refund on your balance and to contact SmarTrip customer support to discuss. Now,

I have never personally tried this because I obviously don't live a hundred miles or more away, and note that the words "may be

eligible" are quite vague, and

contact customer service "to discuss" is also rather vague, so whether this will actually work,

I have no idea, but if you have a large balance on your card, and you really want that money back

it's worth a try.

Alternatively there are some charities here in town that will accept a SmarTrip card with a balance on it.

They will use the balance to help the less fortunate get to job interviews, doctor's appointments, and that sort of thing, and I will leave

a link in the video description

to one of those charities if you have a smart trip card that you want to mail to them. And that's it!

Thank you for watching this video. If you found it helpful you can subscribe to this channel by clicking on the Trip Hacks DC logo

which is popping up right now at the bottom of the screen.

And if you're coming to DC and want to sign up for a Trip Hacks DC tour, you can click on the Capitol dome on

the left side of my head,

that'll take you over to TripHacksDC.com where you can see the tours that I offer. Enjoy your trip!

For more infomation >> DC Metro SmarTrip Card - How Much Money Do You Need? - Duration: 5:12.

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THINGS TO DO IN DOWNTOWN CALGARY - Duration: 9:59.

guys it's our tenth wedding anniversary today hi and we're going downtown to

celebrate we're taking LRT which would be a lot more convenient than

driving downtown it's so stressful and it's so expensive to park there and we have

a very special celebratory dinner booked so this vlog will be basically about

going downtown

so to get downtown we're taking the LRT Calgary Transit and it will be a lot

quicker a lot cheaper a lot less stressful no traffic no parking stress

it's going to be fun I'll show you everything that's our train there's only

one train from our station check this out the train station is heated oh so warm

Thank You Calvary so leaving 69th Street Station and it should take us about 17

minutes to get downtown would you believe that I've lived in Calgary for four months and I haven't taken the LRT before and my third time this week

Tessa are excited you love taking the train we're at the core it's a

mall in downtown Calgary

and this place's called Devonian gardens

so beautiful like in the middle of such a big city in the middle of the mall

it's always beautiful and green and as we remember

from our first trip to Calgary there should be a playground on this floor so

that's the top floor of the core and yeah look how pretty

plus there is a playground for the children so good

there is also food court on this floor

here you go are you too scared honey look daddy can walk

oh bless her she's scared nothing scary about this

absolutely nothing scary

and this is the core

I'm standing on the top level right now where

devonian gardens are

so if you're in Calgary the core is definitely worth visiting just for the

experience of that roof

that's the playground I don't feel very comfortable filming other children

just to let you know that it's there and devonian gardens are all the way there half

of it is closed for reconstruction at the moment unfortunately but you get the

gist

there's actual fish actual fish that's right and a fountain

I don't know why we don't come here more often

Tessa seems to love it

I think Anais loves it too we are on our way to Calgary Tower so we'll be

celebrating our 10th wedding anniversary on top of the town another absolute must

see is Stephen Avenue that's where we are now it's a pedestrian street so no cars

are allowed and it's full of cute little shops and restaurants and other touristy

bits and pieces look at that we're not tourists at all are we this bridge the covered corridor between the buildings it's all over

Calgary downtown there's one over there so it's basically helping people cross

from one building to another when it's very cold in winter it's very helpful you

don't have to wait at the traffic lights and that is where we're going for dinner

calgary tower here we go and this my friends is an absolute must if you come

to visit calgary or move here for the very first time this is calgary tower

and that's where we're having our anniversary dinner yep at sky 360 I'm so

excited this is not an actual view

and we are on top of the tower check this out

oh hi Calgary looking so tiny from up here

you can't see that but I'm freaking out right now

all the cars are so tiny and you're standing all the way up here honey

we've been here in calgary tower in april 2016 when we've made a

decision to move to calgary and it's the first time we're back here for a very special

occasion and we are about to have our dinner here at sky 360 which rotates i think

does a full circle in 45 minutes it is actually moving so cool so we should arrive back here in about 45 minute

so the restaurant is rotating and everything and it's super cool to see outside and we're about to have our dinner we're all done and we're off to explore calgary downtown

a little bit more there are some other things that I want to show you

guys before we go home it's been really really nice and the last thing I wanted

to show you guys is olympic plaza which is just a lovely little square to

remember the olympic games that happened here in the 80s in calgary in 1988 Oli

says and in winter it's an ice rink I don't think it's an ice rink anymore you

can watch the video I tag above of Tessa going ice skating on this ice rink

I don't know what it's about beavers isn't beaver like an albertan animal or

something

isn't it moose okay it's the Canadian animal apparently yeah the ice rink is still

here but no one's on it because I think that the season is over I guess one

thing I wanted to mention about the LRT in Calgary the LRT that goes through

downtown and there are a few stations that just go through downtown those are

free so if you enter on one of the stations downtown and you come out on

another station downtown that's all free so these are my top things that you

should visit if you are in Calgary we're about to take the LRT back home and

continue with our celebrations of our 10th wedding anniversary thank you so

much for watching and I will see you again next week

For more infomation >> THINGS TO DO IN DOWNTOWN CALGARY - Duration: 9:59.

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STANIE SIE PANIE 👹 HAPPY 💥 FAMILY (Machinima D+EN SUB) Season 3 EP 2 Teaser - Duration: 3:28.

I like beeing here so much Kenny.

It's so peaceful

and so far from the world.

I would like to stay here forever.

After the other night.

The Shuddik.

Kenny. I can no longer live with the human family.

I will leave for good.

And I want to ask you

if you want to come with me.

You are the only human who knows everything about me

and whom I can trust.

Yes Enrico.

I want to become your blood slave.

No!

That's not what I meant.

I don't want that.

Let's be friends.

There is no friendship between vampire and humans.

Sure.

I have human friends.

Enrico.

You are a vampire.

A very powerful vampire.

You might not notice

but you have got an extremly strong aura.

Humans aren't your friends.

Your aura manipulates their will.

They do what you want.

No. That's not true.

I never forced anyone to do anything.

And you're human too

and what happened at the Shuddik

I didn't want that.

Yet...

No human is able do anything with you, against your will

This is not possible

At the Shuddik.

What I did.

You wanted it.

And I wanted it as well.

Well.

Leaving for good?

Make me your blood slave

and I follow you to the end of the world.

You know that it should be like this.

And you?

You want it.

Stanie sie Panie.

For more infomation >> STANIE SIE PANIE 👹 HAPPY 💥 FAMILY (Machinima D+EN SUB) Season 3 EP 2 Teaser - Duration: 3:28.

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The Most Satisfying Video in the World 2018 | Satisfying Slime #3 - Duration: 10:58.

Thanks for watching

Hope you have a great time

Please, like, comment and subscribe for more!!

For more infomation >> The Most Satisfying Video in the World 2018 | Satisfying Slime #3 - Duration: 10:58.

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Building a New Work Bench For the Wood Shop Part 11 - Duration: 19:55.

Hello and welcome Donald Vlogsifys Wood Shop.

I'm Donald Matthews and we're gonna go ahead and jump into it and get this bench put together.

Ohhhh yeah.

True confession.

I actually dry fitted this thing together before I started recording this just made sure...

That I didn't screw up and have some... no....

odd ball

mishaps or....

the thing wasn't sitting...

Yeah

true confession.

Now I apologize if this video angle aint so great.

Kind of limited on where I can put the camera and actually see enough to get it lined up.

In the future at some point in time.

I'm gonna work on that and put something in the ceiling that I can kind of move the camera where I want to.

But that's at a future time.

Now we're gonna put this thing together or try to.

When I did dry fit this thing before.

I ran into an issue of trying to stand these legs up, and they would want to fall over. That's what this is for.

See what I mean?

And that's what that's for.

Get these lined up here a little bit.

I tell you one thing, getting old sucks. uhggg... Just sayin'.

Now...

It's pretty guaranteed that at first this stuff is not gonna be even. (square)

See? There's some unevenness there.

There we go... So one side was a little bit off-kilter anyway.

That's not gonna hurt my feelings none there.

You know what?

I see what part of my problem is.

See how that wedge is?... how that one is...

How that one is?

Look what I did over here.

Don't think you can see it all that great, but I put it in backwards. Now, let's try this again

That's more like it. That one side's a little bit too big, but I knew that was happenin'.

Now...

I'm clamping these so that when I...

Start putting the bolts and the screws to hold these...

aprons and everything to the legs, that everything stays where it's supposed to stay at. Hopefully.

Paul Sellars kind of...

anchored this, or put it together a little bit differently than I am. I'm just going to use wood screws...

up here.

Down toward the bottom to hold this together.

Maybe one higher up down here.

And I'm not exactly sure until I start doing it,

but I was just going to run all the way down here with wood screws.

The problem here is...

I thought about it. wood...

naturally moves, so it might bow and twist a little bit....

If I put those screws in there this glue seam is just gonna rip apart. Tear apart.

So I am going to actually do what he did and put a carriage bolt through here.

That way I can leave it with just a hair enough of play that the wood can go this way or that way...

anyway, you know, how it needs to.

But it will still give me the

resistance I need sideways.

That's the plan. That's kind of an experiment. We'll see what happens.

Change in plans.

I happened to remember.

I gotta make room for the wood vise to fit on one side over here, so I'm gonna skip...

putting those screws in.

Try to decide exactly where I'm gonna put device at.

Because I'm gonna have to be cutting in there anyway, and if I need to later. I'll come back and put these in there.

You know what?

My lag-bolt idea took a dramatic turn to...yeah... that ain't gonna happen.

wooops!

My original plan was to do what I'm getting ready to do and just go ahead and screw this thing to legs.

But I thought about the lag bolt and what I said earlier.

Well...

I didn't take...

that into account.

So..........

The lad-bolt lad-bolt? That lag bolt ain't happening back to the screws.

Gonna get screwed.

I'm afraid. I'm a little bit tired of the brace and bit. So I'm gonna start cheatin'.

I'm gonna be cheating on the countersink. Now I know this ain't your standard countersink bit.

But it'll work.

That's it for this video, all I'm gonna put in here.

The thing for the most part is built .we're in the home stretch now.

I'm gonna put.... All I got left to the vise. But first... I'm gonna kind of level off the top here um

I'm believe Paul Sellers, which by the way

check out Paul cellars workbench build. I'll put the link it

up here in there "I".

I believe he waited till after he put his bench vise on.

Or his woodworking vise on.

To plane it down.

But mine, I believe mine's a little bit more unlevel than his was. So I'm gonna at least level it out.

Get it smooth before I put that

woodworking vise on here.

Because I don't want to be planning it and

be bumping up against the vise. Especially with my blade if I happen to go too low.

I'm gonna spare you be sitting here planning that because...

Honestly, you've seen people and me; a lot of me, planning stuff. It's...

pretty straightforward.

Not all that complicated just a lot of time and a lot of work.

If you'd like to see that part of it a little bit better explanation of how planning works...

Because frankly I'm still learning how to plane.

I'll put that link up here too. In the little "I" of that particular video in his workbench build.

Where he does plane down the top.

So check out Paul sellers.

I'll put those links up there to that. I'll put a link to his channel down in the description down there.

At the end of this video, during the last 20 seconds. you'll see a little round button with a picture of mr. Sellers

in it. Click on it. Go check his channel out and subscribe to him.

And along with him...

There'll be another little round button with a picture of me.

Your ole favorite

neighborhood redneck in it. If you're not already subscribed, I ask you to please click on that button and subscribe.

There's also a little red button down here under the video if you don't laptop and another way down there if you're on mobile.

Just subscribe to me. I'd be very grateful.

I'll put a video... a video click link.. little thingy here... with a

The start of my... my project... workbench project build.... I cannot talk!

My project, the wood bench. The wood bench? The workbench. It is wood.

But it's a workbench. The workbench build from...

the beginning. The playlist for it. I'll put that in a big ole square, rectangle thing down here.

Not a square, but a rectangle, but it's squarish. yeah anyway...

If you want to watch me do this from the beginning

Check me out on Facebook Twitter Instagram the links are down below in the description.

Please give me a thumbs up and share my videos.

Check out some of my other videos. I got got quite a few up here. Different little projects and stuff, some updates, and me being stupid.

Say say hi in the comments down below if you've got any questions, ask me, if I can if I can possibly answer my we'll

Above everything else, have a lovely day. Have a lovely night. Have a lovely whatever your lovelyin'.

Have a lovely life because life is short, and it's meant to be enjoyed. Peace!!

For more infomation >> Building a New Work Bench For the Wood Shop Part 11 - Duration: 19:55.

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Easter Story For Kids - Jesus Loves You So Much! - Duration: 3:30.

Happy Easter Everybody!

Let's see what's in the Easter basket.

Easter baskets, and candy and toys are so much fun!

These are all blessings.

Blessings are things that Jesus gives to us.

Jesus wants us to have fun in life because He loves us so much!

So toys and candy and Easter baskets are one of the ways we can have fun.

But Jesus also gave us something else,

something even better than candy and toys.

I know, what could be better than that, right?

Well, we're going to find out today.

And we're going to use this cute little plush Jesus

to act out part of the story we're going to read.

We're going to read it, and then we're going to act part of it out,

with the toys

Hi Auntie Joy!

Hi Doogie Doodles!

I'm so excited you're going to help us act out the story today!

Me too! And if you wanna be in my club, all you have to do is hit subscribe.

When we celebrate Easter, we remember that God gave us his Son, Jesus Christ, to be our Savior.

Jesus made sick people well, He even the dead live again.

Jesus chose twelve men to be his disciples.

He told them that God loves us so much that He sent Jesus to die for us.

But some people din't want to hear about God.

They didn't want to listen to Jesus.

On Palm Sunday, Jesus rode into Jerusalem.

People shouted "Hosanna to our King!"

Do do do do do do do.

Here comes Jesus riding into Jerusalem.

um, do Iook like a donkey to you?

No, I know you're a pig, but I don't have a toy donkey.

Um, you can't change the Bible.

The Bible says, a donkey.

What about a horse? No!

What about an elephant? No!

What about a giraffe? No!

What about a llama? No!

What about a cow? No!

What about a chameleon? No!

What about a crocodile? No!

What about a turtle? Too slow!

What about a sloth? We'd still be waiting.

What about a hedgehog? Ouch!

A monster? No!

What about a unicorn? No!

Doogie Doodles could help us.

I sure can! I can draw a donkey for you!

But first, I need my magic pencil. Boom!

Weeooo! Doogie loves to doodle!

Ok magic pencil, color power!

Magic pencil, cutting power!

Ok now we can continue the story.

On Palm Sunday, Jesus rode into Jerusalem,

People shouted, "Hosanna to the King!"

Later, Jesus and His disciples ate the Passover supper.

Jesus washed their feet to show how much He loved them.

After supper, they went to a garden to pray.

But the men who didn't like Jesus sent soldiers to arrest Him.

Jesus was sent to die.

His disciples were very sad.

But Jesus had told them that He would rise after three days.

On the third day, women went to Jesus's tomb.

The tomb was open, Jesus was not there!

Nope, nothing in there.

That night, Jesus's disciples were in a locked room.

Suddenly, Jesus was there. He was alive!

Jesus said, "Go and tell everyone that if a person believes in me, they will be saved.

and they will live forever."

This is the Easter Story, that Jesus is alive today.

And because He died for us, we will live too.

So if you wanna go to heaven someday,

all you have to believe is that Jesus died and rose again for you.

It's that easy!

Always remember, Jesus loves you so very much.

You're an awesome kid.

Happy Easter! Thanks for watching,

See ya tomorrow, bye!

For more infomation >> Easter Story For Kids - Jesus Loves You So Much! - Duration: 3:30.

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Earn money without monetizing your youtube channel | methods to earn from channel without monetize - Duration: 13:42.

subscribe - crazyyy tech

For more infomation >> Earn money without monetizing your youtube channel | methods to earn from channel without monetize - Duration: 13:42.

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The Weeknd - Call Out My Name Cover/Remix by Brian - Duration: 2:50.

Your love emptied out my pocket.

Your hold made me choke on vomit.

Your breath chilled me to the bone it

made me sick we had to break in.

I was way too dumb that night.

Guess I should've thought twice.

But you and him was a surprise.

And now I'm just losing my mind.

Call the calvary, it's my consequence.

Now I solemnly, swear to mend our fence.

But it's just too late, he already paid,

now I'm upstaged, just another day.

Cause I see how happy you were feeling in those pictures.

Saw them on a rainy day when I remembered

what I told you was a lie to my surprise,

but now it's all just history taught in my mind.

So call out my name.

Call out my name when I kiss you so gently.

I want you to stay.

I want you to stay even though you don't want me.

Girl, why can't you wait?

Why can't you wait 'til I fall out of love?

Won't you call out my name?

Call out my name, and I'll be on my way.

I'll be on my...

For more infomation >> The Weeknd - Call Out My Name Cover/Remix by Brian - Duration: 2:50.

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The Amazing Power of $100 and Compounding Interest ($100 Compounding Interest Examples!) - Duration: 13:37.

one hundred dollars what does it mean to you what is it worth to you and the

bigger question is what could it be worth to you that's what we're talking

about in today's video as we look at compounding interest examples using $100!

it's coming up right now hey guys welcome back to money and life TV as you

guys know my name is Mike the CPA and you all know my sidekick chipper the

cockatiel how's your day going it is so good once again to see all of your

smiling faces I hope no matter where you're at or what you're doing that

you're having a great day I just really want to say thank you to all of you guys

who have been watching my videos and supporting this channel it means so much

to me to be able to be able to make these videos and interact with you guys

over YouTube so all of you guys make this experience special so thank you so

much you guys are just an awesome audience and community and this channel

seems to be growing much faster than I ever expected okay guys I think we're

gonna have some fun with this topic at least I know I am so we're talking about

$100 today and I have a special treat for all of you in the description

section below this video I've included a free downloadable spreadsheet that is an

annual compounding interest excel spreadsheet that you can download

completely free I made it myself but feel free to use it and download it

after you've watched this video you guys know how much I love to design and

giveaway spreadsheets on this channel I mean I have a mug that says I love

spreadsheets before I dive into that spreadsheet I just want to take a moment

to talk to you guys about what $100 means to me and how my decision-making

around the money has changed my life and the way I save money and the way I

invest money I remember growing up now I grew up I was born in 85

and so I really grew up in the 90s and I just remember I don't know if you guys

can like think back to when you were growing up of what a hundred dollars

meant to you but I just remember like being really into video games at that

point in my life I was always into electronics and things like that and so

when I saw a hundred like I'm like man to me that meant like new games and you

know I grew up in the era when you know like the n64 was really popular and so I

had you know was buying games with with that money like you know mark the

original Mario for Mario n64 in Goldeneye and even in Super Nintendo

just being able to buy those new games because even back then the games were

expensive I think Final Fantasy 3 at the time in America which is like Final

Fantasy 6 I think it was like a hundred bucks but just that hundred dollars

meant a lot to me back then because of what it represented what it could by

been now in what I want to talk to you guys though as I matured as AI I still

play some games but as I wanted to learn more about finances and more about

investing and things like that I really started to think about money differently

and it was in high school I took an economics course cuz you guys know you

probably had to take one too in high school and you're like what the heck is

this and then like years later it starts to make sense but when you're in high

school you're like I don't get this whole economics thing why do I have to

learn this well in economics there's a term that is known as opportunity cost

so I would the opportunity cost is basically based on decisions we make we

have a just a scarce amount of resources or a certain amount of resources at our

disposal and the decisions we make with those resources can make or break us

they can really alter the course of our lives every decision we make with money

can alter the course of our lives and so I thought $100 is kind of a fun example

because it's just an easy amount to think about the part of the way I think

about my wife and ice finances is $100 increments if I'm looking at my budget

and I have a very detailed budget I have spreadsheets for that too which I'll

link in the description section below but it's I really think about like okay

what can I do differently what can I do to either make a hundred dollars more a

month or save $100 more a month because it really adds up and I found that until

I saw it until I saw what a hundred dollars could add up to Oh on you know

when you compounding interest is applied to it I really didn't value it that much

so that's what I want you to be thinking about as as we go over this spreadsheet

right now is think about every hundred dollars more you can save every hundred

dollars more you can make an income how much quicker that can grow your wealth

and help your family and help your help you achieve your financial goals in your

life so I hope you guys will join me now on screen and we're gonna look at this

compounding interest spreadsheet I made for you guys very simple it's very basic

and it'll just take a second I'll show you the power of what a hundred dollars

could be worth to you for every $100 you're able to make more or save more

every single month let's check it out right now

okay guys this will only just take a second to show you but so what we're

looking at on screen is an annual compounding interest spreadsheet and

we're gonna look at an example using one hundred dollars like we were just

talking about earlier now what you're gonna notice is there

you're gonna put a hundred dollars in or we're gonna put a hundred dollars on the

into this calculation and we're gonna add no more beyond that and we're gonna

see what our hundred dollars can grow into over a period of time based on

various rates so in order to get this to work what we do is we come over here and

the only input that you really need to do in this spreadsheet is just drop in

the dollar amount you want to compound right here and it's gonna compound

annually for you so literally that's all you have to do

if you want to tweak the interest rate you can you can change these interest

rates feel free to it's not gonna hurt

anything but then the spreadsheet it's gonna do the rest of the work for you

and you don't have to worry about entering the number of years you wanted

to compound I've done all that for you over here in the left-hand column so it

starts right here and then it covers 40 years of compounding interest ok if you

want me to add another 10 years for 50 or or if you want to do it feel free to

do so but all we do is we're gonna come here

we're gonna drop in $100 and watch how the magic works at this spreadsheet boom

so now what we can do is we can start with if we had $100 that we invested and

it compounded at 1% and we wanted to know what that would compound to over 20

years at 1% annually we would just come down here go to 20 years which is right

here so if we have $100 compounding at 1% in 20 years it's gonna be worth one

hundred and twenty two dollars and two cents now what about eight percent are

sick you know yeah so now what about eight percent which is the long term

stock market average so if we invested in stocks at $100 and then we never look

back and we got eight percent per year for 40 years what we would do is we come

this column right here scroll all the way down line up your finger well in the

very last row here 40 years that money let me make sure yep that money at eight

percent one hundred dollars would grow to two thousand one hundred and seventy

two dollars after 40 years compounding at eight percent so if you think about

it that mathematically that money is now we take the two thousand one hundred

seventy two dollars divided by one hundred so for every hundred dollars

that we're able to save and we let it compound for a long period of time at

eight percent interest the money is 21 times more than what we initially

started with

and so that's kind of how I love compounding interest and I love seeing

examples like this because visually we can start to see a different value of

what our money whether it's $100 or any other figure can become when we think

about compounding interest and opportunity cost if we go blow this

money it never can become that and not that we're gonna stop all spending

basically we can't but if we can think about how we can make more of these or

save more of these and what if you can pound to overtime it could completely

change our life now you're probably saying Mike how we know is your

spreadsheets correct how do I know that your your calculations are accurate well

that's a great question you should definitely be asking that because I

asked the same question when I asked her I made it I'm like is this right I

needed something to test it against well my one of my favorite online calculators

is the TM the TV I'm saying on TV M calculator app it's a bunch of financial

calculators in it and I actually have this on my phone but we're on at the

website right now I'll link this up to it's got so many different free

calculators you can use in it's just wonderful I love this place and so right

now we're on the compounding interest calculator so so chipper give me an

example to test with the audience I'm all over it

so chipper wants to see an example of $250 compounded annually at 8% for 20

years okay so let's see what this calculator gets and then let's test it

against the spreadsheet I made for you guys so we're gonna put in $250 here and

we like said it's its annual compounding so we're gonna change this compounding

the annual put that in right there and we know that there's no further pot

deposits that's zero in 20 years so we know that 20 times 12 is 240 so that's

240 compounding periods in the compounds annually of course but interest rates 8%

and in this calculator gets that turns into one thousand one hundred sixty five

dollars twenty four cents after 20 years at 8% two hundred dollars at that rate

now let's test my spreadsheet that I've made against that so I'm gonna put in

$250 here boom $250 eight percent twenty years look at that guy's it is spot-on

1165 dollars in twenty four cents open the calculator one hundred one thousand

one or sixty-five dollars and twenty four cents so you guys can see that's

how the spreadsheet works so right like I said you can just change interest

rates if you want to calculate different interest rates you can change the

investment amount to whatever you want it to be you can make it like if you put

in like fifty thousand sometimes it's fun to see what if I invested fifty

thousand and never looked back well then you can conceive how fifty

thousand would compound to you over time and it can grow pretty easily to over a

million dollars so this is just a tool that you guys can use and that's all I

have for you for the spreadsheet I hope you guys find that helpful alright guys

I really hope you found that spreadsheet helpful feel free to download it for

yourself if you have any problems at all download me just let me know I'll be

happy to either update the link or I can I can send it to you over Google Docs or

another another format so that you can access it now the idea of a spreadsheet

that I have designed for you guys is really you know when I look at things

visually on on paper when I can see what something can become it really alters my

decision and helps me make better decisions and that's really the point of

the spread cheetahs is to motivate uses to help you

think differently of how you can save $100 more a month or how you can make

you know a hundred dollars more a month and just what that amount of money can

grow to whether it's a hundred dollars a thousand dollars or ten thousand dollars

of what it could potentially do for you in your situation that's what I hope you

guys take away from this video if you guys have any questions about the

spreadsheet at all just let me know but I would love to hear from you guys of

what does a hundred dollars mean to you especially as when you wonder you're

younger what did that hundred dogs represent what was the one thing when

you got that hundred dollar bill just for fun what would you want to go out

and buy that's what I'd love to know and it would be fun to hear guys responses

in the comment section down below alright guys thank you as always for

hanging out with me here again over YouTube it is always a blast seeing you

guys you know if you if you liked the video make sure you drop a like to help

support this video on this channel share this information with a friend

especially a friend who's interested in saving more money or who's interested in

becoming more savvy with their finances I'm sure they'll find this information

helpful and of course be sure to subscribe if you have not already

because every single week as you guys know I create new videos to help you

with your finances your investments taxes and so much more so please

consider subscribing if you have not already it was great seeing you guys I

hope you have a great week and I will see you in the next video love you guys

peace

For more infomation >> The Amazing Power of $100 and Compounding Interest ($100 Compounding Interest Examples!) - Duration: 13:37.

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