ANNOUNCER: THE FOLLOWING PROGRAM IS PAID FOR
BY THE FRIENDS AND PARTNERS OF JOYCE MEYER MINISTRIES.
ANNOUNCER: MAKE PLANS NOW TO SPEND YOUR FRIDAY
AND SATURDAY WITH JOYCE.
TWO UNIQUE SESSIONS OF INSPIRING TEACHING,
HEARTFELT WORSHIP, AND ENCOURAGING,
BEHIND-THE-SCENES MOMENTS AT THE JOYCE MEYER CONFERENCE.
COMING TO TULSA, OKLAHOMA, APRIL 21 AND 22,
WITH WORSHIP BY JESUS CULTURE.
THERE'S SO MUCH MORE THAN YOU SEE ON TV
AT THE JOYCE MEYER CONFERENCE.
FOR MORE INFORMATION VISIT JOYCEMEYER.ORG/CONFERENCE
OR CALL...
[MUSIC]
JOYCE: WELL, WELCOME TO "ENJOYING EVERYDAY LIFE."
AND, YOU KNOW, I BELIEVE THAT YOU CAN ENJOY EVERY DAY OF
YOUR LIFE A LOT MORE IF YOU'RE NOT HEAD-OVER-HEELS IN DEBT.
MONEY IS A TOPIC THAT'S IMPORTANT TO ALMOST EVERYBODY,
BUT IT MIGHT SURPRISE YOU TO REALIZE HOW MANY PEOPLE
ARE SO DEEP IN DEBT.
I THINK THEY SAY THAT OF YOUR 100 CLOSEST NEIGHBORS,
4 TO 7 OF THEM ARE PROBABLY 3 MONTHS BEHIND
ON THEIR HOUSE PAYMENT.
WE DON'T REALIZE HOW MANY PEOPLE ARE HAVING PROBLEMS WITH MONEY
AND IT'S SIMPLY BECAUSE WE SPEND MORE THAN WHAT WE MAKE.
I KNOW PEOPLE ARE GONNA SAY, "WELL, I DON'T MAKE ENOUGH"
OR "IT'S HIGH PRICES."
AND, YOU KNOW, OF COURSE THINGS CAN HAPPEN TO PEOPLE.
I MEAN, THERE CAN BE A SICKNESS.
THERE CAN BE SOME KIND OF A TRAGIC SITUATION THAT DOES
'CAUSE SOMEONE TO HAVE A PROBLEM IF THERE'S ABSOLUTELY
NOTHING THAT THEY CAN DO ANYTHING ABOUT IT.
WE'RE NOT REALLY EVEN TALKING ABOUT THOSE KIND OF THINGS
TODAY.
THOSE ARE SPECIFIC THINGS THAT HAVE TO BE DEALT WITH
INDIVIDUALLY AND SPECIFICALLY.
BUT WHAT WE ARE TALKING ABOUT TODAY ARE THE SITUATIONS THAT
WE CAN DO SOMETHING ABOUT IF WE WILL FOLLOW GODLY WISDOM.
I SAID ON THE SHOW YESTERDAY THAT WISDOM DOES NOW
WHAT IT'S GONNA BE SATISFIED WITH LATER ON.
HOW MANY YOU ARE PAYING OFF SOME BILLS NOW FOR THINGS THAT YOU
REALLY WISH NOW YOU WOULD HAVE NEVER BOUGHT?
LET'S JUST SEE, ANYBODY?
YEAH, SEE.
SO AND THESE ARE, GODLY PEOPLE, FULL OF WISDOM.
WE ALL MAKE THESE MISTAKES SOMETIMES.
HOW MANY OF YOU HAVE LEARNED FROM SOME OF THOSE MISTAKES AND
YOU DON'T PLAN TO DO IT AGAIN?
WELL, SEE, THEN THAT'S OKAY.
I DON'T BELIEVE THAT TRAGEDY IS MAKING A MISTAKE.
I ACTUALLY THINK SOMETIMES MISTAKES ARE SOME OF OUR
GREATEST EDUCATION.
I REALLY MEAN THAT.
SOMETIMES I THINK I'VE LEARNED MORE BY THE THINGS I DIDN'T DO
RIGHT THEN SOME OF THE THINGS THAT I DID DO RIGHT.
THERE'S NO TRAGEDY IN MAKING A MISTAKE AS LONG AS YOU DON'T
KEEP MAKING THE SAME ONE OVER AND OVER AND OVER.
AND SO WE WANT TO JUST TAKE A LOOK AT SOME FACTS
ABOUT MONEY.
THE BIBLE NEVER SAYS THAT MONEY IS EVIL.
IT SAYS, "THE LOVE OF MONEY IS THE ROOT OF ALL EVIL."
WE CAN ENJOY OUR MONEY, BUT WE SHOULD NOT LOVE OUR MONEY
TO THE POINT WHERE WE LOVE IT MORE THAN WE LOVE PEOPLE.
I MEAN I THINK WE ALL KNOW PEOPLE WHO, IN ORDER TO GET
MONEY, MISTREAT PEOPLE.
AND I THINK WE NEED TO USE MONEY TO BLESS PEOPLE,
NOT USE PEOPLE TO GET MONEY.
I THINK I'M GONNA SAY THAT AGAIN.
I THINK WE NEED TO USE MONEY TO BLESS PEOPLE,
NOT USE PEOPLE TO GET MONEY.
I DON'T BELIEVE THAT GOD WOULD PUT ANYTHING IN A PERSON'S HANDS
THAT WOULD CAUSE THEM AS MUCH TORMENT AS MONEY HAS CAUSED
IN OUR WORLD IF HE DIDN'T INTEND THEM FOR IT TO BE A BLESSING.
AND IT CAN BE A BLESSING IF WE DON'T LET IT CONTROL US.
TWO BOOKS I RECOMMEND FOR RESEARCH, "MONEY CAME
BY THE HOUSE THE OTHER DAY," BY ROBERT KATZ
AND "FINANCIAL PEACE" BY DAVE RAMSEY.
I'VE HAD BOTH OF THESE MEN ON MY TV SHOW, AND THEY HAVE
DETAILED PLANS ON WHAT YOU CAN DO TO GET OUT OF DEBT.
AND THEY WILL WORK FOR ANYBODY WHO WORKS THE PLAN.
WE EVEN HAVE PEOPLE WORKING RIGHT HERE
WHO READ THE MATERIAL.
AND I KNOW OF ONE CASE WHERE PEOPLE WERE DEEP IN DEBT AND HAD
PROBLEMS WITH THAT ALL THEIR LIFE AND NOW THEY ARE OUT OF
DEBT AND IT'S SO FREEING.
ALL YOU HAVE TO DO IS STOP GETTING MORE STUFF THAT YOU
DON'T NEED FOR A WHILE AND THEN--YOU KNOW, MOST PEOPLE,
IF THEY GET A RAISE--I WAS THINKING ABOUT THIS YESTERDAY.
MOST PEOPLE IF THEY GET A RAISE, BEFORE THEY EVER GET THAT EXTRA
MONEY ON THEIR FIRST PAYCHECK, THEY GO FIND SOMETHING TO BUY.
"OH, AND NOW WE CAN GET THIS.
WELL, NOW WE CAN GET THIS."
AND SO THEN THEY'RE ALREADY MAKING A--THEY'RE ALREADY MAKING
A PAYMENT ON SOMETHING BEFORE THEY EVEN GET THE MONEY.
WELL, WHY NOT SAY, "WELL, I'M GONNA GET A RAISE THIS YEAR
AT WORK SO I'M GONNA TAKE THAT EXTRA MONEY NOW AND PAY IT ON
THIS BILL," INSTEAD OF GOING AND BUYING SOMETHING ELSE?
"WELL, THEN I DON'T GET ANYTHING OUT OF IT."
WELL, YEAH, YOU DO, DOWN THE ROAD,
YOU GET TO BE DEBT FREE.
AND SEE, THE PROBLEM IS IS WE WANT INSTANT GRATIFICATION.
WE REALLY WANT EVERYTHING TO-- "I WANT IT TO FEEL GOOD
RIGHT NOW."
BUT WHAT ABOUT LATER?
NO DISCIPLINE FOR THE PRESENT SEEMS JOYOUS, NEVERTHELESS
LATER ON--CAN SOMEBODY CHEER FOR LATER ON?
NEVERTHELESS, LATER ON IT YIELDETH THE PEACEABLE FRUIT OF
RIGHTEOUSNESS TO THOSE THAT HAVE BEEN TRAINED BY IT.
SCRIPTURE, HEBREWS CHAPTER 12.
DISCIPLINE DOESN'T FEEL GOOD RIGHT NOW.
BEFORE I CAME HERE TODAY, I HAD MY WORKOUT AT THE GYM
AND IT WAS LOWER BODY DAY.
[AUDIENCE LAUGHING]
JOYCE: AND I CAN TELL YOU THAT IT WAS NOT FUN.
AT ABOUT 3 O'CLOCK TOMORROW AFTERNOON, I WILL BE SORE,
I AM SURE.
BUT I TELL YOU WHAT, WHEN I CAN GET THOSE JEANS ON THAT I BOUGHT
AND BE COMFORTABLE IN THEM, MMM-MMM, I'M GONNA BE GLAD THEN.
AND SO WE HAVE TO STOP JUST BEING INSTANTLY GRATIFIED.
WHEN YOU GO OUT SHOPPING, DON'T GO BUY THINGS EMOTIONALLY.
I REMEMBER AN EXPERIENCE THAT I HAD AND I'LL FORGET THIS.
I HAD SAVED SOME MONEY.
I DON'T KNOW WHAT I HAD, MAYBE A COUPLE HUNDRED DOLLARS.
I'D SAVED FOR A LONG TIME AND HAD THIS MONEY.
AND SO I REALLY WANTED AND NEEDED A NEW WATCH.
AND SO WE WENT OUT SHOPPING, WENT INTO A JEWELRY STORE.
THEY HAD THIS BEAUTIFUL WATCH THERE.
OF COURSE, THE SALESMAN SAID, "IT'S ONLY ON SALE TODAY.
GOES OFF SALE AT 5 O'CLOCK.
THE STORE'S CLOSING IN 2 HOURS.
OH, THIS LOOKS GREAT ON YOU."
AND THERE WAS ALL THIS PRESSURE TO GET IT RIGHT NOW.
WELL, YOU KNOW, ONE OF THE THINGS I'VE DISCOVERED
AND I DON'T KNOW WHAT IT IS THEY DO TO THE LIGHTS IN STORES,
BUT I CAN TELL YOU STUFF LOOKS BETTER IN THE STORES THAN
IT DOES WHEN YOU GET IT HOME.
I MEAN, I'VE HAD THAT EXPERIENCE.
I'LL BUY IT IN THE STORE AND THEN GO HOME WITH IT AND THINK,
"WELL, THIS DON'T LOOK AS GOOD AS I THOUGHT IT DID.
WHAT'S THE PROBLEM?" IT'S GOT SOMETHING TO DO
WITH THE KIND OF LIGHTS THAT THEY HAVE.
SO YOU BETTER TAKE THAT BABY SOMEWHERE WHERE YOU'RE
LOOKING AT IT IN REAL LIGHT BEFORE YOU TAKE IT HOME.
BUT ANYWAY, IT WAS PRETTY AND I ALMOST BOUGHT IT.
IT WAS GONNA TAKE ALL MY MONEY.
AND SO I SAID, "YOU KNOW WHAT?" 'CAUSE I WAS--BY THEN, I WAS
STARTING TO LEARN A LITTLE BIT FROM GOD ABOUT HOW TO WAIT
AND HOW TO WALK IN WISDOM.
AND I SAID, "I'M GONNA JUST WALK AROUND OUT HERE IN THE MALL FOR
A LITTLE BIT AND IF I WANT IT, I'LL COME BACK
BEFORE THE STORE CLOSES."
"WELL, YOU KNOW NOW THIS IS ONLY TODAY AND YOU CAN ONLY GET
IT TODAY," AND YOU KNOW.
I SAID, "I'LL COME BACK IF I WANT IT."
DON'T GET TALKED INTO DOING STUFF THAT YOU DON'T WANT TO DO.
DON'T GET TALKED INTO DOING STUFF THAT YOU DON'T WANT TO DO.
DON'T FOLLOW YOUR EMOTIONS, FOLLOW THE LEADERSHIP
OF THE HOLY SPIRIT.
SO I TOOK A LITTLE WALK AND, YOU KNOW, IT'S AMAZING WHEN YOU GET
AWAY FROM THE LOOK OF SOMETHING, HOW YOUR ATTITUDE TOWARD IT
BEGINS TO CHANGE.
AND SO WHILE I WAS WALKING IN THE MALL, I SAW THIS DRESS
IN THE WINDOW.
IT WAS ACTUALLY A SUIT.
I LOVED IT.
OH, MY GOSH.
I MEAN, IT HAD JUST THE RIGHT LITTLE THING IN THE BACK.
I LIKE THESE SUITS THAT KIND OF FIT YOU AT THE WAIST
AND BACK THEN THEY HAD LITTLE RUFFLES BACK HERE.
AND I JUST--OH, THAT WAS SO CUTE.
AND THEN MY HUSBAND DIDN'T HELP, HE SAID, "OH, THAT'S GONNA
LOOK SO GOOD ON YOU.
YOU GOTTA TRY THAT ON."
SO I SAID, "WELL, IF I GET THAT, I CAN'T GET THE WATCH."
AND HE SAID, "WELL, JUST TRY IT ON."
SO I TRIED IT ON AND SURE ENOUGH, IT LOOKED ABSOLUTELY
AMAZING ON ME.
NOW I HAD A PROBLEM.
AM I GONNA GET THE SUIT, AM I GONNA GET THE WATCH?
SO AGAIN I SAID, "I'M GONNA TAKE A WALK OUT IN THE MALL
AND I WILL COME BACK AND LET YOU KNOW."
AND HONESTLY, I'M TELLING YOU THE TRUTH, WHILE I WAS WALKING
OUT IN THE MALL SAYING, "GOD, WHAT SHOULD I DO?
WHICH ONE, YOU KNOW, WHICH ONE SHOULD I GET?"
THE THING THAT CAME TO MY HEART WAS MORE THAN I WANTED THE WATCH
AND MORE THAN I WANTED THE SUIT, I WANTED TO KEEP MY MONEY SO
I WOULD HAVE THE LIBERTY TO GO TO LUNCH IF I WANTED TO, TAKE A
FRIEND TO LUNCH IF I WANTED TO.
THE THOUGHTS OF HAVING THAT $200 THAT I COULD SPEND IN LITTLE
PIECES OVER A PERIOD OF TIME WAS MUCH MORE DELIGHTFUL TO ME
THAN BUYING EITHER ONE OF THOSE THINGS AND THEN HAVING NOTHING.
SO I OBEYED GOD, DIDN'T GET EITHER ONE AND LO AND BEHOLD,
MY HUSBAND CAME HOME IN A COUPLE OF WEEKS WITH THAT SUIT.
SO YOU SEE, IF WE WAIT ON GOD, GOD WILL DO FOR US WHAT WE WILL
NOT DO FOR OURSELVES OR SHOULD NOT BE DOING FOR OURSELVES.
SO THE BIBLE SAYS IN PROVERBS 27:23, "BE DILIGENT TO
KNOW THE STATE OF YOUR FLOCKS, AND LOOK WELL TO YOUR HERDS."
WELL, OBVIOUSLY MOST OF YOU DON'T HAVE FLOCKS OR HERDS.
WELL, WHAT WAS HE SAYING?
IF YOU GOT A FIELD FULL OF SHEEP OUT THERE, KNOW HOW MANY'S
OUT THERE.
IF YOU GOT A FIELD FULL OF COWS OUT THERE, DO YOU KNOW
HOW MANY THAT YOU HAVE?
WELL, DO YOU KNOW HOW MUCH MONEY YOU REALLY HAVE?
YOU SHOULD KNOW WHAT YOUR FIXED ASSETS ARE, WHAT YOUR ASSETS ARE
THAT YOU COULD TURN INTO CASH RIGHT AWAY IF YOU NEEDED TO,
WHAT ASSETS DO YOU HAVE THAT YEAH, THEY'RE NICE AND THEY'RE
WORTH SOMETHING BUT YOU PROBABLY COULDN'T EVEN SELL THEM
EVEN IF YOU WANTED TO.
I MEAN, I'VE HAD THAT EXPERIENCE BEFORE.
I'VE GOTTEN TALKED INTO INVESTING IN THINGS THAT PEOPLE
SAID, "OH, MAN, THIS IS WORTH THUS AND SO AND I'M GONNA
GIVE IT TO YOU FOR THIS."
I REMEMBER BUYING AN ANTIQUE ONE TIME.
IT WAS LIKE THIS BIG DECORATOR PIECE FROM THE VICTORIAN AGE,
AND I JUST THOUGHT IT WAS SO PRETTY.
IT WAS LIKE THIS BIG HORSE AND CARRIAGE AND
IT HAD SOMEBODY'S NAME ON IT AND THEY WERE SUPPOSED TO BE FAMOUS.
"AND THERE'S ONLY SO MANY OF THESE LEFT IN THE WORLD.
AND BOY, YOU CAN ENJOY THIS.
AND THEN WHEN YOU'RE READY TO SELL IT, IT WILL BE WORTH
THUS AND SO AND THUS AND SO."
WELL, TIME WENT BY AND I GOT TIRED OF THAT KIND OF ARTWORK,
DIDN'T WANT IT ANYMORE SO I THOUGHT, NOW I'M GONNA
MAKE MYSELF SOME MONEY.
WELL THE PROBLEM IS NOBODY WANTED IT.
[AUDIENCE LAUGHING]
JOYCE: AND SO NO MATTER WHAT YOU HAVE THAT YOU THINK IS WORTH
SOMETHING, IF NOBODY WANTS IT-- I DID THAT WITH A PAINTER.
THAT WAS A PAINTER THAT WAS REAL POPULAR.
I MEAN, I WASN'T SPENDING A LOT OF MONEY ON THESE PICTURES
BUT, YOU KNOW, A COUPLE HUNDRED DOLLARS,
TWO OR THREE HUNDRED DOLLARS.
AND PEOPLE WOULD SAY, "OH, MAN, 20 YEARS FROM NOW, THESE
PAINTINGS ARE GONNA BE WORTH $3,000, $4,000, $60-,
YOU KNOW, $50,000."
WELL, HERE AGAIN, I HAD A WHOLE BUNCH OF THESE THINGS AND THEN
THE GUY WASN'T SO POPULAR AND NOBODY HARDLY KNEW WHO HE WAS,
AND NOW YOU CAN'T EVEN HARDLY GIVE THEM AWAY.
AND SO WE HAVE TO REALIZE WHAT IS REALLY AN ASSET THAT CAN BE
TURNED INTO CASH AND WHAT IS SOMETHING THAT REALLY
YOU OWN IT BUT IT REALLY IS NOT REALLY WORTH ANYTHING.
KNOW EXACTLY WHAT YOU HAVE AND KNOW EXACTLY WHAT YOU OWE.
WRITE DOWN HOW MUCH YOU MAKE AND WRITE DOWN HOW MUCH YOU OWE
AND DON'T LEAVE OUT ANYTHING.
AND DON'T KEEP ADDING TO THE "I OWE" SIDE
WHEN THE "I MAKE" SIDE IS NOT GETTING BIGGER TOO.
KNOW THE STATE OF YOUR FLOCKS.
DO YOU REALLY OWN SOMETHING OR DOES IT JUST OWN YOU?
I THINK SOMETIMES WE NEED TO JUST GET A LITTLE BIT MAD AT
DEBT AND JUST SAY, "YOU ARE NOT GONNA BOSS ME AROUND ANYMORE."
YOU KNOW, 1 PETER CHAPTER 5, VERSE 8 IS A VERY
POPULAR SCRIPTURE OF MINE.
I LOVE THIS SCRIPTURE.
I'VE USED IT FOR YEARS IN MANY AREAS OF MY LIFE AND IT SAYS,
"BE WELL BALANCED (TEMPERATE, SOBER OF MIND), BE VIGILANT AND
CAUTIOUS AT ALL TIMES; FOR THAT ENEMY OF YOURS, THE DEVIL,
ROAMS AROUND LIKE A LION ROARING [IN FIERCE HUNGER],
SEEKING WHOM HE MAY DEVOUR."
SO IF WE'RE OUT OF BALANCE-- LET'S JUST SAY THAT
A PERSON IS OUT OF BALANCE IN THEIR EATING AND THEY JUST EAT
ALL SUGAR AND ALL JUNK, SAY THEY LIVE ON POTATO CHIPS
AND POPCORN AND PRETZELS AND THEY DRINK UMPTEEN CANS OF SODA
A DAY, AND THEY EAT A COUPLE OF CANDY BARS A DAY AND THEY NEVER
REALLY EAT ANYTHING NUTRITIOUS.
THEN LET ME ASK YA A QUESTION; WHEN THEY GET SICK,
WHOSE FAULT IS IT?
AND IT'S BECAUSE THEY'RE EATING WAS OUT OF BALANCE.
I KNOW SOMEBODY RIGHT NOW THAT HAS HIGH BLOOD SUGAR AND THEY
WILL NOT STOP EATING JUNK AND THEIR BLOOD SUGAR JUST
BOUNCES AROUND ALL THE TIME.
IT'S HURTING THEM.
IT'S HURTING DIFFERENT ORGANS IN THEIR BODY
AND THEY JUST WON'T STOP.
THEY'RE OUT OF BALANCE.
WELL, IT'S THE SAME WAY WHEN WE GET OUT OF BALANCE FINANCIALLY.
WHEN WE OWE MORE THAN WE OWN, WE'RE OUT OF BALANCE AND IT
OPENS A DOOR FOR THE ENEMY TO GET INTO OUR LIFE IN MANY, MANY,
MANY DIFFERENT AREAS.
FOR ONE THING, IT CAUSES STRIFE IN FAMILIES, AND THE BIBLE DOES
SAY THAT WHERE THERE'S STRIFE, THERE IS GREED AND JEALOUSY AND
EVERY KIND OF EVIL WORK GETS IN.
IT'S SO IMPORTANT THAT WE DON'T HAVE STRESS
AND STRIFE OVER MONEY.
IF WE WILL DO WHAT WE NEED TO DO, GOD WILL DO
WHAT WE CANNOT DO.
LET'S DON'T BE WHAT PEOPLE FONDLY CALL CONSUMER CRAZY,
HAVING TO HAVE STUFF, STUFF, STUFF, STUFF, STUFF.
LET ME READ YA A STORY.
THIS IS WRITTEN BY ADELINE HAWS, H-A-W-S.
IT'S CALLED "THE ROOSTER AND THE HEN."
"SAID THE LITTLE RED ROOSTER, BELIEVE ME THINGS ARE TOUGH.
SEEMS THE WORMS ARE GETTING SCARCER AND
I JUST CAN'T FIND ENOUGH.
WHAT'S BECOME OF ALL THOSE FAT ONES?
IT'S A MYSTERY TO ME.
THERE WERE THOUSANDS OF THEM THROUGH THE RAINY SPELL,
BUT NOW WHERE CAN THEY BE?" SO THAT'S THE PERSON WHO JUST
WANTS TO SIT AROUND AND HAVE EVERYTHING AND NOT DO VERY MUCH.
"BUT THE OLD, BLACK HEN WHO HEARD HIM DIDN'T GRUMBLE OR
COMPLAIN BECAUSE SHE HAD LIVED THROUGH LOTS OF DRY SPELLS.
SHE HAD LIVED THROUGH FLOODS OF RAIN.
SHE PICKED A NEW AND UN-DUG SPOT THE GROUND WAS HARD AND FIRM.
I MUST GO TO THE WORM, SHE SAID, BECAUSE THE WORMS
WON'T COME TO ME.
THE ROOSTER VAINLY SPENT HIS DAYS THROUGH HABIT
BY THE WAYS WHERE FAT, ROUND WORMS HAD PASSED IN SQUADS
BACK IN THE RAINY DAYS.
WHEN NIGHT FALL FOUND HIM SUPPERLESS, HE GROWLED
IN ANCIENT ROUGH.
I'M HUNGRY AS A FOWL CAN BE.
CONDITIONS SURE ARE TOUGH.
BUT THE OLD, BLACK HEN HOPPED TO HER PERCH AND DROPPED HER
EYES TO SLEEP AND MURMURED IN A DROWSY TONE, YOUNG MAN,
HEAR THIS AND WEEP.
I'M FULL OF WORMS AND HAPPY FOR I'VE EATEN LIKE A PIG.
THE WORMS WERE THERE AS ALWAYS, BUT BOY, I HAD TO DIG."
[AUDIENCE LAUGHING]
JOYCE: AND, YOU KNOW, THE TRUTH IS IS YOU CAN SIT
AND FEEL SORRY FOR YOURSELF BECAUSE YOU'RE IN DEBT.
YOU CAN SAY, "WOE IS ME.
I'VE GOT ALL THESE BILLS.
I'M UNHAPPY 'CAUSE I'VE GOT ALL THESE BILLS,
AND I'M NOT PAID ENOUGH.
AND MY WIFE SPENDS TOO MUCH.
AND MY HUSBAND SPENDS TOO MUCH."
AND IT'S ALL EVERYBODY ELSE'S FAULT, EVERYBODY ELSE'S
RESPONSIBILITY.
OR YOU CAN GET SERIOUS, YOU CAN HAVE A--I ALWAYS SAY
HAVE A MEETING WITH YOURSELF.
WE'RE ALWAYS MAKING APPOINTMENTS, BUT SOMETIMES
WE DON'T TAKE THE TIME TO MAKE AN APPOINTMENT WITH OURSELF
AND JUST SIT DOWN AND SAY, "WHAT AM I REALLY DOING?
HOW MUCH STUFF AM I IN DEBT FOR THAT REALLY HASN'T DONE
ME ONE BIT OF GOOD?" HEY, WE ALL LIKE SOMETHING NEW
ONCE IN A WHILE.
WE ALL LIKE SOMETHING PRETTY OR, YOU KNOW, THE GUYS LIKE
SOMETHING MANLY OR WHATEVER IT IS, A NEW GOLF BALL,
A NEW SOMETHING TO THROW AROUND OR BOUNCE AROUND OR, YOU KNOW,
A NEW RAKE OR A NEW HAMMER OR WHATEVER IT IS.
AND I BELIEVE THAT GOD DOES GIVE US THE DESIRE OF OUR HEART.
AND I FOUND IN MY LIFE THAT GOD WILL KEEP PEOPLE ENCOURAGED.
IF THEY'LL BE FAITHFUL OVER THE LITTLE THAT THEY HAVE, THEN
GOD WILL BRING IN, MIRACULOUSLY, THE OTHER THINGS THAT YOU NEED.
AND I CAN TELL YOU IT IS SO MUCH MORE FUN TO TRUST GOD
AND WATCH GOD BRING YOU THINGS SUPERNATURALLY.
WHAT IF YOU REALLY NEED SOMETHING OR THERE'S SOMETHING
YOU--NOT EVEN NEED, THERE'S SOMETHING YOU'D REALLY LIKE TO
HAVE, BUT YOU'RE REFUSING TO GO OUT AND GO IN DEBT TO GET IT?
AND SUDDENLY, SOMEBODY THAT YOU WORK WITH COMES IN AND SAYS,
"YOU KNOW WHAT?
I JUST FELT LIKE GOD WANTED ME TO GIVE YOU THIS."
WELL, "AH!" MAN, YOU'RE SO EXCITED.
YOU KNOW WHAT?
THAT'S A WHOLE LOT MORE FUN THAN GOING OUT AND BUYING IT
AND A FLIPPING A CREDIT CARD AT SOMEBODY AND THEN HAVING TO PAY
IT OFF FOR THE NEXT NUMBER OF MONTHS AND FEELING KIND OF SICK
INSIDE BECAUSE YOU KNOW THAT YOU DIDN'T DO THE RIGHT THING.
I HAD SOME CLOTHES THAT I WANTED TO GIVE AWAY, AND I WAS JUST
THINKING ABOUT, YOU KNOW, WHO TO GIVE THEM TO.
AND A WOMAN CAME TO MY MIND THAT DOESN'T EVEN LIVE IN THIS TOWN.
AND I SAT ON IT FOR A DAY OR TWO AND THEN I THOUGHT, YEAH,
YOU KNOW, I'M JUST GONNA--I'M GONNA SHIP THOSE OFF TO HER.
I KNOW SHE WEARS MY SAME SIZE, AND IT'S SOMEBODY
THAT'S IN MINISTRY THAT I FELT COULD NEED THEM.
NOW, IN ALL PROBABILITY, THIS WOMAN'S BEEN PRAYING FOR SOME
NEW CLOTHES, AND SHE'S THE TYPE THAT I KNOW WOULD NOT GO OUT IN
DEBT TO GET THEM, BUT SHE NEEDS TO HAVE DECENT CLOTHES 'CAUSE
SHE'S IN FRONT OF PEOPLE ALL THE TIME.
AND SO FOR HER, THAT'S GONNA BE A MIRACLE.
AND IF WE--NOW LISTEN WHAT I'M GONNA SAY--
IF WE WILL STOP GOING IN DEBT TO PROVIDE THINGS FOR OURSELF THAT
WE COULD WAIT ON, WE WILL SEE A LOT MORE MIRACLES FROM GOD.
HE WANTS TO DO MORE FOR US THAN WHAT WE'RE LETTING HIM DO, BUT
IF WE'RE GONNA GET IT THE WRONG WAY, THEN GOD WILL NOT BE ABLE
TO GIVE IT TO US THE RIGHT WAY.
AMEN?
CAN ANYBODY GIVE GOD A BIG PRAISE FOR THAT?
[APPLAUDING]
JOYCE: I LOVE 1 JOHN 2:15 THROUGH 17.
LET'S JUST LISTEN TO THIS.
"DO NOT LOVE OR CHERISH THE WORLD OR THE THINGS
THAT ARE IN THE WORLD.
FOR IF ANYONE LOVES THE WORLD, LOVE FOR THE FATHER
IS NOT IN HIM."
NOW I KNOW THAT'S STRONG.
WE'RE NOT SAYING HERE THAT PEOPLE DON'T LOVE GOD,
BUT WE'RE JUST SAYING THAT ACCORDING TO THE BIBLE,
YOU CAN SERVE GOD OR MONEY, BUT YOU'RE NOT GONNA SERVE BOTH.
SO WHAT WE NEED TO DO IS SERVE GOD WITH OUR MONEY AND THE MORE
WE SERVE GOD WITH OUR MONEY, THAT MEANS PUTTING GOD FIRST
IN OUR MONEY, THE MORE OF IT WE'RE GONNA HAVE.
MY HUSBAND HAS A SIMPLE, REALLY, LITTLE FORMULA THAT HE USES AND,
YOU KNOW, I DON'T KNOW HOW MANY OF YOU WATCHING KNOW THIS, HOW
MANY OF YOU EVEN HERE KNOW THIS, BUT OUR MINISTRY, THE MINISTRY
HERE, JOYCE MEYER MINISTRY HAS NO DEBT.
SO THE MONEY THAT YOU GIVE CAN REALLY GO TO HELPING PEOPLE.
IT'S NOT GOING TO PAY OFF DEBT THAT WE HAVE.
EVERY SINGLE THING THAT WE HAVE IS PAID FOR, INCLUDING
THE BUILDING THAT WE'RE IN.
AND THAT IS, OF COURSE, A CREDIT TO GOD,
BUT IT'S LARGELY A CREDIT TO MY HUSBAND'S PATIENCE AND WISDOM
IN REFUSING TO BUY THINGS THAT WE DIDN'T HAVE THE MONEY FOR.
AND DAVE HAS ALWAYS HAD THIS LITTLE PATTERN THAT HE FOLLOWS
WHICH IS: SAVE SOME, SPEND SOME, GIVE SOME.
AND HE SAYS THAT IF YOU TAKE WHAT YOU HAVE, YOUR MEANS--
HE CALLS THEM OUR BORDERS-- AND OUT OF WHAT YOU HAVE,
YOU GIVE SOME, YOU SAVE SOME AND YOU SPEND SOME.
AND SPENDING SOME IS IMPORTANT.
YOU KNOW, YOU MIGHT NOT BE ABLE TO DO THAT FOR A WHILE IF YOU'RE
DEEP IN DEBT AND YOU NEED TO DIG YOUR WAY OUT.
YOU MAY HAVE TO DO WITHOUT FOR A PERIOD OF TIME AND THAT WON'T
BE A TON OF FUN, BUT YOU'LL LIVE; YOU'LL SURVIVE.
AND, YOU KNOW, GOD WILL DO SPECIAL THINGS FOR YOU.
GOD--IF YOU'LL MAKE THAT COMMITMENT, GOD WILL MAKE THINGS
HAPPEN FOR YOU AND DON'T COMPLAIN ABOUT IT.
DON'T COMPLAIN, "OH, THIS IS SO HARD AND IT'S TAKING SO LONG."
YOU KNOW, GOD SAID SOMETHING TO ME AT THE BEGINNING OF THIS YEAR
AND I THINK THIS IS A GOOD PLACE TO SHARE IT, ALTHOUGH
I'LL BE SHARING IT A LOT THROUGHOUT THE YEAR.
HE SAID, "JOYCE, IF YOU'RE GONNA COMPLAIN ABOUT SOMETHING,
DON'T BOTHER TO PRAY ABOUT IT."
AND I REALLY BELIEVE THAT THERE'S A CLEAR WORD FROM GOD
FOR THIS YEAR THAT WE'RE IN THAT THE COMPLAINING NEEDS TO STOP.
IF WE EXPECT GOD TO BE HELPING US AND DOING MIRACLES FOR US,
THEN WE NEED TO START BEING THANKFUL PEOPLE
AND NOT COMPLAINING.
NO, "I'M IN DEBT AND IT'S GONNA TAKE SO LONG.
THIS IS TOO HARD, AND I CAN'T DO THIS."
NO, YOU KNOW THE BEST THING TO SAY WOULD BE, "YOU KNOW WHAT?
I DIDN'T USE WISDOM.
I GOT MYSELF INTO THIS AND WITH GOD'S HELP,
I'M GONNA GET OUT OF IT.
HE'S GONNA SHOW ME WHAT TO DO.
HE'S GONNA GIVE ME THE GRACE TO DO IT, AND I BELIEVE THAT GOD
WILL GIVE ME WHAT I NEED ALL ALONG THE WAY, INCLUDING
ANY ENCOURAGEMENT THAT I NEED.
AND GOD IS MORE THAN ABLE TO PROVIDE A FEW LITTLE THINGS FOR
ME HERE AND THERE TO KEEP ME FROM GETTING TOO DISCOURAGED."
I THINK THAT YOU'LL SEE SOME MIRACLES HAPPEN IN YOUR LIFE
THAT WILL ABSOLUTELY AMAZE YOU.
SO WE HAVE TO ALWAYS LOVE GOD, LOVE HIS WORD, MORE THAN
WE LOVE THE WORLD AND MORE THAN WE LOVE MONEY.
DON'T LOVE OR CHERISH THE WORLD OR THE THINGS THAT ARE IN IT.
ENJOY THEM, BUT DON'T FALL IN LOVE WITH THEM.
I ALWAYS SAY WE NEED TO HOLD EVERYTHING LOOSELY.
WE NEED TO REALIZE THAT WE ARE NOT OWNERS, WE ARE STEWARDS.
ACTUALLY TO TELL YOU THE TRUTH, WE DON'T OWN ANYTHING.
EVERYTHING THAT WE HAVE, WE'RE MANAGING IT FOR GOD.
WE'RE A STEWARD OF WHAT GOD HAS GIVEN US,
AND WE NEED TO HANDLE IT WELL.
WE NEED TO GIVE BACK TO HIM.
WE NEED TO SAVE SOME FOR THOSE TIMES THAT MAY COME IN
THE FUTURE, OR THOSE THINGS THAT WE WANT TO BUY IN THE FUTURE
AND NOT--YOU KNOW, IF YOU--LET'S JUST SAY YOU PAY A CAR OFF.
YOU FINALLY--YOU'VE HAD A CAR LONG ENOUGH AND YOU PAY IT OFF.
OKAY, NOW, INSTEAD OF TAKING--SAY YOU'RE MAKING
A $350 A MONTH CAR PAYMENT.
OKAY, INSTEAD OF NOW, "OH, MAN, NOW I CAN GO GET SOMETHING ELSE.
I GOT THIS $350 A MONTH LEFT OVER."
SO NOW YOU GO OUT AND MAKE ANOTHER DEBT AND THE $350
IS GOING SOMEWHERE ELSE.
WHY NOT SAY, "EVERY MONTH I'M 'A SAVE THAT $350,"
'CAUSE YOU WEREN'T USED TO HAVING IT ANYWAY.
THEN THE NEXT TIME YOU NEED A CAR, YOU KNOW WHAT'LL HAPPEN?
YOU CAN PAY CASH FOR THAT BABY AND THEN YOU WON'T BE--THEN SEE,
THAT'S HOW YOU GET AHEAD.
THE WAY YOU GET AHEAD IS BY NOT SPENDING EVERY PENNY
THAT YOU GET YOUR HANDS ON, NOT LIVING PAYCHECK TO PAYCHECK.
GIVE SOME, SAVE SOME, AND SPEND SOME.
DO SOME THINGS THAT YOU LIKE, BUT ESPECIALLY IF YOU DON'T HAVE
A LOT OF MONEY TO SPEND, MAKE SURE WHEN YOU SPEND IT THAT YOU
REALLY MAKE IT SOMETHING THAT'S GONNA MEAN SOMETHING TO YOU AND
SOMETHING THAT YOU REALLY ENJOY.
DON'T GO OUT AND JUST EMOTIONALLY FRITTER IT AWAY
ON SOMETHING THAT IS NOT GONNA REALLY MEAN THAT MUCH TO YOU.
GET YOURSELF SOMETHING THAT YOU REALLY, REALLY, REALLY LIKE.
LET'S JUST SAY MAYBE YOU DON'T HAVE A LOT OF MONEY TO SPEND BUT
YOU GOT 5 OR 6 BUCKS AND YOU JUST FEEL LIKE YOU NEED A TREAT.
WELL, YOU KNOW SOMETHING I REALLY ENJOY.
I LIKE GOOD-- I LIKE PRETTY SMELLS.
I LIKE THINGS THAT SMELL GOOD.
SO MAYBE I WOULD GO OUT AND BUY MYSELF A NICE CANDLE,
AND THEN I COULD BURN THAT CANDLE FOR MAYBE 2, 3, 4 WEEKS
IN THE EVENING AND I CAN ENJOY THAT FOR A LONG PERIOD OF TIME.
THAT'S JUST AN EXAMPLE.
THAT WOULD BE BETTER THAN ME RUNNING OUT AND GETTING THIS BIG
ICE-CREAM HOT FUDGE THING AND SWALLOWING IT AND THEN WISHING
I WOULDN'T HAVE.
AND YOU KNOW THEN--YOU KNOW, IT'S BETTER TO GET SOMETHING
IF YOU HAVE LIMITED MONEY THAT'S GOING TO LAST YOU
OVER A PERIOD OF TIME.
THE GOOD NEWS IS IS THAT WE DON'T HAVE TO LOVE THINGS.
WE CAN BE IN LOVE WITH GOD.
IT SAYS, "EVERYTHING THAT'S IN THE WORLD
IS CURRENTLY PASSING AWAY."
VERSE 17 SAYS, "AND THE WORLD PASSES AWAY AND DISAPPEARS, AND
WITH IT THE FORBIDDEN CRAVINGS (THE PASSIONATE DESIRES,
THE LUST) OF IT; BUT HE WHO DOES THE WILL OF GOD AND CARRIES OUT
HIS PURPOSES IN LIFE LIVES (REMAINS) AND ABIDES FOREVER."
LET ME JUST FINISH BY SAYING, I'M GONNA ASK YOU TO BE CAREFUL
ABOUT WASTE.
YOU KNOW, ONE OF MY SONS TEASES ME BECAUSE I CAN'T STAND
TO THROW FOOD AWAY.
AND I JUST DON'T LIKE TO WASTE STUFF.
SO WHEN I'M OUT IN A RESTAURANT EATING--WHICH DAVE AND I
DO EAT OUT FREQUENTLY JUST BECAUSE OF OUR LIFESTYLE.
AND I'M NOT A HUGE EATER.
I'VE ALWAYS GOT FOOD LEFT OVER.
WELL, I USED TO BE A FOOD PUSHER AND I'D TRY TO PUSH IT ON DAVE,
AND HE USED TO EAT IT ALL UNTIL HE DIDN'T WANT
TO EAT THAT MUCH EITHER.
AND SO HE DOESN'T WANT TO EAT IT, SO I WILL ALWAYS TAKE
THE FOOD HOME, AND I USUALLY DON'T EAT IT BUT WHAT I DO IS I
WILL CALL MY DAUGHTER, WHO LIVES AROUND THE CORNER FROM ME THAT'S
GOT FOUR KIDS AND IS ALWAYS WANTING TO EAT SOMETHING,
AND I WILL DROP MY LEFTOVERS OFF TO HER.
WHAT?
THAT TAKES A LITTLE TIME, TAKES A LITTLE EFFORT.
YOU KNOW, I CAN JUST SAY, "AH, I'M NOT GONNA TAKE THAT HOME.
JUST GONNA LEAVE IT HERE."
BUT I BELIEVE WHEN WE DON'T WASTE THINGS,
THAT GOD WILL HONOR US.
I EVEN KNOW A MAN ONE TIME, I HEARD THIS STORY, HE HAD SOME
FOOD LEFT OVER IN THE RESTAURANT AND HE HAD THEM BAG IT UP.
AND SOMEBODY WITH HIM SAID, "WHY ARE YOU TAKING THAT WITH YOU?
WE'RE JUST GOING BACK TO A HOTEL ROOM."
HE SAID, "OH, YOU NEVER KNOW, I MAY RUN INTO SOMEBODY
HOMELESS THAT'S HUNGRY."
WELL, HE DIDN'T GO VERY FAR AND HE SAW A HOMELESS MAN AND ASKED
HIM IF HE WOULD LIKE TO HAVE THE FOOD THAT HE HAD LEFT OVER.
SO, YOU KNOW, WHATEVER YOU WANT TO DO WITH THAT YOU CAN DO
WITH IT, BUT I'M JUST SAYING WE GOTTA RESPECT MONEY
IF WE'RE GONNA EXPECT MONEY.
AND ONE OF THE THINGS WE DON'T WANT TO DO IS WASTE STUFF.
JUST MAKE SURE THAT YOU'RE NOT GETTING STUFF YOU DON'T EVEN
REALLY WANT, THEN YOU END UP POURING IT DOWN THE DRAIN OR,
YOU KNOW, "I DIDN'T REALLY WANT THAT TO START WITH."
AND, YOU KNOW, IF YOU'RE GONNA--IF YOU BUY SOMETHING TO
WEAR AND IT DOESN'T END UP BEING WHAT YOU REALLY LIKE OR YOU'RE
NOT GONNA REALLY USE IT, YOU WEAR IT ONCE AND DON'T LIKE IT,
DON'T JUST LEAVE IT HANGING IN THE CLOSET FOR 2 YEARS
IN CASE YOU EVER DECIDE THAT YOU WANT IT.
PASS IT ON TO SOMEBODY ELSE.
USE IT, THAT WAY YOU CAN INVEST IT.
IF YOU DON'T, YOU LOSE IT.
IT'S TIME FOR US TO BE A LOT MORE RESPONSIBLE WHERE MONEY
IS CONCERNED.
I HAVE PERSONAL NOTES ON FINANCES FROM TEACHING THAT I
HAVE DONE IN THE PAST, AND WE HAVE PUT THEM TOGETHER IN
A LITTLE BOOK FOR YOU CALLED, "MY PERSONAL NOTES ON FINANCES,"
BY JOYCE MEYER.
AND GUESS WHAT.
I'M GONNA GIVE THESE AWAY TODAY TO ANYBODY WHO CALLS IN,
WRITES IN OR GETS ONLINE AND REQUESTS THEM.
THAT'S A BOLD STEP ON OUR PART BECAUSE I HAVE NO IDEA HOW MANY
THOUSANDS AND THOUSANDS OF THESE PEOPLE ARE GONNA REQUEST.
WHY WOULD I DO THAT?
BECAUSE I BELIEVE THAT THE DEBT THAT PEOPLE ARE UNDER TODAY
IS PRESSURING THEM IN AN UNBELIEVABLE WAY, AND I THINK
THE DEVIL IS LAUGHING HIS HEAD OFF AND WE NEED TO REALIZE
THAT WE DO NOT HAVE TO LIVE LIKE THAT.
IT'S GOD'S WILL FOR US TO BE BLESSED, BLESSED IN EVERY WAY
AND BE A BLESSING EVERYWHERE THAT WE GO.
AND I WANT TO TELL YOU, IT'S NEVER TOO LATE TO BEGIN AGAIN.
YOU ARE NOT SO DEEP IN DEBT THAT YOU CANNOT TURN IT AROUND WITH
GOD'S HELP AND SEE YOUR WAY FREE AT SOME TIME TO BE COMPLETELY
OUT OF DEBT.
I BELIEVE WITH YOU RIGHT NOW IN JESUS' NAME FOR EVERYONE
WATCHING AND EVERYBODY HERE IN THE STUDIO, I PRAY A NEW SPECIAL
ANOINTING ON YOU TO BE ABLE TO SAY YES TO WHAT YOU NEED TO SAY
YES TO AND NO TO WHAT YOU NEED TO SAY NO TO.
I PRAY IN THE NAME OF JESUS THAT IF YOU ARE IN DEBT THAT YOU WILL
SYSTEMATICALLY AND GRADUALLY, WITH GOD'S HELP, GET OUT OF DEBT
DAY AFTER DAY, MONTH AFTER MONTH, YEAR AFTER YEAR AND YOU
WILL SEE THE TIME WHEN YOU CAN SAY, "I DO NOT HAVE TO MAKE
A PAYMENT ON ANYTHING.
I AM DEBT FREE."
I DECLARE IT OVER YOU IN JESUS' NAME.
GOD BLESS YOU.
HAVE A GREAT REST OF THE DAY.
THANKS, EVERYBODY.
[AUDIENCE APPLAUDING]
BUDI: STARTED WHEN I APPLIED FOR MEDICAL SCHOOL.
YOU KNOW, I WAS HAVING SUCH A DIFFICULTY AND I PROMISED GOD
THAT IF I MADE IT I WOULD GIVE MY PROFESSION
TO HIS SERVICE, TO HIS KINGDOM.
AND I GUESS, HE REMEMBERED.
YOU KNOW, HOPEFULLY THAT WE COULD TALK TO THEIR
FAITH ALSO AND BRING THEM CLOSER TO THE FATHER.
I THINK THAT'S A WONDERFUL THING.
[MUSIC]
CC BY ABERDEEN CAPTIONING 1-800-688-6621 WWW.ABERCAP.COM
ANNOUNCER: THE PRECEDING WAS PAID FOR
BY THE FRIENDS AND PARTNERS OF JOYCE MEYER MINISTRIES.
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