Waching daily Feb 18 2019

Hi everyone. Wallace here with your Monday video.

Today I'm talking romance. I know it's not Valentine's Day anymore but I just

am in the mood for romance novels. And I rewatched the episode of younger

where they have the romance author on who like kept the lights on in the

publishing house for decades and decades. I don't know if you've seen it so I

won't give you any more like spoilers on that one. But I really loved that episode

because they talked a lot about how romance has such a bad rap because of

men being in charge of publishing and how it's a genre geared towards women

and how sometimes feminists are even, you know, embarrassed to be reading it. Which

I actually think has changed. Most the feminists I know read romance and read

it heartily. Oh hello. And, including her. And I even know some bookstores that were a

little hoity toity and you know too snooty who are now making romance sections. So I

think the news has spread that women like romance and women spend money and

women are readers. So here's some of my new, not new favorites, but some that

I'm just gonna tell you guys about. um This one was recommended so many times

on the smart but just trashy books podcast. And I can't remember it was

either a Elise or Carrie. I'm pretty sure it was a Elise or Carrie um who

recommend this one. It's the Jennifer Cruise, although I think her name is

like cruzi or something. It's like, um, I think actually is cruzi. I keep calling

it Cruz. And it's called bet me. Can you see that? Anyway it's, I bought it and I was

like it's been on my shelf for a long time and I'm like I'm sure it's good.

I don't know. It might be a little too chick lit-y for me, like whatever. Oh my gosh,

I can't believe I waited so long to read it. I'm not even not far.

I started it like last night and I read this much and it is so good. It's like the

kind of book you want to sit down and read all the time. It's like, I don't even

know how to describe it cause it's not like any of the other romances that I've

read. It's like real life but like, oh. I don't know. Like the best

rom com you've ever seen type of thing. Like picture your favorite rom-com and then

this is it. So it's good and it's not formulaic and it actually has made me

laugh out loud a few times. So definitely that, that was, whoever said it, Carrie or

Elise, whichever one of you said it was right on this one. This one, this one.

The next one — can I have this, please? Thank you. You know what else I like about this one is the

protagonist is not some perfect little whatever size two beauty that like nobody

sees. It's like her personality is what makes me laugh and the description of

her is she's just like a really average woman. So hallelujah for that. um This one

is actually about an overweight woman who works in the Food Network and

is, um, this one's erotica. So her reward for working out is more fun than most

people's reward for working out. But um I just think that that's fun. It's really

short. It's really, really short and I actually have a signed copy of this one

to give away. So you can follow me @bookitlikeamother on instagram and I

will be giving a copy of this away soon. um And it's part of a trilogy so and the

author works at the ripped bodice here in Los Angeles. You can follow them, I

think it's @therippedbodicela. I'll put it, I'll put it in the comments. And I

believe both these, both of these authors have instagrams. I know

Rebekah Witherspoon definitely does because I follow her and she's hilarious.

The last one is ship it and this one is LGBTQ romance fan, fandom romance.

It's about, I mean, ship, those of you who are like

into fanfiction know like ship it, like their relationships. If you're not into

fan fiction, a ship is like the relationship between two people who like

maybe didn't have a relationship in the original novel and then the fan

takes them. So it would be like Hermione and Harry having a relationship and like

the story behind that instead of Hermione and Ron ending up together.

You know, or whoever it is, or like um Elizabeth Bennet and Bingley instead of

Elizabeth Bennet and Darcy. So and ship is just one of the nicknames for that

kind of relationship. You can find this out on the Internet. It's pretty easy to

find out. But this one is about fan fiction about a fictional show and uh

and has um LGBTQ themes in it. So this one you can find in the YA section but

I've just heard it a few pages cuz I'm not quite ready to start this one yet.

And it's already, I know I'm gonna fly through it. So and this one is a newer

one also. So it should be pretty easy to find. So those are my three romance

novels for this week. If you've read any of them, feel free to comment down below.

If you have other favorite romances that you want to tell other people about, you

can tell them below. As always, no spoilers please. And until next Monday,

happy reading.

For more infomation >> Romance Novels About Non-Traditional Protagonists - Duration: 5:42.

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How To Make Your Online Business A Success - Video 4 of 4 - Duration: 27:00.

For more infomation >> How To Make Your Online Business A Success - Video 4 of 4 - Duration: 27:00.

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What Man Utd stars have said to Alexis Sanchez as he prepares to face Chelsea tonight - Duration: 2:40.

 Manchester United face Chelsea in the FA Cup tonight and, with Jesse Lingard and Anthony Martial out injured, Alexis Sanchez is expected to spearhead Ole Gunnar Solskjaer's attack

 The Chile international remains down in the dumps over at Old Trafford having scored just two goals all seasons

 The Manchester United star was nothing short of dreadful when he came on against PSG in the Champions League defeat on Tuesday, leading to calls for him to be sold

 But Herrera has insisted he and his fellow team-mates are doing everything to get Alexis Sanchez back to his best

 "I have big expectations for Alexis because he's a fantastic player and he's a fantastic professional," Herrera told BBC Sport

 "He wants to be important for the club and I'm sure he's going to be. The only thing we can tell him is that we all believe in his qualities, we know what he has

 "We all know what he is capable of, and he's going to do it, so you will see it soon

 "I think he should be very calm, because he has everything to be a top player in this club and he will be

" Meanwhile, Solskjaer has used an unusual ketchup analogy when tipping Sanchez to come good

 "He's very talented," the 45-year-old said of the Chile international. "But of course there's only so many things you can sit down and talk about and tweak

 "If he could just get that goal I'm sure that would release his confidence. "That's what it's about when you go through periods when you don't perform up to your standard because we know there is a very, very good player there

 "It's one of those things. You know that bottle of ketchup when it never comes, but when it suddenly comes there's loads! "When it comes, it comes

I'm sure he'll be fine." Sanchez has admitted to fears over his United form, saying: "I would like to have brought more joy to the club

 "Yes, it worries me because I believe in my abilities as a player. "I want to show it [on the pitch]

"

For more infomation >> What Man Utd stars have said to Alexis Sanchez as he prepares to face Chelsea tonight - Duration: 2:40.

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Chelsea news: 'Liability' player is reason Blues won't finish in top four - Stewart Robson - Duration: 2:33.

 That is the opinion of ESPN FC pundit and former Arsenal midfielder Stewart Robson

 Robson made his feelings clear on Jorginho shortly after he joined the Blues last summer

 The pundit claimed the £57million signing from Napoli does not have the qualities to be a defensive midfielder

 Robson said last August: "I don't think he's a good defensive player, I don't think he's a good player in that holding midfield role

 "As a holding-midfield player, you need to have athleticism to cover your full-back, you need to be a good reader of the game, get in-between your centre-halves when the ball's in wide areas, you need to be able to close the ball down and win it back

 "You need to be able to be, I would say, still a creative passer. "Jorginho I don't think has got any of those qualities

" Italy international Jorginho has received criticism in recent weeks, with Chelsea dropping down to sixth in the Premier League table

 And Robson has once again pointed the finger at the 27-year-old, claiming he is why the Blues have been struggling

 Speaking this week, Robson said: "[Maurizio] Sarri's sticking with the same old policy and there's a player in there that I think is the main reason why Chelsea aren't winning enough games

 "That's, you know I'm going to say, Jorginho. "As I said right at the start of the season he can't run, which means he can't defend spaces outside of the full-backs

 "He can't head the ball so he can't get between his centre-halves and do a good defensive job there

 "He can't see a forward pass unless he's got a lot of time on the ball, so he can only pass backwards and square

 "He can't manipulate the ball to wriggle out of situations. "So he is a liability for Chelsea and all the time that he is in the side, Chelsea I don't think will qualify for the Champions League

"

For more infomation >> Chelsea news: 'Liability' player is reason Blues won't finish in top four - Stewart Robson - Duration: 2:33.

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Marco is investing in his future with Oval Money, are you? - Duration: 0:21.

For more infomation >> Marco is investing in his future with Oval Money, are you? - Duration: 0:21.

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Marco is investing in his future with Oval Money, are you? - Duration: 0:21.

For more infomation >> Marco is investing in his future with Oval Money, are you? - Duration: 0:21.

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Pension Maximization: Is It For You? - Duration: 6:54.

Hi my name is Dave Grant.

I'm a Certified Financial Planner,

and the founder of Retirement Matters,

a financial planning and investment management

company is Barrington, Illinois.

As you may have seen these videos before,

we get into some deep topics.

We try and keep it top level because I don't want to

stretch this into a 15-20 minute video.

This is a topic today that we can get

dangerously long-winded on

but I want to keep this at a 3-5 minute video.

We are talking about pension maximization today.

So if you don't know what pension maximization is,

let's start at the top.

When you have a pension from a company,

you obviously have different election options,

most of the time.

So you can choose to take it as a pension

payment over your lifetime.

You can choose to do a pension payment

that is 50% joint and survivor;

so that means that you get a benefit when you pass away,

your spouse gets 50% of your benefit

for the rest of their life.

Or you can do a different split of that;

whether it's 100% joint and survivor,

so that the benefit that you get when you pass away

is actually the same as what your spouse gets.

So lots of different options there.

Pension maximization;

instead of taking a split benefit between you and a partner,

it aims to take the maximum benefit that you can take,

and take the difference of what would take with a single

life pension which is the most you can get,

but disappears after you die;

takes the difference of amount there,

versus one of the split pension payment options,

purchases life insurance on your life,

and hopefully the benefit's going to be

higher when you pass away,

and you're actually paying lower premiums.

You actually get a nice spread in between

the bigger benefit you're

getting versus the one you're

not getting in the lower payment.

I'm going to give you a blog post here;

which if that made no sense at all,

in the show notes of this video go ahead

and take a look at this blog post.

It'll explain it in detail,

and hopefully that will make more sense.

So for example sake,

let's say that you had a $2800 a month single life pension,

versus a $2100 a month 100% joint and survivor pension,

so the payment's the same for you and your spouse.

That $700 delta,

that could be used to purchase life insurance,

and the aim is to get the premium per month

to be less than that $700 a month,

which will actually give an annuity benefit when that life

insurance kicks in when you die, an annuity gets purchased,

where the monthly income is higher than what you're actually

giving up in doing all of this process.

So why would you even consider doing this

versus just taking a 50% joint and survivor benefit?

Well for one, if you take the life insurance option

you may actually be able to turn that life insurance

lump sum over into an annuity and get a bigger payment

than you would've done should you have taken

a joint and survivor annuity.

Secondly, if you're taking that single life -

If you've got great health in your family

you could be living a long time.

So if you're living another 20 to 30 years

you're actually getting a lot more money

over that single life period;

and it could be a case of if you think

okay, I might live longer than my spouse,

then you get a lot bigger benefit over your lifetime,

versus having a smaller benefit with

the potential of some going to your spouse.

Additionally, if you are healthy, you may find that that

delta that you're actually using to purchase life insurance

premiums is actually a lot less in purchasing the

life insurance premium than you actually

would be in giving up the pension.

So you can get a bigger benefit for a

smaller purchase price,

and actually get ahead in every scenario.

The last benefit, and this is kind of a big one,

is if your spouse predeceases you,

you've now got a life insurance policy in place on yourself;

you've got a big pension benefit that's going to disappear,

and who cares because your spouse

has actually predeceased you,

you can now change the beneficiary on that life insurance

to leave it to your children, or your grandchildren,

and now what would've been just a pension that disappeared

with you and your spouse now becomes a whole inheritance

that you can leave for your family members;

becomes a whole lot more valuable to your whole family.

So what are the cons to this pension maximization?

And there are some big ones.

Some companies, for example;

if you want retiree medical benefits

for both yourself and your spouse,

they will require that you take a

joint and survivor pension as well,

because they don't want you mixing and

matching all these benefits.

If it's joint things that you need,

everything has to be joint.

Another con can be if you're not as healthy as you thought

you would be you're life insurance benefit that you're

paying for may actually not be big enough for your spouse

should you pass away pretty quickly,

in leaving them with enough income to last

for the rest of their life.

And lastly, you're going to be keeping this insurance policy

going well into your 70's, 80's, 90's potentially,

and there could be a chance that should you change banks,

or various different things change, like you move house,

and you're getting premium notices sent to your old address,

that this insurance policy lapses

because premiums aren't being paid.

So now this whole structure that you built is now

null and void because you didn't make the premiums,

and so it's just been a big waste.

So you got to be on top of this the whole time,

or designate someone to be on top of it if you don't think

you will be into your old age.

So, in a nutshell, this is what pension maximization is;

it's looking at joint and survivor pension

versus a single life annuity pension tied to life insurance

to see if you can get a bigger benefit

for your and your spouse overall.

It's not for everyone.

It does take a lot of analyses, and understanding health

history and what the risks and rewards are going to be.

But it is a good fit for some people.

If you have any questions, my name is Dave Grant.

You can reach me at retirementmattersillinois.com.

There you can read about the other things that I'm exploring

in retirement conversations with clients,

and things that I'm helping them with.

I'll see you next time.

For more infomation >> Pension Maximization: Is It For You? - Duration: 6:54.

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Improving service data quality with 3 steps in ServiceNow - Duration: 5:07.

hello I'm Mikko from Justin Labs and today I'm gonna tell you how to improve

your service data quality with three simple steps using Data Content Manager

the first step is creating a data model using the Blueprint Designer the second

step is running an audit against your current data using the blueprint and the

third step is fixing any deviations bound by the audit let me show you how

it's done starting from the DCM main page we open the blueprint designer to

create a new data model we're going to use a template from the CMDB category

for business applications with the template we get a blueprint for

application which is running on a server and depends on a business service let's

add one more reference to user so in addition to you see a relationship step

blueprint also defines some references to users and groups then let's publish

the blueprint and now we have a new blueprint version available for auditing

let's open the DCM audit module and

create a new on-demand audit with our new blueprint in this step we select

which data to audit so we are auditing non retired applications it took one

second to run the audit and let's see the results so the audit results

overview tells us that 15 out of 18 applications are defined according to

the blueprint but three of the applications include at least one

critical deviation against the blueprint and by scrolling down the list we see

which are the individual applications let's have a look at the Acme ERP

application and we see there's mandatory references

missing and one relationship also missing and directly from this audit

result view we can go to data content planner and fix the deviations so here

we have the same data loaded on top of the blueprint in the data from the

planner and when we run the preview we can see the same issues as the audit

found out so the application is missing a depends on relationship to business

service and there is one server also without a support group reference so

let's add that first we put it to the capacity management group click the

business service container see the related records I will drag one of the

existing services there draw a line and also load other related data for the

business service so it found the owner based on the existing information and

now if we are ready to populate our changes move on to the next dates and

click preview so from the preview we see that by committing the changes we are

adding one new reference from server to group and one new CI relationship

between application and business service

now the changes are done and when we open the application record

we can see that the relationships were created according to the blueprint when

we scroll down a bit so here it is depends on used by type of relationship

from application to the business sense and next time when we run the audit we

should get better results and higher compliance against equipment in this

demo you saw how to create a blueprint using a template how to run an audit

against the blueprint and how to fix any deviations found by the audit and that's

all we had today thank you for watching and stay tuned for more videos on the

data content manager YouTube channel bye-bye

For more infomation >> Improving service data quality with 3 steps in ServiceNow - Duration: 5:07.

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Arsenal news: It's 'totally wrong' - Ian Holloway tears into 'laughing stock' Gunners - Duration: 2:34.

 Holloway has criticised Arsenal for how they have allowed several of their star players to enter the last year of their contract

 Alexis Sanchez was in the last six months of his deal before he moved to Manchester United in January 2018

 Mesut Ozil was then rewarded with a new £350,000-a-week contract to prevent him from leaving for free last summer

 Jack Wilshere did leave for nothing when he joined West Ham and Aaron Ramsey will exit at the end of this season, moving to Juventus

 Holloway says clubs should not allow players of that stature to enter the final year of their contracts and says the end of Arsene Wenger's reign turned the Gunners into a laughing stock

 "Some of the running of behind the scenes at Arsenal is totally wrong," the ex-Blackpool and QPR boss said on talkSPORT

 "You've let some wonderful players run out of contract and you haven't re-signed them, or you have re-signed them for extraordinary amounts of money

 "You've got to do things a little bit earlier than that.  "I think with Arsene staying as long as he did, the way that other fans, other clubs disrespected him during matches, 'we want him to stay', Arsenal has turned into a bit of a laughing stock

 "But deep down their squad needs a shake up, it really does. They need to sort out some major, major problems

 "For me the start of it was the Alexis Sanchez fiasco. "He almost started sulking when he got brought off and he's hardly done anything else since

 "So really you're better off without those players at your club and you're better off getting them gone

 "So they have a major issue in their most talented, creative footballer they've had for a long time in Mesut Ozil

 "That [Ramsey] is another problem, you don't let them get out of [contract]. "I couldn't have afforded that at the clubs I was at, they would have probably gone bust if I let my best player go out of contract

"

For more infomation >> Arsenal news: It's 'totally wrong' - Ian Holloway tears into 'laughing stock' Gunners - Duration: 2:34.

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Giulia is investing in her future with Oval Money, are you? - Duration: 0:22.

For more infomation >> Giulia is investing in her future with Oval Money, are you? - Duration: 0:22.

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What Man Utd stars have said to Alexis Sanchez as he prepares to face Chelsea tonight - Duration: 2:49.

 Manchester United face Chelsea in the FA Cup tonight and, with Jesse Lingard and Anthony Martial out injured, Alexis Sanchez is expected to spearhead Ole Gunnar Solskjaer's attack

 The Chile international remains down in the dumps over at Old Trafford having scored just two goals all seasons

 The Manchester United star was nothing short of dreadful when he came on against PSG in the Champions League defeat on Tuesday, leading to calls for him to be sold

 But Herrera has insisted he and his fellow team-mates are doing everything to get Alexis Sanchez back to his best

 "I have big expectations for Alexis because he's a fantastic player and he's a fantastic professional," Herrera told BBC

 "He wants to be important for the club and I'm sure he's going to be. The only thing we can tell him is that we all believe in his qualities, we know what he has

 "We all know what he is capable of, and he's going to do it, so you will see it soon

 "I think he should be very calm, because he has everything to be a top player in this club and he will be

" Meanwhile, Solskjaer has used an unusual ketchup analogy when tipping Sanchez to come good

Trending  "He's very talented," the 45-year-old said of the Chile international

 "But of course there's only so many things you can sit down and talk about and tweak

 "If he could just get that goal I'm sure that would release his confidence. "That's what it's about when you go through periods when you don't perform up to your standard because we know there is a very, very good player there

 "It's one of those things. You know that bottle of ketchup when it never comes, but when it suddenly comes there's loads! "When it comes, it comes

I'm sure he'll be fine." Sanchez has admitted to fears over his United form, saying: "I would like to have brought more joy to the club

 "Yes, it worries me because I believe in my abilities as a player. "I want to show it [on the pitch]

"

For more infomation >> What Man Utd stars have said to Alexis Sanchez as he prepares to face Chelsea tonight - Duration: 2:49.

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DevOps Career Tip of the Week - 3 Tips to Increase Your Response to Online Postings - Duration: 5:06.

- What up, guys?

Today on Dhub Repository

I want to share with you three simple tips

to greatly increase your chances

when you apply for a job online, let's go.

(upbeat music)

What up, guys?

Ken M. Middleton here,

your DevOps recruiter

with another Dhub career repository tip of the week.

All right guys,

so today we're talking about applying to jobs

and I know sometimes you feel

like it's a black hole

you're applying to some of these jobs

and you're thinking you are perfect for this job.

Why are you not getting a response?

I got you and today we're going to talk

about three simple tips

that if you implement them

it will greatly

increase the chances that you actually hear

from the company and you get that interview

so you can get that job.

So remember guys

if you're interested

and you like this

remember to like and subscribe

and hit that little ding

so you can get a video from me every single week.

So starting out with number one

we're going to talk about when you apply to a job.

Before you apply to the job

you need to do one simple thing

and that is change your job title

and your description to reflect what they're looking for.

So if you're applying to a job that says

an AWS DevOps engineer

you need to change your job title

to AWS DevOps engineer, right?

And your profiled objective

should be to find a position for an AWS DevOps engineer.

You'll be surprised at how many people

just apply to a job that's for a DevOps engineer

or for a building release engineer role

and their job titles in all their previous jobs

is site reliability engineer.

Now I'm not saying you can't do both of those jobs.

It's possible, maybe not as possible.

Perhaps you have done it

but if you want to make it easier on yourself

and the recruiters

because listen, recruiters we have so much going on

you got to make it easy for us.

Make sure that you're changing your job titles

to reflect what you're applying to

and make sure to look at your job descriptions

and make sure you're changing them accordingly

to you make it easy for the recruiter to say,

"Okay, this man or woman is perfect for this job

"and I need to give her or him a call immediately

"about this opportunity."

Number two and this goes a little bit deeper

than just changing some of your job titles,

look at your descriptions of your jobs

in what you're doing.

So re-read the actual description that you're working with

and customize your resume

to exactly what they're looking for in their job.

So if they're looking

for someone that has docker experience,

Kubernetes cluster management experience,

and you've done that,

make sure that you highlight that in their resume.

If they're looking

for experience with a particular type of language

make sure that you're highlighting that.

You may be missing things that you've done

that they're looking for

that aren't on your resume.

So I'm not telling you to completely re-write your resume.

I'm just saying when you're going to apply for a job

you should probably take an extra five,

10 or 15 minutes,

re-read the job description,

re-read your resume

and make changes accordingly

to increase the chances that once again

you make it easier on that recruiter

to make sure that she or he is like,

"All right let me give this person a call."

And then the last one

and this is something that I've shared before

in my ran,

or in one of my career tips of the week,

is very very simple,

ladies and gentlemen.

You need to contact somebody at that company, right?

So once you apply to the job,

so you've changed your job title

so it's specific to what they're looking for,

you've changed the actual description of your job

so it's specific to what they're looking for

and it highlights the things that are important,

third, contact someone at that company

and talk to them about what you're looking for.

Now I'll put my video here that you can look at.

It shows the method of how to do it

but you need to find three to five,

six people to contact at the company.

Talk to them about what you're doing

and that you applied to it

and you're interested to get their feedback, right?

And make sure you do it in that manner

and if you follow these three simple steps

it will greatly increase the chances

that someone will get back to you

but make sure you contact someone.

Have a conversation with them about the job

and it will greatly increase the chances

that that person will then say,

"Hey, you need to give this person a call back."

So that is it,

three simple tips.

I promise you if you follow them in that order,

take a little bit of extra time

before you just blast,

blast and blast your resume out,

you will greatly increase the chances

that you will get a call back

or at least a response.

So let me know your thoughts as always.

I love to hear them.

Share, like, subscribe.

Please let me know what else you want to know about.

Are there other tips

or things that you think are better,

that you would rather do,

that you know about,

tips that you use that I haven't mentioned here?

Please let me know.

Thanks for everybody's time, take care.

(upbeat music)

(silence)